Capital One closes Discover Financial acquisition
Written by Emily J. Thompson, Senior Investment Analyst
Updated: May 19 2025
0mins
Should l Buy COF?
Source: SeekingAlpha
Acquisition Completion: Capital One Financial has successfully completed its acquisition of Discover Financial Services, creating the eighth largest U.S. insured depository organization with approximately $637.8 billion in consolidated assets.
Board Expansion: Following the merger, Capital One expanded its board from 12 to 15 directors, adding three members from Discover's leadership team.
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Analyst Views on COF
Wall Street analysts forecast COF stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for COF is 284.22 USD with a low forecast of 256.00 USD and a high forecast of 310.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
18 Analyst Rating
16 Buy
2 Hold
0 Sell
Strong Buy
Current: 216.930
Low
256.00
Averages
284.22
High
310.00
Current: 216.930
Low
256.00
Averages
284.22
High
310.00
About COF
Capital One Financial Corporation is a diversified financial services holding company with banking and non-banking subsidiaries. The Company offers a broad spectrum of financial products and services to consumers, small businesses and commercial clients through a variety of channels. It operates through three segments: Credit Card, Consumer Banking and Commercial Banking. The Credit Card segment consists of its domestic consumer and small business card lending, and international card businesses in the United Kingdom and Canada. The Consumer Banking segment consists of its deposit gathering and lending activities for consumers and small businesses, and national auto lending. The Commercial Banking segment consists of its lending, deposit gathering, capital markets and treasury management services to commercial real estate and commercial and industrial customers. Its principal operating subsidiary is Capital One, National Association, which offers banking products and financial services.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
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- Share Repurchase Situation: Synchrony Financial has been retiring 7% of its shares annually, which somewhat boosts earnings per share; however, Cramer believes this is insufficient to offset its lack of investment appeal, potentially leading investors to reassess its value.
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- Payment Schedule: The dividend is payable on March 2, with a record date of February 19 and an ex-dividend date also set for February 19, providing investors with a clear timeline to inform their investment decisions.
- Improving Credit Quality: According to the December Credit Pulse report, delinquency and net charge-off rates have drifted down, indicating an improvement in Capital One's credit quality, which may further bolster market confidence in its future performance.
See More
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- Lack of Market Awareness: Venture Global remains relatively unknown, with many investors lacking awareness of its potential value, which may present future investment opportunities as it could be undervalued.
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- Video Content Significance: The video published on February 1, 2026, aims to enhance awareness of both Capital One and Venture Global, potentially attracting more investors to reassess the investment value of these two stocks.
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- Coca-Cola's Brand Strength: As one of Berkshire's longest-held assets, Coca-Cola boasts a globally recognized brand and a remarkable 63 consecutive years of dividend increases, showcasing a strong brand moat and stable shareholder returns, making it an ideal choice for income-focused investors.
- Portfolio Stability: Buffett's investment philosophies will continue to influence Berkshire's future, particularly with Visa and Coca-Cola, which are expected to provide long-term revenue growth and competitive advantages in their respective markets.
See More
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- Market Expansion Plans: Nu is set to open new offices in the U.S., including Miami, Palo Alto, and Washington, D.C., indicating its strategic focus on international markets and future growth, which is expected to further drive user acquisition.
- Investment Return Comparison: Although Berkshire Hathaway completely exited Nu Holdings by the end of 2024, the company's performance in 2025 has outpaced other top Berkshire stocks, highlighting potential missteps in investment decisions and Nu's robust market performance.
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