Glacier Bancorp (GBCI) Reports Q4 Revenue Growth of 37.5% to $306.5 Million
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Jan 22 2026
0mins
Should l Buy GBCI?
Source: seekingalpha
- Earnings Report: Glacier Bancorp's Q4 GAAP EPS stands at $0.49, aligning with expectations, indicating the company's stable profitability amidst market fluctuations.
- Revenue Growth: The company reported Q4 revenue of $306.5 million, reflecting a robust 37.5% year-over-year increase, surpassing market expectations by $0.63 million, showcasing strong business growth and demand.
- Market Reaction: Despite the impressive revenue performance, analysts suggest that it is too early for an upgrade on Glacier Bancorp, indicating a cautious market sentiment regarding future performance.
- Historical Data: The historical financial data and dividend scorecard for Glacier Bancorp highlight the company's ongoing efforts in financial management and shareholder returns, bolstering investor confidence.
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Analyst Views on GBCI
Wall Street analysts forecast GBCI stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for GBCI is 56.50 USD with a low forecast of 55.00 USD and a high forecast of 58.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
4 Analyst Rating
4 Buy
0 Hold
0 Sell
Strong Buy
Current: 52.150
Low
55.00
Averages
56.50
High
58.00
Current: 52.150
Low
55.00
Averages
56.50
High
58.00
About GBCI
Glacier Bancorp, Inc. is the parent company for Glacier Bank and its bank divisions. The Company provides a full range of banking services to individuals and businesses from various locations in Montana, Idaho, Utah, Washington, Wyoming, Colorado, Arizona and Nevada through its wholly owned bank subsidiary, Glacier Bank (Bank). The Bank offers a range of banking products and services, including retail banking; business banking; real estate, commercial, agriculture and consumer loans, and mortgage origination and loan servicing. The Bank serves individuals, small to medium-sized businesses, community organizations and public entities. Its bank divisions include Guaranty Bank & Trust, N.A. (Mount Pleasant, Texas), Altabank (American Fork, Utah), Glacier Bank (Kalispell, Montana), Bank of the San Juans (Durango, Colorado), Citizens Community Bank (Pocatello, Idaho), Collegiate Peaks Bank (Buena Vista, Colorado), and First Bank of Montana (Lewistown, Montana), among others.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Glacier Bancorp (GBCI) Completes Acquisitions, Achieves $32 Billion in Assets for 2025
- Successful Acquisitions: Glacier Bancorp successfully completed the acquisitions of Bank of Idaho and Guaranty Bank & Trust, expanding its footprint in Idaho and Texas, aligning with the company's long-term growth strategy and expected to drive future revenue growth.
- Financial Performance: The company reported a net income of $239 million for 2025, a 26% increase year-over-year, with Q4 net income at $63.8 million, despite $36 million in acquisition-related expenses, indicating sustained profitability.
- Asset and Deposit Growth: By the end of 2025, total assets reached $32 billion, with a loan portfolio of $21 billion and total deposits of $24.6 billion, reflecting strong market demand and customer trust with increases of $2 billion and $2.7 billion from the prior quarter, respectively.
- Efficiency Improvement Outlook: Management projects core operating expenses for 2026 to be between $750 million and $766 million, with an efficiency ratio expected to reach 54% to 55% in the second half of the year, demonstrating positive progress in cost control and operational efficiency.
See More
Glacier Bancorp (GBCI) Reports Q4 Revenue Growth of 37.5% to $306.5 Million
- Earnings Report: Glacier Bancorp's Q4 GAAP EPS stands at $0.49, aligning with expectations, indicating the company's stable profitability amidst market fluctuations.
- Revenue Growth: The company reported Q4 revenue of $306.5 million, reflecting a robust 37.5% year-over-year increase, surpassing market expectations by $0.63 million, showcasing strong business growth and demand.
- Market Reaction: Despite the impressive revenue performance, analysts suggest that it is too early for an upgrade on Glacier Bancorp, indicating a cautious market sentiment regarding future performance.
- Historical Data: The historical financial data and dividend scorecard for Glacier Bancorp highlight the company's ongoing efforts in financial management and shareholder returns, bolstering investor confidence.
See More
Glacier Bancorp (GBCI) Reports 3% Net Income Growth to $63.8 Million in Q4
- Net Income Growth: Glacier Bancorp reported a net income of $63.8 million for Q4, reflecting a 3% increase from $61.8 million in the same quarter last year, indicating the company's stability and profitability in the current economic environment.
- Earnings Per Share Decline: The earnings per share for the quarter were $0.49, down 9% from $0.54 in the prior year, highlighting challenges in cost control and market competition.
- Significant Increase in Interest Income: The net interest income for the current quarter was $266.1 million, a 39% increase compared to $191.4 million last year, demonstrating the company's strong performance in lending and interest rate environments.
- Rise in Non-Interest Income: Total non-interest income for the quarter reached $40.4 million, up from $31.5 million a year ago, showcasing the company's success in diversifying its revenue streams.
See More
Glacier Bancorp Acquires Guaranty Bank, Expanding Assets to $3.36 Billion
- Acquisition Expansion: On October 1, 2025, Glacier Bancorp completed the acquisition of Guaranty Bancshares, which had total assets of $3.36 billion, marking the company's first entry into the Texas market and enhancing its presence in the Southwest region.
- Net Income Variation: The net income for Q4 2025 was $63.8 million, a 6% decrease from the previous quarter but a 3% increase year-over-year, indicating the company's ability to maintain profitability despite acquisition-related costs.
- Interest Income Growth: The current quarter's net interest income reached $266 million, an 18% increase from the prior quarter and a 39% increase from the previous year, reflecting improved loan yields and an expanding loan portfolio, further solidifying the company's financial foundation.
- Dividend Continuity: The company declared a quarterly dividend of $0.33 per share, marking the 163rd consecutive dividend, demonstrating a commitment to shareholders and stable cash flow, which is expected to enhance investor confidence and attract more investments.
See More
Small-Cap Stocks Are Gaining Momentum: Reasons This Rally May Endure.
Small-Cap Stocks Performance: Small-cap stocks have started 2026 strongly, with the Russell 2000 index rising over 6% this month.
Comparison with Larger Indices: This performance surpasses that of larger indices such as the Dow Jones Industrial Average, S&P 500, and Nasdaq Composite.
January Effect: The strong start for small-cap stocks may be attributed to the "January effect," a phenomenon where these stocks typically see gains in the first month of the year.
Market Trends: The trend indicates a potential shift in investor sentiment favoring smaller companies at the beginning of the year.
See More
Glacier Bancorp (GBCI) to Report Q4 Financial Results on January 22, 2026
- Earnings Release Schedule: Glacier Bancorp is set to report its fourth-quarter financial results after market close on January 22, 2026, which is expected to provide investors with critical financial data and future outlook.
- Investor Conference Call: The company has scheduled an investor conference call for January 23, 2026, at 11:00 a.m. Eastern Time, aimed at communicating financial results and addressing related questions, thereby enhancing transparency and investor confidence.
- Registration Process: Investors are required to register via a specific link to obtain dial-in instructions, indicating the company's efforts to improve investor engagement and communication efficiency.
- Webcast and Archiving: The call will be available via webcast, and those unable to participate live can access the archived version on the company’s website, ensuring broad dissemination and accessibility of information.
See More
Glacier Bancorp (GBCI) Completes Acquisitions, Achieves $32 Billion in Assets for 2025
- Successful Acquisitions: Glacier Bancorp successfully completed the acquisitions of Bank of Idaho and Guaranty Bank & Trust, expanding its footprint in Idaho and Texas, aligning with the company's long-term growth strategy and expected to drive future revenue growth.
- Financial Performance: The company reported a net income of $239 million for 2025, a 26% increase year-over-year, with Q4 net income at $63.8 million, despite $36 million in acquisition-related expenses, indicating sustained profitability.
- Asset and Deposit Growth: By the end of 2025, total assets reached $32 billion, with a loan portfolio of $21 billion and total deposits of $24.6 billion, reflecting strong market demand and customer trust with increases of $2 billion and $2.7 billion from the prior quarter, respectively.
- Efficiency Improvement Outlook: Management projects core operating expenses for 2026 to be between $750 million and $766 million, with an efficiency ratio expected to reach 54% to 55% in the second half of the year, demonstrating positive progress in cost control and operational efficiency.
See More
Glacier Bancorp (GBCI) Reports Q4 Revenue Growth of 37.5% to $306.5 Million
- Earnings Report: Glacier Bancorp's Q4 GAAP EPS stands at $0.49, aligning with expectations, indicating the company's stable profitability amidst market fluctuations.
- Revenue Growth: The company reported Q4 revenue of $306.5 million, reflecting a robust 37.5% year-over-year increase, surpassing market expectations by $0.63 million, showcasing strong business growth and demand.
- Market Reaction: Despite the impressive revenue performance, analysts suggest that it is too early for an upgrade on Glacier Bancorp, indicating a cautious market sentiment regarding future performance.
- Historical Data: The historical financial data and dividend scorecard for Glacier Bancorp highlight the company's ongoing efforts in financial management and shareholder returns, bolstering investor confidence.
See More
Glacier Bancorp (GBCI) Reports 3% Net Income Growth to $63.8 Million in Q4
- Net Income Growth: Glacier Bancorp reported a net income of $63.8 million for Q4, reflecting a 3% increase from $61.8 million in the same quarter last year, indicating the company's stability and profitability in the current economic environment.
- Earnings Per Share Decline: The earnings per share for the quarter were $0.49, down 9% from $0.54 in the prior year, highlighting challenges in cost control and market competition.
- Significant Increase in Interest Income: The net interest income for the current quarter was $266.1 million, a 39% increase compared to $191.4 million last year, demonstrating the company's strong performance in lending and interest rate environments.
- Rise in Non-Interest Income: Total non-interest income for the quarter reached $40.4 million, up from $31.5 million a year ago, showcasing the company's success in diversifying its revenue streams.
See More
Glacier Bancorp Acquires Guaranty Bank, Expanding Assets to $3.36 Billion
- Acquisition Expansion: On October 1, 2025, Glacier Bancorp completed the acquisition of Guaranty Bancshares, which had total assets of $3.36 billion, marking the company's first entry into the Texas market and enhancing its presence in the Southwest region.
- Net Income Variation: The net income for Q4 2025 was $63.8 million, a 6% decrease from the previous quarter but a 3% increase year-over-year, indicating the company's ability to maintain profitability despite acquisition-related costs.
- Interest Income Growth: The current quarter's net interest income reached $266 million, an 18% increase from the prior quarter and a 39% increase from the previous year, reflecting improved loan yields and an expanding loan portfolio, further solidifying the company's financial foundation.
- Dividend Continuity: The company declared a quarterly dividend of $0.33 per share, marking the 163rd consecutive dividend, demonstrating a commitment to shareholders and stable cash flow, which is expected to enhance investor confidence and attract more investments.
See More
Small-Cap Stocks Are Gaining Momentum: Reasons This Rally May Endure.
Small-Cap Stocks Performance: Small-cap stocks have started 2026 strongly, with the Russell 2000 index rising over 6% this month.
Comparison with Larger Indices: This performance surpasses that of larger indices such as the Dow Jones Industrial Average, S&P 500, and Nasdaq Composite.
January Effect: The strong start for small-cap stocks may be attributed to the "January effect," a phenomenon where these stocks typically see gains in the first month of the year.
Market Trends: The trend indicates a potential shift in investor sentiment favoring smaller companies at the beginning of the year.
See More
Glacier Bancorp (GBCI) to Report Q4 Financial Results on January 22, 2026
- Earnings Release Schedule: Glacier Bancorp is set to report its fourth-quarter financial results after market close on January 22, 2026, which is expected to provide investors with critical financial data and future outlook.
- Investor Conference Call: The company has scheduled an investor conference call for January 23, 2026, at 11:00 a.m. Eastern Time, aimed at communicating financial results and addressing related questions, thereby enhancing transparency and investor confidence.
- Registration Process: Investors are required to register via a specific link to obtain dial-in instructions, indicating the company's efforts to improve investor engagement and communication efficiency.
- Webcast and Archiving: The call will be available via webcast, and those unable to participate live can access the archived version on the company’s website, ensuring broad dissemination and accessibility of information.
See More
