Capital Bank Recognized for the Sixth Time as One of the "Best Banks to Work For"
Recognition of Capital Bank: Capital Bank has been named one of American Banker's Best Banks to Work For in 2025, ranking #85, marking the sixth time it has received this honor for its positive workplace culture.
Employee-Centric Culture: The bank emphasizes employee well-being and development through various initiatives, including rewards, wellness programs, and community involvement, fostering an environment where employees feel valued and empowered.
Onboarding Initiative: Capital Bank's signature onboarding program, Capital Bank Immersion, connects new employees with senior leaders and key areas of the organization, ensuring consistency and alignment across its expanding markets.
Assessment Process: The Best Banks to Work For program evaluates banks through a two-part assessment, combining workplace policy reviews and anonymous employee surveys to determine rankings, with a focus on creating meaningful work environments.
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- Dividend Declaration: Capital Bancorp has declared a quarterly dividend of $0.12 per share, consistent with previous distributions, indicating the company's stable cash flow and profitability.
- Yield Metrics: The forward yield of 1.63% provides investors with a relatively stable return, enhancing the company's attractiveness in the capital markets.
- Payment Schedule: The dividend is payable on February 28, with a record date of February 9 and an ex-dividend date also on February 9, ensuring shareholders receive their earnings promptly.
- Dividend Growth Potential: By maintaining consistent dividend payments, Capital Bancorp demonstrates its commitment to shareholder returns, which may attract more investors seeking stable income streams.
- Earnings Performance: Capital Bancorp reported a Q4 non-GAAP EPS of $0.91, indicating sustained growth in profitability, which reflects the company's robust financial management and competitive positioning in the market.
- Revenue Growth: The company achieved revenues of $62.74 million, showing an increase compared to the previous year, suggesting that its business expansion strategies are yielding positive results and boosting investor confidence.
- Leadership Changes: CEO Ed Barry has been renewed through 2027, and Steve Poynot has been appointed as Bank CEO, demonstrating the company's commitment to leadership stability and future growth, aimed at achieving long-term strategic objectives.
- Enhanced Financial Transparency: Capital Bancorp has provided detailed historical financial data and dividend scorecards, which enhance investor trust in the company's financial health and may attract more investor interest in its stock.

- Profitability Surge: Community Bank & Trust reported $5.8 million in net income and $18.8 million in non-interest income for Q3 2025, reflecting a remarkable 400% year-over-year increase driven by its strong SBA and USDA lending platform, thereby enhancing its foundation for sustainable long-term performance.
- Successful Transformation: Following a comprehensive modernization, Community Bank & Trust has emerged as a national leader in government-guaranteed community banking, strengthening credit management and compliance, ensuring the viability of local decision-making and relationship banking amid industry consolidation.
- Liquidity Enhancement: The successful closing of an SBA loan securitization marks only the second in the bank's history, enhancing liquidity and lending capacity, with a second securitization scheduled for January, further validating its capital markets capabilities.
- Industry Model: Community Bank & Trust is increasingly recognized by industry observers as a national model for how community banks can modernize and compete, showcasing its impact in rural and underserved markets through accelerated loan growth and strong operational performance.

- Distribution Increase: Mulvihill Canadian Bank Enhanced Yield ETF announces an increase in its monthly cash distribution to $0.09 per unit, reflecting strong performance over the past year, which is expected to attract more investor interest and enhance the fund's market appeal.
- Payment Schedule: The distribution will be payable on February 6, 2026, to unitholders of record on January 30, 2026, ensuring timely returns for investors, thereby boosting investor confidence and facilitating capital inflow.
- Investor Relations: By providing detailed contact information, Mulvihill demonstrates its commitment to investor communication, enhancing transparency and trust, which helps to improve its brand image.
- Market Outlook: With the increase in distribution, the Mulvihill Canadian Bank ETF is likely to attract more investors seeking stable returns, further driving asset growth and enhancing its competitive position in the market.

- Leadership Renewal: Capital Bancorp has announced the renewal of CEO Ed Barry's contract through 2027, ensuring the company continues to advance its long-term vision as a high-performing, diversified financial services enterprise.
- Executive Promotion: Steve Poynot has been elevated to CEO of Capital Bank, N.A., continuing to lead the commercial banking business, which reflects the company's recognition of his significant contributions to core operations management.
- Strategic Alignment: Chairman Steven J. Schwartz emphasized that this leadership restructuring aims to maximize returns on investments in the commercial banking franchise while driving growth in other lines of business, ensuring effective management of the enterprise's complexity.
- Asset Scale: As of September 30, 2025, Capital Bancorp holds $3.4 billion in assets, showcasing its diversified operations across regional banking and national specialty platforms.

- Executive Renewal: Capital Bancorp announced the renewal of CEO Ed Barry's contract through 2027, ensuring the company remains focused on enterprise-level strategy and key initiatives over the next two years, which is crucial for driving long-term growth.
- Leadership Restructuring: Steve Poynot has been elevated to CEO of Capital Bank, N.A., continuing to lead the commercial banking business, which reflects the company's recognition of his role in managing core operations and aims to enhance the bank's competitive position in the market.
- Strategic Vision: Chairman Steven J. Schwartz emphasized that the company's long-term growth strategy revolves around creating a diversified financial services enterprise, ensuring maximization of returns on investments across commercial banking and other business lines to promote overall business synergy.
- Asset Scale: As of September 30, 2025, Capital Bancorp has $3.4 billion in assets, demonstrating its diversified investment capabilities in regional banking and national specialty platforms, further solidifying its position in the financial services industry.






