Auburn National Bancorporation reports Q3 EPS 50c vs. 43c last year
Financial Performance: In Q3 2024, net interest income increased to $6.8 million, with a net interest margin of 3.05%. Total assets decreased to $990.1 million, while stockholders' equity rose to $84.3 million, reflecting improved financial health compared to previous quarters.
Strategic Decisions: The company plans to close its Corner Village branch by year-end 2024 to enhance efficiency and reduce costs, following successful balance sheet repositioning and loan growth throughout the year.
Trade with 70% Backtested Accuracy
Analyst Views on AUBN
About AUBN
About the author
Auburn National Reports Q4 Earnings Highlights
- Earnings Per Share Growth: Auburn National reported a Q4 GAAP EPS of $0.48, reflecting a 14% increase year-over-year, which underscores the company's ongoing profitability and strengthens its market position.
- Revenue Increase: Total revenue reached $8.46 million, up $2.2 million or 7% from the previous year, indicating successful business expansion and a growing customer base.
- Net Interest Margin Improvement: The tax-equivalent net interest margin improved by 21 basis points to 3.27%, suggesting effective asset-liability management that may positively impact future profitability.
- Nonperforming Assets Control: As of December 31, 2025, nonperforming assets stood at $0.5 million, or 0.05% of total assets, demonstrating the company's robust risk management and asset quality performance.
Auburn National Bancorporation Reports Q4 Profit Increase
- Profit Growth: Auburn National Bancorporation reported a fourth-quarter profit of $1.67 million, or $0.48 per share, up from $1.56 million and $0.45 per share last year, indicating a sustained improvement in profitability.
- Revenue Increase: The company's revenue rose 8.5% year-over-year to $8.47 million from $7.81 million last year, demonstrating strong business momentum and effective market adaptation.
- Financial Performance Comparison: The dual growth in profit and revenue compared to the previous year reflects the company's successful strategies in cost control and revenue diversification, enhancing its market position in the competitive banking sector.
- Future Outlook: With continued growth in profit and revenue, Auburn National Bancorporation is well-positioned to further solidify its market share and provide funding for future expansions and investments.
Auburn National Bancorporation Reports 2025 Financial Highlights
- Earnings Growth: In 2025, earnings per share increased by 14% to $2.08, reflecting solid growth in net interest income and margin, despite an increase in provisions for credit losses, indicating strong overall asset quality.
- Revenue Increase: Total revenue rose by $2.2 million, or 7%, in 2025, with net interest income for Q4 reaching $7.732 million, a 10.6% increase from $6.988 million in Q4 2024, showcasing the company's ongoing improvement in interest income.
- Stable Asset Quality: As of December 31, 2025, nonperforming assets stood at $0.5 million, or 0.05% of total assets, unchanged from 2024, demonstrating effective credit management and enhancing investor confidence.
- Enhanced Capital Adequacy: As of December 31, 2025, the company's stockholders' equity was $92.1 million, a 17.5% increase from 2024, reflecting strong performance in earnings and other comprehensive income, further solidifying its capital base.
Auburn National Bancorporation, Inc. Announces Quarterly Dividend Payment
Dividend Declaration: Auburn National Bancorporation, Inc. declared a fourth quarter cash dividend of $0.27 per share, payable on December 26, 2025, to shareholders of record as of December 10, 2025.
Company Overview: Auburn National Bancorporation, Inc. is the parent company of AuburnBank, which has approximately $1.0 billion in total assets and has been operating since 1907.
Bank Operations: AuburnBank is an Alabama state-chartered bank that serves East Alabama, with seven full-service branches and a loan production office in Phenix City.
Contact Information: For further inquiries, David A. Hedges, President and CEO, can be reached at (334) 821-9200.
Auburn National Bancorporation Reports Improvement in Q3 Earnings
Third Quarter Profit Increase: Auburn National Bancorporation reported a profit of $2.23 million, or $0.64 per share, for the third quarter, up from $1.73 million, or $0.50 per share, in the same period last year.
Revenue Growth: The company's revenue rose by 9.9% to $8.40 million, compared to $7.64 million in the previous year.
Auburn National Bancorporation, Inc. Announces Net Earnings for the Third Quarter
Financial Performance: Auburn National Bancorporation reported a net earnings increase to $2.2 million ($0.64 per share) for Q3 2025, up from $1.7 million ($0.50 per share) in Q3 2024, with a 28% rise in earnings per share year-over-year.
Interest Income Growth: Net interest income rose by 11% to $7.6 million compared to Q3 2024, with a net interest margin increase of 25 basis points to 3.30%, attributed to improved yields on interest-earning assets.
Credit Quality: The company maintained strong credit quality, with nonperforming assets at just 0.01% of total assets and a negative provision for credit losses of $255 thousand in Q3 2025, indicating a healthy loan portfolio.
Equity and Dividends: Stockholders' equity increased to $89.6 million ($25.65 per share) as of September 30, 2025, with a cash dividend of $0.27 per share declared for the quarter, reflecting a solid financial position.
Auburn National Reports Q4 Earnings Highlights
- Earnings Per Share Growth: Auburn National reported a Q4 GAAP EPS of $0.48, reflecting a 14% increase year-over-year, which underscores the company's ongoing profitability and strengthens its market position.
- Revenue Increase: Total revenue reached $8.46 million, up $2.2 million or 7% from the previous year, indicating successful business expansion and a growing customer base.
- Net Interest Margin Improvement: The tax-equivalent net interest margin improved by 21 basis points to 3.27%, suggesting effective asset-liability management that may positively impact future profitability.
- Nonperforming Assets Control: As of December 31, 2025, nonperforming assets stood at $0.5 million, or 0.05% of total assets, demonstrating the company's robust risk management and asset quality performance.
Auburn National Bancorporation Reports Q4 Profit Increase
- Profit Growth: Auburn National Bancorporation reported a fourth-quarter profit of $1.67 million, or $0.48 per share, up from $1.56 million and $0.45 per share last year, indicating a sustained improvement in profitability.
- Revenue Increase: The company's revenue rose 8.5% year-over-year to $8.47 million from $7.81 million last year, demonstrating strong business momentum and effective market adaptation.
- Financial Performance Comparison: The dual growth in profit and revenue compared to the previous year reflects the company's successful strategies in cost control and revenue diversification, enhancing its market position in the competitive banking sector.
- Future Outlook: With continued growth in profit and revenue, Auburn National Bancorporation is well-positioned to further solidify its market share and provide funding for future expansions and investments.
Auburn National Bancorporation Reports 2025 Financial Highlights
- Earnings Growth: In 2025, earnings per share increased by 14% to $2.08, reflecting solid growth in net interest income and margin, despite an increase in provisions for credit losses, indicating strong overall asset quality.
- Revenue Increase: Total revenue rose by $2.2 million, or 7%, in 2025, with net interest income for Q4 reaching $7.732 million, a 10.6% increase from $6.988 million in Q4 2024, showcasing the company's ongoing improvement in interest income.
- Stable Asset Quality: As of December 31, 2025, nonperforming assets stood at $0.5 million, or 0.05% of total assets, unchanged from 2024, demonstrating effective credit management and enhancing investor confidence.
- Enhanced Capital Adequacy: As of December 31, 2025, the company's stockholders' equity was $92.1 million, a 17.5% increase from 2024, reflecting strong performance in earnings and other comprehensive income, further solidifying its capital base.
Auburn National Bancorporation, Inc. Announces Quarterly Dividend Payment
Dividend Declaration: Auburn National Bancorporation, Inc. declared a fourth quarter cash dividend of $0.27 per share, payable on December 26, 2025, to shareholders of record as of December 10, 2025.
Company Overview: Auburn National Bancorporation, Inc. is the parent company of AuburnBank, which has approximately $1.0 billion in total assets and has been operating since 1907.
Bank Operations: AuburnBank is an Alabama state-chartered bank that serves East Alabama, with seven full-service branches and a loan production office in Phenix City.
Contact Information: For further inquiries, David A. Hedges, President and CEO, can be reached at (334) 821-9200.
Auburn National Bancorporation Reports Improvement in Q3 Earnings
Third Quarter Profit Increase: Auburn National Bancorporation reported a profit of $2.23 million, or $0.64 per share, for the third quarter, up from $1.73 million, or $0.50 per share, in the same period last year.
Revenue Growth: The company's revenue rose by 9.9% to $8.40 million, compared to $7.64 million in the previous year.
Auburn National Bancorporation, Inc. Announces Net Earnings for the Third Quarter
Financial Performance: Auburn National Bancorporation reported a net earnings increase to $2.2 million ($0.64 per share) for Q3 2025, up from $1.7 million ($0.50 per share) in Q3 2024, with a 28% rise in earnings per share year-over-year.
Interest Income Growth: Net interest income rose by 11% to $7.6 million compared to Q3 2024, with a net interest margin increase of 25 basis points to 3.30%, attributed to improved yields on interest-earning assets.
Credit Quality: The company maintained strong credit quality, with nonperforming assets at just 0.01% of total assets and a negative provision for credit losses of $255 thousand in Q3 2025, indicating a healthy loan portfolio.
Equity and Dividends: Stockholders' equity increased to $89.6 million ($25.65 per share) as of September 30, 2025, with a cash dividend of $0.27 per share declared for the quarter, reflecting a solid financial position.
