Bank of Hawaii (BOH) Q1 2025 Earnings Transcript

Written by Emily J. Thompson, Senior Investment Analyst

Source: NASDAQ.COM

Updated: Jan 26 2026

0mins

BOH+1.96%

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Source: NASDAQ.COM

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BOH

$78.91+Infinity%1D

Analyst Views on BOH

Wall Street analysts forecast BOH stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for BOH is 75.00 USD with a low forecast of 75.00 USD and a high forecast of 75.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

4 Analyst Rating

0 Buy

3 Hold

1 Sell

Hold

Current: 77.390

Low

75.00

Averages

75.00

High

75.00

Current: 77.390

Low

75.00

Averages

75.00

High

75.00

Stephens

NULL

Overweight

maintain

$78 -> $83

2026-01-27

Reason

Stephens

Price Target

$78 -> $83

AI Analysis

2026-01-27

maintain

NULL

Overweight

Reason

Stephens raised the firm's price target on Bank of Hawaii to $83 from $78 and keeps an Overweight rating on the shares. Following the bank's Q4 report, the firm's FY26 operating EPS forecast moves up 5% to $5.65, reflecting a better net interest margin and slightly strong loan growth expectations, partially offset by higher operating expenses, the analyst tells investors.

DA Davidson

Neutral

maintain

$73 -> $81

2026-01-27

Reason

DA Davidson

Price Target

$73 -> $81

2026-01-27

maintain

Neutral

Reason

DA Davidson raised the firm's price target on Bank of Hawaii to $81 from $73 and keeps a Neutral rating on the shares after its Q4 earnings beat. The firm is boosting its earnings estimates as the company's net interest margin traction appears to be stronger than previously assumed, the analyst tells investors in a research note.

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About BOH

Bank of Hawaii Corporation is a bank holding company. The Company provides a range of financial products and services primarily to customers in Hawaii, Guam, and other Pacific Islands. It is also engaged in securities brokerage, investment advisory services and providing credit insurance. It operates through three segments: Consumer Banking, Commercial Banking, and Treasury and Other. The Consumer Banking segment offers a range of financial products and services, including loan, deposit and insurance products; private banking and international client banking services; trust services; investment management; and institutional investment advisory services. The Commercial Banking segment offers products, including corporate banking, commercial real estate loans, commercial lease financing, auto dealer financing and deposit products. The Treasury consists of corporate asset and liability management activities, including interest rate risk management and a foreign currency exchange business.

About the author

Emily J. Thompson

Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.

Bank of Hawai‘i CEO Peter Ho to Retire in 2026

5 days agoseekingalpha

Executive Retirement Announcement: Bank of Hawai‘i's board has announced that Peter Ho, who has served as chairman and CEO since 2010, will retire on March 31, 2026, marking a significant leadership transition that may impact the company's strategic direction.
Successor Selection: The board unanimously selected current president and chief banking officer James Polk to succeed Ho, and Polk's appointment is expected to bring a new leadership style and business development strategies that could further drive company growth.
Board Changes: Polk will join the board of directors upon taking over as CEO, which may enhance collaboration between management and the board, promoting efficiency and consistency in company decision-making.
Future Outlook: With Polk's succession, Bank of Hawai‘i is expected to continue advancing its growth strategy, particularly aiming for a 2.90% net interest margin by 2026, reflecting the company's proactive approach to market opportunities.

Leadership Transition at Bank of Hawai‘i with New CEO Appointment

6 days agoNewsfilter

Executive Retirement Plan: Peter S. Ho, the CEO of Bank of Hawai‘i, announced his retirement effective March 31, 2026, marking a significant leadership transition in the bank's 128-year history, ensuring stability and continuity for the institution's future.
CEO Succession: Current Chief Banking Officer James C. Polk has been unanimously selected by the Board of Directors to succeed Ho as CEO, set to officially take over on April 1, 2026, bringing 35 years of financial services experience to drive the bank's culture of innovation and strategic execution.
Leadership Achievements: Under Ho's leadership, Bank of Hawai‘i was named one of

Bank of Hawaii Reports Strong Q4 2025 Earnings with Margin Expansion

Jan 26 2026seekingalpha

Profitability Improvement: Bank of Hawaii reported a diluted EPS of $1.39 for Q4 2025, reflecting a 63% year-over-year increase and a 16% quarter-over-quarter rise, indicating a significant enhancement in the company's profitability and strong market performance.
Net Interest Margin Expansion: The net interest margin increased for the seventh consecutive quarter to 2.61%, with expectations to approach 2.90% by the end of 2026, demonstrating effective balance sheet management in the current interest rate environment, thereby enhancing profitability and competitive positioning.
Loan and Deposit Growth: While both loans and deposits grew modestly, noninterest-bearing demand deposits increased by 6.6% on a linked basis, showcasing customer trust and reliance on the bank's services, further solidifying its leadership in the Hawaii market.
Capital Return Strategy: The company paid $28 million in common stock dividends and repurchased approximately $5 million of common shares at an average price of $65 per share this quarter, reflecting management's confidence in future profitability and commitment to shareholders.

Bank of Hawaii (BOH) Q4 2025 Earnings Transcript

Jan 26 2026NASDAQ.COM

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