HSAs: No Easy Solution for Rising Health Insurance Expenses, But These Accounts Can Provide Assistance.
- Rising Insurance Premiums: Insurance premiums are expected to increase significantly next year, affecting millions of Americans.
- Increased Interest in Health Savings Accounts: As a result of rising costs, more Americans may consider utilizing health savings accounts (HSAs) to manage their healthcare expenses.
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ATOS Shares Plunge 32% — Retail Investors Weigh In on the Reverse Stock Split
Stock Split Announcement: Atossa Therapeutics has combined its 15 shares of common stock into one new share following a reverse stock split approved by its Board of Directors, effective February 2, 2026.
FDA Orphan Drug Designation: The FDA granted Orphan Drug Designation to Atossa's drug, Z-endoxifen, for the treatment of Duchenne muscular dystrophy, which is a severe genetic disorder primarily affecting boys.
Stock Performance: Following the stock split, Atossa's shares fell by 32% on the first day of trading, reflecting ongoing concerns among investors about potential dilution and the company's overall performance.
Financial Position: As of the end of September, Atossa reported cash and cash equivalents totaling $51.8 million, despite experiencing a 54% decline in stock value over the past year.
Tesla Skeptic Claims New FSD Subscription Model Indicates Tech Lacks Asset Value: Retail Investors Share Worries
Tesla's Subscription Model: Tesla is transitioning its full self-driving (FSD) technology to a subscription model, which has raised concerns among analysts regarding its valuation as an appreciating asset.
Pricing Strategy: The pricing decision for the FSD subscription is seen as a crucial step towards standardizing software offerings for vehicles over the next five years, despite the current small customer base.
Market Reaction: Following the announcement, Tesla's stock experienced a decline, with analysts expressing skepticism about the technology's current capabilities and its impact on future valuations.
Future Outlook: Elon Musk indicated that the subscription service would begin on February 14, and there are calls for Tesla to reduce subscription costs to attract more customers and increase adoption rates.
Fund Manager Raises Alarm Over Tesla's Declining Delivery Figures and Elevated P/E Ratio
Tesla's Q4 Deliveries: In the fourth quarter of 2025, Tesla reported 418,227 vehicle deliveries, reflecting a 16% decline from the same quarter in 2024 and falling short of Wall Street expectations.
Earnings Expectations: Analysts anticipate Tesla will report Q4 revenue of $24.80 billion, below the $25.71 billion reported in Q4 2024, with adjusted earnings per share expected to be $0.44, down from $0.73 in the previous year.
Concerns Over EV Sales: Gary Black from Future Fund LLC expressed concerns about Tesla's declining electric vehicle sales impacting the company's share price, noting that EVs constitute over 70% of Tesla's profits.
Stock Market Sentiment: Despite recent challenges, Tesla's stock has gained 11% over the past year, with retail sentiment remaining bearish, although trading volumes have normalized after a period of high activity.
What’s Causing the Decline in SMCI Stock Price Today?
Market Expectations: Analysts expect Super Micro Computer, Inc. to lead in the AI server market in the medium term, but there are concerns about limited visibility in improving profitability due to increased competition and higher input costs.
Stock Price Adjustment: Mizhuho lowered the price target for Super Micro from $45 to $31 while maintaining a 'Neutral' rating, following Goldman Sachs' initiation of coverage with a 'Sell' rating and a target of $26.
Recent Stock Performance: Shares of Super Micro fell nearly 7% after the downgrade, reflecting a bearish sentiment among retail traders despite a generally bullish outlook in the market.
Collaborations and Innovations: Super Micro is partnering with various technology firms to deliver AI-powered retail solutions, aiming to enhance scalability and productivity while improving profitability through advanced infrastructure.
RZLV Shares Drop 9% Even with Positive Revenue Forecast: Retail Investors Seize the Opportunity
Revenue Projections: Rezoive AI plans to exit 2026 with at least $500 million in annual recurring revenue, projecting significant growth driven by demand in retail, financial services, and payments.
2025 Performance: The company reported approximately $209 million in annual recurring revenue for 2025, marking its first profitable period and highlighting improvements in operational leverage.
Stock Market Reaction: Despite positive growth outlooks, Rezoive AI's stock traded over 9% lower, with retail sentiment remaining extremely bullish, indicating investor confidence in long-term potential.
Operational Expansion: Rezoive AI expanded its workforce to over 1,000 employees globally in 2025, serving more than 650 enterprise customers and handling over 51 billion API calls, showcasing its scaling capabilities.
5 Vanguard ETFs to Invest in and Hold for Future Generations
Vanguard's Investment Offerings: Vanguard is recognized for its extensive range of ETFs, making it a strong choice for long-term investors seeking diversified, low-cost investment options, particularly in large-cap and growth stocks.
Top ETFs for Long-Term Investment: The Vanguard S&P 500 ETF and Vanguard Total Stock Market ETF are highlighted as ideal long-term holdings due to their potential for capital growth, with the latter providing broader market exposure.
Growth and Dividend Strategies: The Vanguard Growth ETF focuses on high-potential growth companies, while the Vanguard Dividend Appreciation ETF targets established firms with a history of increasing dividends, offering stability and consistent returns.
Importance of Bonds: Despite the focus on equities, the Vanguard Total Bond Market ETF is emphasized for its role in providing income, stability, and diversification within a long-term investment portfolio.
ATOS Shares Plunge 32% — Retail Investors Weigh In on the Reverse Stock Split
Stock Split Announcement: Atossa Therapeutics has combined its 15 shares of common stock into one new share following a reverse stock split approved by its Board of Directors, effective February 2, 2026.
FDA Orphan Drug Designation: The FDA granted Orphan Drug Designation to Atossa's drug, Z-endoxifen, for the treatment of Duchenne muscular dystrophy, which is a severe genetic disorder primarily affecting boys.
Stock Performance: Following the stock split, Atossa's shares fell by 32% on the first day of trading, reflecting ongoing concerns among investors about potential dilution and the company's overall performance.
Financial Position: As of the end of September, Atossa reported cash and cash equivalents totaling $51.8 million, despite experiencing a 54% decline in stock value over the past year.
Tesla Skeptic Claims New FSD Subscription Model Indicates Tech Lacks Asset Value: Retail Investors Share Worries
Tesla's Subscription Model: Tesla is transitioning its full self-driving (FSD) technology to a subscription model, which has raised concerns among analysts regarding its valuation as an appreciating asset.
Pricing Strategy: The pricing decision for the FSD subscription is seen as a crucial step towards standardizing software offerings for vehicles over the next five years, despite the current small customer base.
Market Reaction: Following the announcement, Tesla's stock experienced a decline, with analysts expressing skepticism about the technology's current capabilities and its impact on future valuations.
Future Outlook: Elon Musk indicated that the subscription service would begin on February 14, and there are calls for Tesla to reduce subscription costs to attract more customers and increase adoption rates.
Fund Manager Raises Alarm Over Tesla's Declining Delivery Figures and Elevated P/E Ratio
Tesla's Q4 Deliveries: In the fourth quarter of 2025, Tesla reported 418,227 vehicle deliveries, reflecting a 16% decline from the same quarter in 2024 and falling short of Wall Street expectations.
Earnings Expectations: Analysts anticipate Tesla will report Q4 revenue of $24.80 billion, below the $25.71 billion reported in Q4 2024, with adjusted earnings per share expected to be $0.44, down from $0.73 in the previous year.
Concerns Over EV Sales: Gary Black from Future Fund LLC expressed concerns about Tesla's declining electric vehicle sales impacting the company's share price, noting that EVs constitute over 70% of Tesla's profits.
Stock Market Sentiment: Despite recent challenges, Tesla's stock has gained 11% over the past year, with retail sentiment remaining bearish, although trading volumes have normalized after a period of high activity.
What’s Causing the Decline in SMCI Stock Price Today?
Market Expectations: Analysts expect Super Micro Computer, Inc. to lead in the AI server market in the medium term, but there are concerns about limited visibility in improving profitability due to increased competition and higher input costs.
Stock Price Adjustment: Mizhuho lowered the price target for Super Micro from $45 to $31 while maintaining a 'Neutral' rating, following Goldman Sachs' initiation of coverage with a 'Sell' rating and a target of $26.
Recent Stock Performance: Shares of Super Micro fell nearly 7% after the downgrade, reflecting a bearish sentiment among retail traders despite a generally bullish outlook in the market.
Collaborations and Innovations: Super Micro is partnering with various technology firms to deliver AI-powered retail solutions, aiming to enhance scalability and productivity while improving profitability through advanced infrastructure.
RZLV Shares Drop 9% Even with Positive Revenue Forecast: Retail Investors Seize the Opportunity
Revenue Projections: Rezoive AI plans to exit 2026 with at least $500 million in annual recurring revenue, projecting significant growth driven by demand in retail, financial services, and payments.
2025 Performance: The company reported approximately $209 million in annual recurring revenue for 2025, marking its first profitable period and highlighting improvements in operational leverage.
Stock Market Reaction: Despite positive growth outlooks, Rezoive AI's stock traded over 9% lower, with retail sentiment remaining extremely bullish, indicating investor confidence in long-term potential.
Operational Expansion: Rezoive AI expanded its workforce to over 1,000 employees globally in 2025, serving more than 650 enterprise customers and handling over 51 billion API calls, showcasing its scaling capabilities.
5 Vanguard ETFs to Invest in and Hold for Future Generations
Vanguard's Investment Offerings: Vanguard is recognized for its extensive range of ETFs, making it a strong choice for long-term investors seeking diversified, low-cost investment options, particularly in large-cap and growth stocks.
Top ETFs for Long-Term Investment: The Vanguard S&P 500 ETF and Vanguard Total Stock Market ETF are highlighted as ideal long-term holdings due to their potential for capital growth, with the latter providing broader market exposure.
Growth and Dividend Strategies: The Vanguard Growth ETF focuses on high-potential growth companies, while the Vanguard Dividend Appreciation ETF targets established firms with a history of increasing dividends, offering stability and consistent returns.
Importance of Bonds: Despite the focus on equities, the Vanguard Total Bond Market ETF is emphasized for its role in providing income, stability, and diversification within a long-term investment portfolio.
