Deluxe Projects FY25 EPS Between $3.45 and $3.50, Exceeding Consensus of $3.42
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Nov 05 2025
0mins
Should l Buy DLX?
- Revenue Forecast: The company projects FY25 revenue to be between $2.11 billion and $2.13 billion.
- Consensus Comparison: The forecast aligns with the consensus estimate of $2.11 billion.
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Analyst Views on DLX
About DLX
Deluxe Corporation is a payments and data company. Its Merchant Services segment provides electronic credit and debit card authorization and payment systems and processing services, primarily to small and medium-sized retail and service businesses. The B2B Payments segment provides treasury management solutions, including remittance and lockbox processing, remote deposit capture, cash application, and payment acceptance solutions, as well as integrated accounts payable disbursements, such as e-checks, Medical Payment Exchange, and Deluxe Payment Exchange+, as well as fraud and security services. Data Solutions segment provides data, analytics, and marketing services for both business-to-business and business-to-consumer marketing, as well as financial institution profitability reporting and business incorporation services. Print segment provides printed personal and business checks, business essentials, as well as branded promotional, print, apparel, and digital storefront solutions.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Deluxe Declares Quarterly Dividend of $0.30 per Share
- Quarterly Dividend Declaration: Deluxe has declared a quarterly dividend of $0.30 per share, consistent with previous distributions, reflecting the company's stable cash flow and shareholder return strategy.
- Dividend Yield: The forward yield of 5.02% makes this dividend attractive to income-seeking investors, enhancing the company's appeal in the capital markets.
- Shareholder Record Date: The dividend will be payable on February 23, with a record date of February 9 and an ex-dividend date also on February 9, ensuring shareholders receive their payouts promptly.
- Future Revenue Guidance: Deluxe outlines a revenue guidance of $2.11 billion to $2.175 billion for 2026, indicating that payments and data businesses are approaching 50% of total sales, showcasing the company's ongoing growth potential.
See More
Deluxe Corporation Q4 2025 Earnings Highlights
- Revenue Growth: Deluxe Corporation reported total revenue of $2.133 billion for 2025, reflecting a 0.5% increase year-over-year, demonstrating resilience amid economic fluctuations while laying the groundwork for future growth.
- Profitability Improvement: The adjusted EBITDA reached $431.5 million, up 6.2% from the previous year, with EBITDA margins expanding to 20.2%, showcasing the company's success in operational efficiency and cost control.
- Accelerated Strategic Transformation: Payments and data now account for 47% of total revenue, up 4 percentage points from last year, with expectations to achieve revenue parity with print businesses in 2026, marking a significant step in the company's digital transformation.
- Cash Flow Enhancement: Free cash flow is projected to reach approximately $200 million, representing a 14% growth, which will further support debt reduction and improve financial leverage, thereby boosting investor confidence.
See More
Deluxe Announces Fourth Quarter and Full-Year 2025 Financial Results
- Earnings Release: Deluxe announced its fourth quarter and full-year 2025 financial results today, available on the company's investor relations site, reflecting the company's ongoing stability in the payments and data sector.
- Conference Call Details: The company will host an open-access conference call at 5:00 p.m. ET (4:00 p.m. CT) to discuss the financial results, providing toll-free and toll dial-in numbers to ensure timely information access for investors.
- Historical Context: With over 100 years of experience, Deluxe is a trusted payments and data company supporting millions of small businesses and thousands of financial institutions, processing over $2 trillion in annual payment volume, showcasing its significant industry influence.
- Customer Support: Deluxe's solutions assist businesses in achieving payment and growth across all lifecycle stages, and its powerful scale and distribution channels position it as the most trusted business partner for customers, further solidifying its market position.
See More
Deluxe Corporation Set to Announce Q4 Earnings on January 28
- Earnings Announcement: Deluxe Corporation is set to release its Q4 2023 earnings on January 28 after market close, with consensus EPS estimate at $0.83, reflecting a 1.2% year-over-year decline, and revenue estimate at $517.4 million, down 0.6% year-over-year.
- Historical Performance: Over the past two years, Deluxe has beaten EPS estimates 100% of the time and revenue estimates 63% of the time, indicating strong financial performance and market confidence.
- Estimate Revisions: In the last three months, EPS estimates have seen no upward revisions and three downward revisions, while revenue estimates experienced one upward and one downward revision, suggesting cautious market sentiment regarding the company's future performance.
- Market Focus: Investors will closely monitor Deluxe's guidance on future performance in the earnings report, particularly regarding advancements in its payments and data growth strategy, to assess its ongoing growth potential in a competitive market.
See More
Deluxe Partners with Visa to Launch dlxFastFunds, Real-Time Funding Solution
- Cash Flow Control: Deluxe's collaboration with Visa to launch dlxFastFunds enables businesses to access funds in near real-time, significantly reducing the typical one- to two-day settlement delay, thereby enhancing cash flow management and facilitating inventory, payroll, and reinvestment opportunities.
- Technological Integration Advantage: This solution is seamlessly integrated within the Deluxe Payments Platform, simplifying the enrollment process without requiring additional systems, which not only improves customer response times but also strengthens businesses' competitive edge in the growing digital payments market.
- Market Demand Response: As more businesses adopt digital payments, the launch of dlxFastFunds allows companies to send funds more efficiently, meeting customer expectations and gaining a competitive advantage in a rapidly changing economic environment, thus driving business growth.
- Strategic Collaboration Significance: Deluxe President Brian Mahony emphasizes that this partnership with Visa is not just about faster funding but also about providing businesses with the confidence and agility needed to seize market opportunities and thrive, reflecting a shared commitment to modernizing payment solutions.
See More
Deluxe Partners with Visa to Launch Real-Time Funding Solution
- Liquidity Enhancement: Deluxe's collaboration with Visa introduces the dlxFastFundsSM solution, which leverages Visa's payment network to enable near-real-time fund delivery, eliminating the traditional 1-2 day settlement delay and significantly improving cash flow and operational agility for businesses.
- Accelerated Business Response: The new system allows businesses to choose settlement options in eligible markets, enabling them to quickly address needs for inventory, payroll, or reinvestment, thereby enhancing their competitive edge in a rapidly changing market.
- Streamlined Enrollment Process: dlxFastFunds is seamlessly integrated within the Deluxe Payments Platform, ensuring a simple registration process without extra systems or complications, which enhances customer experience and satisfaction.
- Alignment with Digital Payment Trends: As more businesses embrace digital payments, Deluxe's new solution not only improves the efficiency of fund transfers but also provides businesses with the confidence and agility needed to seize opportunities in today's fast-paced economy.
See More
Deluxe Declares Quarterly Dividend of $0.30 per Share
- Quarterly Dividend Declaration: Deluxe has declared a quarterly dividend of $0.30 per share, consistent with previous distributions, reflecting the company's stable cash flow and shareholder return strategy.
- Dividend Yield: The forward yield of 5.02% makes this dividend attractive to income-seeking investors, enhancing the company's appeal in the capital markets.
- Shareholder Record Date: The dividend will be payable on February 23, with a record date of February 9 and an ex-dividend date also on February 9, ensuring shareholders receive their payouts promptly.
- Future Revenue Guidance: Deluxe outlines a revenue guidance of $2.11 billion to $2.175 billion for 2026, indicating that payments and data businesses are approaching 50% of total sales, showcasing the company's ongoing growth potential.
See More
Deluxe Corporation Q4 2025 Earnings Highlights
- Revenue Growth: Deluxe Corporation reported total revenue of $2.133 billion for 2025, reflecting a 0.5% increase year-over-year, demonstrating resilience amid economic fluctuations while laying the groundwork for future growth.
- Profitability Improvement: The adjusted EBITDA reached $431.5 million, up 6.2% from the previous year, with EBITDA margins expanding to 20.2%, showcasing the company's success in operational efficiency and cost control.
- Accelerated Strategic Transformation: Payments and data now account for 47% of total revenue, up 4 percentage points from last year, with expectations to achieve revenue parity with print businesses in 2026, marking a significant step in the company's digital transformation.
- Cash Flow Enhancement: Free cash flow is projected to reach approximately $200 million, representing a 14% growth, which will further support debt reduction and improve financial leverage, thereby boosting investor confidence.
See More
Deluxe Announces Fourth Quarter and Full-Year 2025 Financial Results
- Earnings Release: Deluxe announced its fourth quarter and full-year 2025 financial results today, available on the company's investor relations site, reflecting the company's ongoing stability in the payments and data sector.
- Conference Call Details: The company will host an open-access conference call at 5:00 p.m. ET (4:00 p.m. CT) to discuss the financial results, providing toll-free and toll dial-in numbers to ensure timely information access for investors.
- Historical Context: With over 100 years of experience, Deluxe is a trusted payments and data company supporting millions of small businesses and thousands of financial institutions, processing over $2 trillion in annual payment volume, showcasing its significant industry influence.
- Customer Support: Deluxe's solutions assist businesses in achieving payment and growth across all lifecycle stages, and its powerful scale and distribution channels position it as the most trusted business partner for customers, further solidifying its market position.
See More
Deluxe Corporation Set to Announce Q4 Earnings on January 28
- Earnings Announcement: Deluxe Corporation is set to release its Q4 2023 earnings on January 28 after market close, with consensus EPS estimate at $0.83, reflecting a 1.2% year-over-year decline, and revenue estimate at $517.4 million, down 0.6% year-over-year.
- Historical Performance: Over the past two years, Deluxe has beaten EPS estimates 100% of the time and revenue estimates 63% of the time, indicating strong financial performance and market confidence.
- Estimate Revisions: In the last three months, EPS estimates have seen no upward revisions and three downward revisions, while revenue estimates experienced one upward and one downward revision, suggesting cautious market sentiment regarding the company's future performance.
- Market Focus: Investors will closely monitor Deluxe's guidance on future performance in the earnings report, particularly regarding advancements in its payments and data growth strategy, to assess its ongoing growth potential in a competitive market.
See More
Deluxe Partners with Visa to Launch dlxFastFunds, Real-Time Funding Solution
- Cash Flow Control: Deluxe's collaboration with Visa to launch dlxFastFunds enables businesses to access funds in near real-time, significantly reducing the typical one- to two-day settlement delay, thereby enhancing cash flow management and facilitating inventory, payroll, and reinvestment opportunities.
- Technological Integration Advantage: This solution is seamlessly integrated within the Deluxe Payments Platform, simplifying the enrollment process without requiring additional systems, which not only improves customer response times but also strengthens businesses' competitive edge in the growing digital payments market.
- Market Demand Response: As more businesses adopt digital payments, the launch of dlxFastFunds allows companies to send funds more efficiently, meeting customer expectations and gaining a competitive advantage in a rapidly changing economic environment, thus driving business growth.
- Strategic Collaboration Significance: Deluxe President Brian Mahony emphasizes that this partnership with Visa is not just about faster funding but also about providing businesses with the confidence and agility needed to seize market opportunities and thrive, reflecting a shared commitment to modernizing payment solutions.
See More
Deluxe Partners with Visa to Launch Real-Time Funding Solution
- Liquidity Enhancement: Deluxe's collaboration with Visa introduces the dlxFastFundsSM solution, which leverages Visa's payment network to enable near-real-time fund delivery, eliminating the traditional 1-2 day settlement delay and significantly improving cash flow and operational agility for businesses.
- Accelerated Business Response: The new system allows businesses to choose settlement options in eligible markets, enabling them to quickly address needs for inventory, payroll, or reinvestment, thereby enhancing their competitive edge in a rapidly changing market.
- Streamlined Enrollment Process: dlxFastFunds is seamlessly integrated within the Deluxe Payments Platform, ensuring a simple registration process without extra systems or complications, which enhances customer experience and satisfaction.
- Alignment with Digital Payment Trends: As more businesses embrace digital payments, Deluxe's new solution not only improves the efficiency of fund transfers but also provides businesses with the confidence and agility needed to seize opportunities in today's fast-paced economy.
See More
