Capital City Bank announces Q3 earnings per share of 93 cents, surpassing consensus estimate of 87 cents.
Strong Financial Performance: Capital City Bank Group reported a strong third quarter for 2025, achieving a return on assets (ROA) of 1.47% and a return on equity (ROE) of 11.67%.
Revenue Growth Drivers: The improvement in financial performance was attributed to net interest margin expansion and increased noninterest income, leading to a 4% rise in tangible book value per share.
Positive Outlook: CEO William G. Smith, Jr. expressed confidence in the bank's position and anticipates a strong finish to the year, along with continued momentum into 2026.
Commitment to Strength: The bank emphasizes its strong financial standing and readiness to capitalize on growth opportunities moving forward.
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Capital City Bank Reports Strong Q4 Earnings
- Earnings Per Share Growth: Capital City Bank reported a GAAP EPS of $0.80 for Q4, reflecting a 6.7% year-over-year increase, indicating stable profitability and boosting investor confidence.
- Revenue Increase: The bank's revenue reached $63.46 million, up 6.0% from the previous year, showcasing sustained growth in lending and deposit activities, which further solidifies its market position.
- Financial Health: The financial data indicates a strong balance sheet with good capital adequacy ratios, providing support for future expansion and investments, enhancing resilience in a competitive financial market.
- Dividend Performance: The bank's solid dividend scorecard reflects its commitment to shareholder returns, likely attracting more investors seeking stable income.
Capital City Bank Group to Release Q4 and Year-End 2025 Results on January 27, 2026
- Earnings Release Schedule: Capital City Bank Group will announce its fourth quarter and year-end 2025 financial results on January 27, 2026, before market opens, allowing investors to access the information via the company's Investor Relations website, ensuring transparency and timely information dissemination.
- Company Overview: As one of Florida's largest publicly traded financial holding companies with approximately $4.3 billion in assets, Capital City Bank Group offers a full range of banking services, including traditional deposits, credit, mortgage banking, and asset management, showcasing its diversified capabilities in the financial services sector.
- Historical Background: Founded in 1895, Capital City Bank currently operates 62 banking offices and 108 ATMs/ITMs across Florida, Georgia, and Alabama, reflecting its strong regional presence and extensive coverage in the market.
- Investor Relations: By providing financial results through its Investor Relations website, the company aims to enhance communication with investors, improve market confidence, and increase transparency, which could positively impact shareholder value.
Capital City Bank Group to Release Q4 and Year-End 2025 Results on January 27
- Earnings Release Schedule: Capital City Bank Group will announce its fourth quarter and year-end 2025 financial results on January 27, 2026, before market opening, allowing investors to access the information via the company's Investor Relations website, ensuring transparency and timely information dissemination.
- Company Overview: As one of Florida's largest publicly traded financial holding companies, Capital City Bank Group boasts approximately $4.3 billion in assets and offers a full range of banking services, including traditional deposits, credit, mortgage banking, and asset management, showcasing its diversified capabilities in the financial services sector.
- Historical Background: Founded in 1895, Capital City Bank currently operates 62 banking offices and 108 ATMs/ITMs across Florida, Georgia, and Alabama, reflecting its solid foundation and extensive reach in the southern market.
- Market Positioning: As a comprehensive financial services provider, Capital City Bank Group's diverse product offerings not only meet the varied needs of its clients but also enhance its strategic position in the highly competitive financial market.
Capital City Bank Climbs in American Banker's "Top Banks to Work For" Rankings
Recognition of Capital City Bank: Capital City Bank has been named one of American Banker's "Best Banks to Work For" for the 13th consecutive year, ranking #37 overall and #8 among banks with assets between $3 billion and $10 billion in 2025, showing significant improvement from the previous year.
Commitment to Employee Development: The bank emphasizes the importance of its associates, offering a comprehensive benefits package and initiatives like The Spotlight and Navigator to enhance employee engagement and support both professional and personal growth.
Evaluation Process for Rankings: The "Best Banks to Work For" rankings are determined through a two-step evaluation process, which includes assessing workplace policies and conducting associate surveys, with the latter accounting for 75% of the total score.
About Capital City Bank Group: Capital City Bank Group, Inc. is a major financial holding company in Florida, providing a wide range of banking services and operating 62 banking offices across Florida, Georgia, and Alabama.
Capital City Bank (CCBG) Surpasses Q3 Earnings and Revenue Projections
Earnings Performance: Capital City Bank (CCBG) reported quarterly earnings of $0.93 per share, exceeding the Zacks Consensus Estimate of $0.87 and showing a year-over-year increase from $0.78. The earnings surprise was +6.90%, and the bank has surpassed consensus EPS estimates in all four quarters over the past year.
Revenue Growth: The bank's revenues for the quarter reached $65.89 million, surpassing the Zacks Consensus Estimate by 4.09% and increasing from $59.72 million a year ago. CCBG has also topped revenue estimates in each of the last four quarters.
Stock Outlook: Despite an 11.8% increase in shares since the beginning of the year, CCBG has underperformed compared to the S&P 500's 14.5% gain. The stock currently holds a Zacks Rank #3 (Hold), indicating expected performance in line with the market.
Industry Context: The Banks - Southeast industry, to which CCBG belongs, ranks in the top 27% of Zacks industries, suggesting a favorable outlook. Investors are advised to monitor earnings estimate revisions and industry trends, as these factors can significantly impact stock performance.
Capital City Bank Group Inc. Sees Profit Increase in Q3
Earnings Growth: Capital City Bank Group Inc. reported a third-quarter earnings increase to $15.950 million, or $0.93 per share, compared to $13.118 million, or $0.77 per share, from the previous year.
Revenue Increase: The company's revenue rose by 4.3% to $51.431 million, up from $49.328 million in the same quarter last year.
Capital City Bank Reports Strong Q4 Earnings
- Earnings Per Share Growth: Capital City Bank reported a GAAP EPS of $0.80 for Q4, reflecting a 6.7% year-over-year increase, indicating stable profitability and boosting investor confidence.
- Revenue Increase: The bank's revenue reached $63.46 million, up 6.0% from the previous year, showcasing sustained growth in lending and deposit activities, which further solidifies its market position.
- Financial Health: The financial data indicates a strong balance sheet with good capital adequacy ratios, providing support for future expansion and investments, enhancing resilience in a competitive financial market.
- Dividend Performance: The bank's solid dividend scorecard reflects its commitment to shareholder returns, likely attracting more investors seeking stable income.
Capital City Bank Group to Release Q4 and Year-End 2025 Results on January 27, 2026
- Earnings Release Schedule: Capital City Bank Group will announce its fourth quarter and year-end 2025 financial results on January 27, 2026, before market opens, allowing investors to access the information via the company's Investor Relations website, ensuring transparency and timely information dissemination.
- Company Overview: As one of Florida's largest publicly traded financial holding companies with approximately $4.3 billion in assets, Capital City Bank Group offers a full range of banking services, including traditional deposits, credit, mortgage banking, and asset management, showcasing its diversified capabilities in the financial services sector.
- Historical Background: Founded in 1895, Capital City Bank currently operates 62 banking offices and 108 ATMs/ITMs across Florida, Georgia, and Alabama, reflecting its strong regional presence and extensive coverage in the market.
- Investor Relations: By providing financial results through its Investor Relations website, the company aims to enhance communication with investors, improve market confidence, and increase transparency, which could positively impact shareholder value.
Capital City Bank Group to Release Q4 and Year-End 2025 Results on January 27
- Earnings Release Schedule: Capital City Bank Group will announce its fourth quarter and year-end 2025 financial results on January 27, 2026, before market opening, allowing investors to access the information via the company's Investor Relations website, ensuring transparency and timely information dissemination.
- Company Overview: As one of Florida's largest publicly traded financial holding companies, Capital City Bank Group boasts approximately $4.3 billion in assets and offers a full range of banking services, including traditional deposits, credit, mortgage banking, and asset management, showcasing its diversified capabilities in the financial services sector.
- Historical Background: Founded in 1895, Capital City Bank currently operates 62 banking offices and 108 ATMs/ITMs across Florida, Georgia, and Alabama, reflecting its solid foundation and extensive reach in the southern market.
- Market Positioning: As a comprehensive financial services provider, Capital City Bank Group's diverse product offerings not only meet the varied needs of its clients but also enhance its strategic position in the highly competitive financial market.
Capital City Bank Climbs in American Banker's "Top Banks to Work For" Rankings
Recognition of Capital City Bank: Capital City Bank has been named one of American Banker's "Best Banks to Work For" for the 13th consecutive year, ranking #37 overall and #8 among banks with assets between $3 billion and $10 billion in 2025, showing significant improvement from the previous year.
Commitment to Employee Development: The bank emphasizes the importance of its associates, offering a comprehensive benefits package and initiatives like The Spotlight and Navigator to enhance employee engagement and support both professional and personal growth.
Evaluation Process for Rankings: The "Best Banks to Work For" rankings are determined through a two-step evaluation process, which includes assessing workplace policies and conducting associate surveys, with the latter accounting for 75% of the total score.
About Capital City Bank Group: Capital City Bank Group, Inc. is a major financial holding company in Florida, providing a wide range of banking services and operating 62 banking offices across Florida, Georgia, and Alabama.
Capital City Bank (CCBG) Surpasses Q3 Earnings and Revenue Projections
Earnings Performance: Capital City Bank (CCBG) reported quarterly earnings of $0.93 per share, exceeding the Zacks Consensus Estimate of $0.87 and showing a year-over-year increase from $0.78. The earnings surprise was +6.90%, and the bank has surpassed consensus EPS estimates in all four quarters over the past year.
Revenue Growth: The bank's revenues for the quarter reached $65.89 million, surpassing the Zacks Consensus Estimate by 4.09% and increasing from $59.72 million a year ago. CCBG has also topped revenue estimates in each of the last four quarters.
Stock Outlook: Despite an 11.8% increase in shares since the beginning of the year, CCBG has underperformed compared to the S&P 500's 14.5% gain. The stock currently holds a Zacks Rank #3 (Hold), indicating expected performance in line with the market.
Industry Context: The Banks - Southeast industry, to which CCBG belongs, ranks in the top 27% of Zacks industries, suggesting a favorable outlook. Investors are advised to monitor earnings estimate revisions and industry trends, as these factors can significantly impact stock performance.
Capital City Bank Group Inc. Sees Profit Increase in Q3
Earnings Growth: Capital City Bank Group Inc. reported a third-quarter earnings increase to $15.950 million, or $0.93 per share, compared to $13.118 million, or $0.77 per share, from the previous year.
Revenue Increase: The company's revenue rose by 4.3% to $51.431 million, up from $49.328 million in the same quarter last year.
