FOLD HOLDINGS INC: SHIFTING TOWARDS STRAIGHTFORWARD, COMPETITIVE PRICING

Written by Emily J. Thompson, Senior Investment Analyst

Source: moomoo

Updated: Jan 27 2026

0mins

FLD+2.87%

Should l Buy FLD?

Source: moomoo

Market Trends: The focus is shifting towards simpler and more competitive pricing strategies in the market.
Consumer Impact: These changes in pricing are expected to enhance consumer choice and affordability.

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FLD

$1.79+Infinity%1D

Analyst Views on FLD

Wall Street analysts forecast FLD stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for FLD is 7.00 USD with a low forecast of 7.00 USD and a high forecast of 7.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

1 Analyst Rating

1 Buy

0 Hold

0 Sell

Moderate Buy

Current: 1.740

Low

7.00

Averages

7.00

High

7.00

Current: 1.740

Low

7.00

Averages

7.00

High

7.00

Cantor Fitzgerald

NULL -> Overweight

initiated

$6.50

2025-07-28

Reason

Cantor Fitzgerald

Price Target

$6.50

AI Analysis

2025-07-28

initiated

NULL -> Overweight

Reason

Cantor Fitzgerald initiated coverage of Fold Holdings with an Overweight rating and $6.50 price target.

Cantor Fitzgerald

Overweight

initiated

$6.50

2025-07-28

Reason

Cantor Fitzgerald

Price Target

$6.50

2025-07-28

initiated

Overweight

Reason

Cantor Fitzgerald initiated coverage of Fold Holdings with an Overweight rating and $6.50 price target. The firm says Fold is a bitcoin treasury company with a legitimate underlying business. The company's core product is a bitcoin debit card, but it will soon be rolling out bitcoin gift cards and a credit card, the analyst tells investors in a research note. Cantor views Fold as "unique" since it has a a core business focused on driving adoption of bitcoin and the ability to execute treasury operations. It likes the stock's risk/reward at current levels.

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About FLD

Fold Holdings, Inc. is a bitcoin financial services company engaged in expanding access to bitcoin through a comprehensive suite of consumer financial products. The Company offers consumers a Federal Deposit Insurance Corporation (FDIC) insured checking account, a Visa prepaid debit card, bill payments, and an extensive catalog of merchant reward offers. It also partners with third-party service providers that offer bitcoin exchange and custody services. In addition to enabling customers to accumulate bitcoin through its rewards program, the Company itself actively invests in and accumulates bitcoin for its treasury. Its Products and Services consist of Banking and Payments; Rewards Network, and Custody and Trading. It offers a free FDIC-insured checking account that supports direct deposits, bill payments, and the ability to receive paychecks up to three days early. The Company offers eligible customers the ability to buy, sell, store, and withdraw Bitcoin through it.

About the author

Emily J. Thompson

Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.

FOLD HOLDINGS INTRODUCES NO-ANNUAL-FEE CREDIT CARD OFFERING UP TO 4% MONTHLY BITCOIN REWARDS - SEC FILING

Jan 27 2026moomoo

New Credit Card Launch: Fold Holdings has introduced a new credit card that offers a unique feature of up to 4% Bitcoin back on monthly purchases.
No Annual Fee: The newly launched credit card does not have an annual fee, making it an attractive option for consumers interested in earning cryptocurrency rewards.