Validea Motley Fool Strategy Daily Upgrade Report - 5/7/2025
Written by Emily J. Thompson, Senior Investment Analyst
Updated: May 07 2025
0mins
Should l Buy BSVN?
Source: NASDAQ.COM
Stock Ratings Update: Validea's Small-Cap Growth Investor model, based on Motley Fool's strategy, has upgraded ratings for several small-cap stocks including Flotek Industries (FTK), Bank7 Corp (BSVN), and Weyco Group Inc (WEYS), reflecting improved fundamentals and valuations.
Company Descriptions: Flotek Industries focuses on chemistry and data technology for the energy sector; Bank7 Corp serves business owners with various loan products; Weyco Group designs and distributes footwear under multiple brand names.
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Analyst Views on BSVN
Wall Street analysts forecast BSVN stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for BSVN is 45.75 USD with a low forecast of 44.50 USD and a high forecast of 47.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
2 Analyst Rating
2 Buy
0 Hold
0 Sell
Moderate Buy
Current: 45.480
Low
44.50
Averages
45.75
High
47.00
Current: 45.480
Low
44.50
Averages
45.75
High
47.00
About BSVN
Bank7 Corp. is a bank holding company. The Company, through its wholly-owned subsidiary, Bank7, operates approximately twelve locations in Oklahoma, the Dallas/Fort Worth, Texas metropolitan area and Kansas. The Company is focused on serving business owners and entrepreneurs by delivering loan and deposit products to meet their financing needs. It has a particular focus on various loan categories, including commercial real estate lending (CRE), hospitality lending, energy lending, and commercial and industrial lending. It also provides consumer lending services to individuals for personal and household purposes, including secured and unsecured term loans and home improvement loans. The Company offers deposit banking products, including commercial deposit services, commercial checking, money market, and other deposit accounts, and retail deposit services such as certificates of deposit, money market accounts, checking accounts, savings accounts, and automated teller machine access.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Bank7 Corp (BSVN) Reports Outstanding Loan Growth and Record Asset Quality for 2025
- Loan Growth Performance: Bank7 Corp reported outstanding loan growth in 2025, with strong loan fee income indicating the company's competitive position and financial health in the market.
- Robust Deposit Growth: The company achieved solid organic deposit growth, further enhancing its financial strength and reflecting customer trust and reliance on its services.
- Asset Quality Improvement: Asset quality reached an all-time high, with no significant increase in provisions for loan losses while maintaining strict underwriting standards, demonstrating effective risk management.
- Market Competition Pressure: Despite strong loan growth, net interest margin experienced slight compression, and intense deposit pricing competition has made customers more sensitive to interest rates, potentially impacting future growth rates.
See More
Bank7 Corp. (BSVN) Reports Strong Q4 2025 Loan and Deposit Growth
- Strong Loan Growth: Bank7 Corp. reported significant loan growth in Q4 2025, with CEO Thomas Travis highlighting outstanding loan fee income and solid organic deposit growth, demonstrating the company's ability to expand market share while maintaining asset quality.
- Cautious NIM Outlook: CFO Kelly Harris noted that while the current net interest margin (NIM) is around 4.5%, there are risks of dipping to historical lows due to potential rate cuts, emphasizing the importance of maintaining profitability.
- Capital Management Strategy: Management reiterated a disciplined approach to share buybacks, with Travis stating a focus on producing top-tier results to prepare for capital deployment when market conditions are favorable, ensuring long-term shareholder value.
- Market Competition Pressure: Management highlighted challenges from intensified deposit competition and interest rate fluctuations impacting profitability, with Estes stressing the sensitivity of depositors and pricing pressures, indicating uncertainty for future growth.
See More
Bank7 (BSVN) Reports Q4 EPS of $1.12, Beating Estimates
- Earnings Beat: Bank7 reported a Q4 GAAP EPS of $1.12, exceeding estimates by $0.07, which reflects the company's solid profitability and boosts investor confidence.
- Stable Revenue: The revenue for Q4 stood at $24.1 million, a slight decline of 0.2% year-over-year, aligning with market expectations and indicating the company's ability to maintain stable income in a competitive environment.
- Asset Growth: Total assets reached $2.0 billion, up 3.82% from $1.9 billion a year ago, showcasing effective asset management strategies that support future expansion and investment opportunities.
- Loan Increase: Total loans amounted to $1.6 billion, an increase of 4.71% compared to $1.5 billion last year, demonstrating the company's strong performance in the credit market, potentially laying the groundwork for future revenue growth.
See More
Bank7 Corp. Reports $10.78M Q4 Net Income, Maintains Strong Capital Ratios
- Strong Quarterly Performance: Bank7 reported a net income of $10.78 million for Q4 2025, slightly down from the previous quarter, yet demonstrating robust loan and deposit growth, indicating the company's resilience in a dynamic market environment.
- Capital Ratio Advantage: As of December 31, 2025, Bank7's Tier 1 capital ratio stood at 12.82%, significantly above regulatory requirements, ensuring flexibility and safety for future expansion and risk management.
- Non-GAAP Financial Metrics: The company reported pre-provision pre-tax earnings of $14.16 million, showcasing strong profitability after excluding taxes and credit loss provisions, reflecting its robust financial management strategy.
- Positive Future Outlook: Bank7's management expresses confidence in 2026, believing that its well-matched balance sheet will enable it to continue capitalizing on growth opportunities in its geographic region, further driving business development.
See More
Bank7 Corp. (BSVN) Q4 Earnings Expected at $1.05 per Share
- Earnings Decline: Bank7 is expected to report Q4 earnings of $1.05 per share, down from $1.16 in the previous year, indicating potential profitability challenges that may affect investor confidence.
- Revenue Stagnation: Analysts forecast quarterly revenue at $24.1 million, slightly below last year's $24.14 million, highlighting the company's struggles in revenue growth, which could impact future market performance.
- Stock Price Movement: Bank7 shares fell 0.9% to close at $42.40 on Tuesday, reflecting market caution ahead of the earnings report, which may influence short-term investor decisions.
- Analyst Rating Adjustments: Keefe, Bruyette & Woods maintained an Outperform rating but lowered the price target from $54 to $53, indicating a cautious outlook on the company's future performance.
See More
Bank7 Corp. Schedules Q4 and Full Year 2025 Financial Results Release
- Earnings Release Schedule: Bank7 Corp. will release its fourth quarter and full year 2025 financial results before the market opens on January 15, 2026, providing investors with critical financial data and operational performance insights.
- Investor Conference Call: On the same day at 9:00 a.m. Central Standard Time, Bank7 will hold a conference call to discuss the financial results, allowing investors to dial in at 1-888-348-6421, enhancing interaction and transparency with stakeholders.
- Webcast Archive Availability: Investors unable to attend the live call can access a recording of the webcast shortly after the call, available for one year, ensuring broad dissemination and accessibility of information.
- Company Background Information: As a bank holding company, Bank7 Corp. focuses on delivering fast and reliable loan and deposit products to business owners and entrepreneurs, with plans for organic growth through selective branch openings and strategic acquisitions in target markets.
See More
Bank7 Corp (BSVN) Reports Outstanding Loan Growth and Record Asset Quality for 2025
- Loan Growth Performance: Bank7 Corp reported outstanding loan growth in 2025, with strong loan fee income indicating the company's competitive position and financial health in the market.
- Robust Deposit Growth: The company achieved solid organic deposit growth, further enhancing its financial strength and reflecting customer trust and reliance on its services.
- Asset Quality Improvement: Asset quality reached an all-time high, with no significant increase in provisions for loan losses while maintaining strict underwriting standards, demonstrating effective risk management.
- Market Competition Pressure: Despite strong loan growth, net interest margin experienced slight compression, and intense deposit pricing competition has made customers more sensitive to interest rates, potentially impacting future growth rates.
See More
Bank7 Corp. (BSVN) Reports Strong Q4 2025 Loan and Deposit Growth
- Strong Loan Growth: Bank7 Corp. reported significant loan growth in Q4 2025, with CEO Thomas Travis highlighting outstanding loan fee income and solid organic deposit growth, demonstrating the company's ability to expand market share while maintaining asset quality.
- Cautious NIM Outlook: CFO Kelly Harris noted that while the current net interest margin (NIM) is around 4.5%, there are risks of dipping to historical lows due to potential rate cuts, emphasizing the importance of maintaining profitability.
- Capital Management Strategy: Management reiterated a disciplined approach to share buybacks, with Travis stating a focus on producing top-tier results to prepare for capital deployment when market conditions are favorable, ensuring long-term shareholder value.
- Market Competition Pressure: Management highlighted challenges from intensified deposit competition and interest rate fluctuations impacting profitability, with Estes stressing the sensitivity of depositors and pricing pressures, indicating uncertainty for future growth.
See More
Bank7 (BSVN) Reports Q4 EPS of $1.12, Beating Estimates
- Earnings Beat: Bank7 reported a Q4 GAAP EPS of $1.12, exceeding estimates by $0.07, which reflects the company's solid profitability and boosts investor confidence.
- Stable Revenue: The revenue for Q4 stood at $24.1 million, a slight decline of 0.2% year-over-year, aligning with market expectations and indicating the company's ability to maintain stable income in a competitive environment.
- Asset Growth: Total assets reached $2.0 billion, up 3.82% from $1.9 billion a year ago, showcasing effective asset management strategies that support future expansion and investment opportunities.
- Loan Increase: Total loans amounted to $1.6 billion, an increase of 4.71% compared to $1.5 billion last year, demonstrating the company's strong performance in the credit market, potentially laying the groundwork for future revenue growth.
See More
Bank7 Corp. Reports $10.78M Q4 Net Income, Maintains Strong Capital Ratios
- Strong Quarterly Performance: Bank7 reported a net income of $10.78 million for Q4 2025, slightly down from the previous quarter, yet demonstrating robust loan and deposit growth, indicating the company's resilience in a dynamic market environment.
- Capital Ratio Advantage: As of December 31, 2025, Bank7's Tier 1 capital ratio stood at 12.82%, significantly above regulatory requirements, ensuring flexibility and safety for future expansion and risk management.
- Non-GAAP Financial Metrics: The company reported pre-provision pre-tax earnings of $14.16 million, showcasing strong profitability after excluding taxes and credit loss provisions, reflecting its robust financial management strategy.
- Positive Future Outlook: Bank7's management expresses confidence in 2026, believing that its well-matched balance sheet will enable it to continue capitalizing on growth opportunities in its geographic region, further driving business development.
See More
Bank7 Corp. (BSVN) Q4 Earnings Expected at $1.05 per Share
- Earnings Decline: Bank7 is expected to report Q4 earnings of $1.05 per share, down from $1.16 in the previous year, indicating potential profitability challenges that may affect investor confidence.
- Revenue Stagnation: Analysts forecast quarterly revenue at $24.1 million, slightly below last year's $24.14 million, highlighting the company's struggles in revenue growth, which could impact future market performance.
- Stock Price Movement: Bank7 shares fell 0.9% to close at $42.40 on Tuesday, reflecting market caution ahead of the earnings report, which may influence short-term investor decisions.
- Analyst Rating Adjustments: Keefe, Bruyette & Woods maintained an Outperform rating but lowered the price target from $54 to $53, indicating a cautious outlook on the company's future performance.
See More
Bank7 Corp. Schedules Q4 and Full Year 2025 Financial Results Release
- Earnings Release Schedule: Bank7 Corp. will release its fourth quarter and full year 2025 financial results before the market opens on January 15, 2026, providing investors with critical financial data and operational performance insights.
- Investor Conference Call: On the same day at 9:00 a.m. Central Standard Time, Bank7 will hold a conference call to discuss the financial results, allowing investors to dial in at 1-888-348-6421, enhancing interaction and transparency with stakeholders.
- Webcast Archive Availability: Investors unable to attend the live call can access a recording of the webcast shortly after the call, available for one year, ensuring broad dissemination and accessibility of information.
- Company Background Information: As a bank holding company, Bank7 Corp. focuses on delivering fast and reliable loan and deposit products to business owners and entrepreneurs, with plans for organic growth through selective branch openings and strategic acquisitions in target markets.
See More
