Franklin Financial increases dividend 3.1% to 33c
Dividend Declaration: The Board of Directors announced a quarterly cash dividend of 33 cents per share for Q2, to be paid on May 28, 2025.
Increase in Dividend: This dividend reflects a 3.1% increase compared to the previous quarter's dividend.
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- Upcoming Ex-Dividend Date: Franklin Financial Services Corporation will go ex-dividend on February 6, requiring shareholders to hold shares before this date to receive a dividend of $0.33 per share, which will be paid on February 25, highlighting the company's commitment to shareholder returns.
- Stable Dividend Yield: Over the past 12 months, Franklin Financial Services has paid a total dividend of $1.32 per share, with a current share price of $51.01, resulting in a dividend yield of 2.6%, indicating the company's robustness in maintaining dividends.
- Earnings and Dividend Growth: The company has achieved a 10% annual growth in earnings per share over the last five years, while dividends have grown at an average rate of 5.7% over the past decade, demonstrating a sustainable dividend policy with a relatively low payout ratio.
- Investment Risk Warning: While Franklin Financial Services shows strong dividend prospects, there are 2 warning signs in the analysis, one of which is significant, suggesting that investors should carefully assess potential risks to ensure sound investment decisions.
- Earnings Performance: Franklin Financial Services reported a GAAP EPS of $1.35 for Q4, indicating stability in profitability and enhancing investor confidence in future performance.
- Revenue Growth: The company achieved quarterly revenue of $23.3 million, reflecting resilience and adaptability in its business amid current market conditions, potentially laying the groundwork for future expansion.
- Investor Attention: The release of the earnings report has drawn significant attention to Franklin Financial Services' Quant Rating from Seeking Alpha, which may influence investor decisions and the overall market perception of the company.
- Dividend Performance: Franklin Financial Services' strong dividend scorecard highlights its commitment to shareholder returns, potentially attracting more investors seeking stable income.
- Asset Growth: As of December 31, 2025, Franklin Financial's total assets reached $2.239 billion, reflecting a 1.9% increase from 2024, which demonstrates the company's robust growth capability and strengthens its competitive position in the financial services sector.
- Net Income Surge: The net income for the fourth quarter of 2025 was $6.043 million, up 91.2% year-over-year, indicating effective strategies in revenue management and cost control, further solidifying its profitability.
- Significant EPS Increase: The earnings per share for the full year 2025 reached $4.74, an 88.8% increase from $2.51 in 2024, reflecting the company's success in enhancing shareholder returns and boosting investor confidence.
- Stable Dividends: The regular cash dividends paid for the full year 2025 amounted to $1.31, a 2.3% increase from 2024, demonstrating the company's ongoing commitment to shareholders while supporting future investment attractiveness.

Stock Performance: Blue Ridge Bankshares, Inc. (BRBS) has seen an 8.6% increase in stock value over the past three months, outperforming the industry and the S&P 500, despite challenges in the banking sector.
Recent Developments: The company received a notification terminating a Consent Order from its regulator and reported improved third-quarter results, driven by increased net interest income and effective cost-control measures.
Strategic Focus: BRBS is de-risking its balance sheet by exiting fintech-related deposits and reducing non-core loan exposure, aiming to enhance traditional banking growth and improve asset quality.
Market Position: While facing competition from larger banks and fintechs, BRBS's community banking model in Virginia and North Carolina supports steady growth, although its higher valuation compared to peers suggests limited upside potential unless core growth and profitability continue to improve.
Financial Performance: Franklin Financial Services Corporation reported a 94.8% increase in net income for Q2 2025, reaching $5.9 million, driven by a significant rise in net interest income and strong loan growth, particularly in commercial real estate.
Market Response and Strategy: Despite a 6.2% decline in shares post-earnings, the company has seen a 23.7% rally over the past month; management emphasizes disciplined growth and asset quality management while continuing to focus on expanding commercial lending and managing credit risks.
Research Reports Overview: Zacks Research Daily highlights reports on 16 major stocks, including Johnson & Johnson, T-Mobile US, and Boeing, showcasing their performance and market outlooks, with a focus on unique micro-cap research for smaller companies.
Market Trends and Challenges: The article discusses various companies' growth prospects and challenges, such as J&J's slowing MedTech sales, T-Mobile's strong customer additions amid competition, Boeing's labor shortages affecting jet deliveries, and Franklin Financial's robust loan growth despite broader economic concerns.










