Implied Volatility Soars for Banner Stock Options
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Nov 10 2025
0mins
Should l Buy BANR?
Source: NASDAQ.COM
Implied Volatility in Options Market: Banner Corporation's stock is experiencing high implied volatility, particularly for the Nov 21, 2025 $45.00 Call option, indicating that investors expect significant price movement in the near future.
Analyst Sentiment: Currently, Banner holds a Zacks Rank #3 (Hold) in the Financial - Savings and Loan Industry, with no analysts increasing their earnings estimates recently, leading to a slight adjustment in the Zacks Consensus Estimate for the current quarter.
Options Trading Strategy: The high implied volatility may signal a trading opportunity, as seasoned options traders often seek to sell premium on such options, betting that the stock will not move as much as anticipated by expiration.
Investment Recommendations: Zacks Investment Research has identified several stocks with high growth potential, suggesting that investors may find opportunities in lesser-known stocks that could yield significant returns in the coming months.
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Analyst Views on BANR
Wall Street analysts forecast BANR stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for BANR is 71.20 USD with a low forecast of 69.00 USD and a high forecast of 74.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
5 Analyst Rating
2 Buy
3 Hold
0 Sell
Moderate Buy
Current: 63.800
Low
69.00
Averages
71.20
High
74.00
Current: 63.800
Low
69.00
Averages
71.20
High
74.00
About BANR
Banner Corporation is a bank holding company for Banner Bank (the Bank). The Bank is a chartered commercial bank in the State of Washington. The Bank is a regional bank that offers a variety of commercial banking services and financial products to individuals, businesses and public sector entities in its primary market areas. Its primary business is that of traditional banking institutions, accepting deposits and originating loans in locations surrounding its offices in Washington, Oregon, California, Idaho and Utah. It is also a participant in the secondary loan markets, engaging in mortgage banking operations, through the origination and sale of one- to-four-family and multifamily residential loans. Its lending activities include commercial business and commercial real estate loans, agricultural business loans, construction and land development loans, one- to-four-family and multifamily residential loans, United States small business administration (SBA) loans and consumer loans.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
BANR Stock Fluctuation: 52-Week Low at $54.005, High at $72.0443
- Stock Price Analysis: BANR's 52-week low is $54.005, with a high of $72.0443, and the last trade at $61.46 indicates significant price volatility over the past year, which may impact investor confidence and decision-making.
- Technical Indicator Focus: The current stock price of $61.46 is below the 200-day moving average, potentially signaling short-term market adjustment risks, prompting investors to closely monitor future trends to reassess their holding strategies.
- Market Sentiment Assessment: Despite the high-low fluctuations within the 52-week range, the current price remains within a reasonable range, reflecting a cautiously optimistic market outlook on BANR's fundamentals, which may attract dividend-seeking investors.
- Investor Strategy Adjustment: As the stock price approaches the 52-week low, investors might consider a buy-the-dip strategy to capitalize on potential higher returns when the market rebounds in the future.
See More
Banner Corporation (BANR) Reports Q4 2025 Net Profit of $51.2 Million, EPS at $1.49
- Profit Performance: Banner Corporation reported a net profit of $51.2 million for Q4 2025, translating to an EPS of $1.49, which is a decrease from $1.54 in the previous quarter, reflecting impacts from lower valuations on financial instruments and losses on software asset disposals.
- Core Earnings Growth: The company's core pretax earnings reached $255 million in 2025, up from $223.2 million in 2024, indicating ongoing improvements in operational performance and potential for future growth.
- Loan and Deposit Dynamics: While loan growth was negligible in Q4, year-over-year portfolio loan balances increased by 3.2%, with solid growth in commercial real estate portfolios at 5% and 11%, demonstrating resilience in specific sectors.
- Future Outlook: Management anticipates mid-single-digit loan growth for 2026, despite ongoing headwinds from commercial real estate payoffs, and notes that net interest margin will be highly dependent on Federal Reserve policy changes.
See More
Banner Corporation (BANR) Declares $0.50 Quarterly Dividend with 3.03% Yield
- Dividend Declaration: Banner Corporation has declared a quarterly dividend of $0.50 per share, consistent with previous distributions, reflecting the company's stable cash flow and profitability, which enhances investor confidence.
- Yield Performance: The forward yield of 3.03% is attractive in the current market environment, potentially drawing in more income-seeking investors looking for reliable returns.
- Payment Schedule: The dividend will be payable on February 13, with a record date of February 3 and an ex-dividend date also on February 3, ensuring shareholders receive their earnings promptly and improving shareholder satisfaction.
- Financial Health Indicators: The dividend payment reflects Banner's robust financial health, and combined with historical earnings data, indicates the company's ongoing ability to maintain or increase dividends, further solidifying its market position.
See More
Banner Corporation Q4 EPS Beats Expectations, Revenue Grows 4.4% YoY
- Earnings Beat: Banner Corporation reported a Q4 GAAP EPS of $1.49, exceeding expectations by $0.04, indicating stable profitability and growth potential amidst market challenges.
- Revenue Growth: The company achieved Q4 revenue of $167.67 million, reflecting a 4.4% year-over-year increase, although it fell short of market expectations, suggesting resilience in a competitive environment.
- Stock Price Reaction: Despite missing revenue targets, Banner's shares rose by 0.03%, indicating investor confidence in the company's future performance and recognition of its earnings capability.
- Positive Market Outlook: Given Banner's performance in profitability and revenue growth, analysts maintain an optimistic outlook for its market prospects, anticipating continued investor interest moving forward.
See More
Kinder Morgan (KMI) Expected EPS of $0.37, 15.63% YoY Growth
- Earnings Forecast: Kinder Morgan is expected to report an EPS of $0.37 for Q4 2025, reflecting a 15.63% increase year-over-year, indicating robust growth potential in the oil and gas sector.
- Industry Comparison: CACI anticipates an EPS of $6.41, a 7.73% increase from the previous year, having exceeded expectations every quarter in the past year, showcasing its competitive edge in the computer services industry.
- Financial Performance: Pinnacle Financial Partners forecasts an EPS of $2.32, representing a 22.11% increase year-over-year, consistently beating expectations over the past year, highlighting its strong market performance.
- Significant Growth: Live Oak Bancshares expects an EPS of $0.56, a remarkable 154.55% increase, reflecting rapid growth and an increase in market share within the banking sector.
See More
Banner Corporation to Report Q4 Results on January 21, 2026
- Earnings Report Schedule: Banner Corporation plans to release its fourth-quarter financial results after market close on January 21, 2026, which is expected to provide investors with critical financial data and operational performance insights.
- Conference Call Details: Management will host a conference call on January 22, 2026, at 8:00 a.m. PT to discuss the earnings report, likely attracting attention from investment professionals and enhancing transparency.
- Investor Participation: Investors can join the call by dialing (833) 470-1428 with access code 013437, further promoting interaction and communication with stakeholders.
- Company Background: Banner Corporation is a $16.56 billion bank holding company that operates a commercial bank across four Western states, offering a full range of deposit services and various loan products, showcasing its market position and business diversity in the region.
See More
BANR Stock Fluctuation: 52-Week Low at $54.005, High at $72.0443
- Stock Price Analysis: BANR's 52-week low is $54.005, with a high of $72.0443, and the last trade at $61.46 indicates significant price volatility over the past year, which may impact investor confidence and decision-making.
- Technical Indicator Focus: The current stock price of $61.46 is below the 200-day moving average, potentially signaling short-term market adjustment risks, prompting investors to closely monitor future trends to reassess their holding strategies.
- Market Sentiment Assessment: Despite the high-low fluctuations within the 52-week range, the current price remains within a reasonable range, reflecting a cautiously optimistic market outlook on BANR's fundamentals, which may attract dividend-seeking investors.
- Investor Strategy Adjustment: As the stock price approaches the 52-week low, investors might consider a buy-the-dip strategy to capitalize on potential higher returns when the market rebounds in the future.
See More
Banner Corporation (BANR) Reports Q4 2025 Net Profit of $51.2 Million, EPS at $1.49
- Profit Performance: Banner Corporation reported a net profit of $51.2 million for Q4 2025, translating to an EPS of $1.49, which is a decrease from $1.54 in the previous quarter, reflecting impacts from lower valuations on financial instruments and losses on software asset disposals.
- Core Earnings Growth: The company's core pretax earnings reached $255 million in 2025, up from $223.2 million in 2024, indicating ongoing improvements in operational performance and potential for future growth.
- Loan and Deposit Dynamics: While loan growth was negligible in Q4, year-over-year portfolio loan balances increased by 3.2%, with solid growth in commercial real estate portfolios at 5% and 11%, demonstrating resilience in specific sectors.
- Future Outlook: Management anticipates mid-single-digit loan growth for 2026, despite ongoing headwinds from commercial real estate payoffs, and notes that net interest margin will be highly dependent on Federal Reserve policy changes.
See More
Banner Corporation (BANR) Declares $0.50 Quarterly Dividend with 3.03% Yield
- Dividend Declaration: Banner Corporation has declared a quarterly dividend of $0.50 per share, consistent with previous distributions, reflecting the company's stable cash flow and profitability, which enhances investor confidence.
- Yield Performance: The forward yield of 3.03% is attractive in the current market environment, potentially drawing in more income-seeking investors looking for reliable returns.
- Payment Schedule: The dividend will be payable on February 13, with a record date of February 3 and an ex-dividend date also on February 3, ensuring shareholders receive their earnings promptly and improving shareholder satisfaction.
- Financial Health Indicators: The dividend payment reflects Banner's robust financial health, and combined with historical earnings data, indicates the company's ongoing ability to maintain or increase dividends, further solidifying its market position.
See More
Banner Corporation Q4 EPS Beats Expectations, Revenue Grows 4.4% YoY
- Earnings Beat: Banner Corporation reported a Q4 GAAP EPS of $1.49, exceeding expectations by $0.04, indicating stable profitability and growth potential amidst market challenges.
- Revenue Growth: The company achieved Q4 revenue of $167.67 million, reflecting a 4.4% year-over-year increase, although it fell short of market expectations, suggesting resilience in a competitive environment.
- Stock Price Reaction: Despite missing revenue targets, Banner's shares rose by 0.03%, indicating investor confidence in the company's future performance and recognition of its earnings capability.
- Positive Market Outlook: Given Banner's performance in profitability and revenue growth, analysts maintain an optimistic outlook for its market prospects, anticipating continued investor interest moving forward.
See More
Kinder Morgan (KMI) Expected EPS of $0.37, 15.63% YoY Growth
- Earnings Forecast: Kinder Morgan is expected to report an EPS of $0.37 for Q4 2025, reflecting a 15.63% increase year-over-year, indicating robust growth potential in the oil and gas sector.
- Industry Comparison: CACI anticipates an EPS of $6.41, a 7.73% increase from the previous year, having exceeded expectations every quarter in the past year, showcasing its competitive edge in the computer services industry.
- Financial Performance: Pinnacle Financial Partners forecasts an EPS of $2.32, representing a 22.11% increase year-over-year, consistently beating expectations over the past year, highlighting its strong market performance.
- Significant Growth: Live Oak Bancshares expects an EPS of $0.56, a remarkable 154.55% increase, reflecting rapid growth and an increase in market share within the banking sector.
See More
Banner Corporation to Report Q4 Results on January 21, 2026
- Earnings Report Schedule: Banner Corporation plans to release its fourth-quarter financial results after market close on January 21, 2026, which is expected to provide investors with critical financial data and operational performance insights.
- Conference Call Details: Management will host a conference call on January 22, 2026, at 8:00 a.m. PT to discuss the earnings report, likely attracting attention from investment professionals and enhancing transparency.
- Investor Participation: Investors can join the call by dialing (833) 470-1428 with access code 013437, further promoting interaction and communication with stakeholders.
- Company Background: Banner Corporation is a $16.56 billion bank holding company that operates a commercial bank across four Western states, offering a full range of deposit services and various loan products, showcasing its market position and business diversity in the region.
See More
