Analysts Offer Insights on Industrial Goods Companies: Air New Zealand Limited (OtherANZFF) and TransUnion (TRU)
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Apr 17 2025
0mins
Should l Buy TRU?
Source: Business Insider
Air New Zealand Limited (ANZFF): UBS analyst Marcus Curley maintains a Hold rating on Air New Zealand, with the stock currently at $0.35 and an analyst consensus of Moderate Buy.
TransUnion (TRU): RBC Capital's Ashish Sabadra keeps a Buy rating on TransUnion, setting a price target of $121.00, while the current shares are at $73.75, indicating a potential upside according to analyst consensus.
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Analyst Views on TRU
Wall Street analysts forecast TRU stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for TRU is 102.71 USD with a low forecast of 80.00 USD and a high forecast of 125.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
15 Analyst Rating
11 Buy
3 Hold
1 Sell
Moderate Buy
Current: 74.950
Low
80.00
Averages
102.71
High
125.00
Current: 74.950
Low
80.00
Averages
102.71
High
125.00
About TRU
TransUnion is a global information and insights company. The Company operates through two segments: U.S. Markets and International. The U.S. Markets segment provides consumer reports, actionable insights and analytics to businesses. These businesses use the Company’s services to engage and acquire customers, assess consumer ability to pay for services, identify cross-selling opportunities, measure and manage debt portfolio risk, collect debt, verify consumer identities and mitigate fraud risk. The International segment provides services similar to its U.S. Markets segment to businesses in select regions outside the United States. Depending on the maturity of the credit economy in each country, services may include credit reports, analytics and technology solutions services and other value-added risk management services. It also has insurance, business and automotive databases in select geographies. It also owns Monevo, a credit prequalification and distribution platform.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Insurance Shopping Becomes a Routine Trend
- Increased Shopping Frequency: TransUnion's report indicates that auto insurance shopping rates rose by 11% in Q4 2025 compared to the same period in 2024, while property insurance shopping increased by 5%, reflecting a shift towards routine insurance shopping driven by economic pressures on consumers.
- Shopping Intensity Insights: Despite the rise in shopping frequency, the shopping intensity index reveals that less than a quarter of consumers considered three or more insurers, indicating that most shoppers exhibit low intensity, which could impact insurers' market strategies and pricing models.
- Generational Differences: The report highlights that Baby Boomers and Silent Generation consumers scored seven points lower in shopping intensity compared to Gen Z, likely due to brand loyalty and inertia, while consumers in low-population areas also showed lower shopping intensity, emphasizing the importance of market segmentation.
- Enhancing Customer Experience: TransUnion recommends that insurers improve customer experience through proactive communication strategies, particularly before customers start shopping, utilizing technologies like Branded Call Display to build trust and potentially increase retention rates and customer satisfaction.
See More
TransUnion Acquires RealNetworks Mobile Division to Enhance Fraud Prevention
- Acquisition Context: TransUnion announced its acquisition of RealNetworks' mobile division to leverage advanced AI and machine learning technologies aimed at reducing fraud and enhancing communication security for businesses, with the deal expected to close in the first half of 2026.
- Technology Integration: This acquisition will bolster TransUnion's capabilities in voice channels, particularly in messaging, by helping to identify fraudulent messages and calls while detecting synthetic and cloned voices, thereby improving the security of customer interactions.
- Funding Strategy: TransUnion plans to fund the acquisition with existing cash on hand, and it is not expected to have a material impact on the company's leverage, liquidity, or operating results for 2026, reflecting the company's financial robustness.
- Strategic Implications: By acquiring this division, TransUnion not only enhances its fraud prevention capabilities but also provides greater confidence for consumers and businesses, further solidifying its leadership position in the credit scoring services market.
See More
TransUnion Acquires RealNetworks Mobile Division to Enhance Fraud Prevention
- Acquisition Agreement: TransUnion has signed a definitive agreement to acquire the mobile division of RealNetworks, with the transaction expected to close in the first half of 2026, significantly enhancing its capabilities in fraud prevention and trusted communications.
- Technology Integration: The acquisition aims to bolster TransUnion's mobile communications offerings through advanced artificial intelligence, machine learning, and real-time analytics across text messages, multimedia messaging, and phone calls, thereby improving customer engagement.
- Expanded Partnerships: RealNetworks' mobile division brings established relationships with global telecom service providers and technology that identifies fraudulent calls and messages, enables secure branded calls, and detects synthetic and cloned voices during live communications, enhancing TransUnion's service capabilities.
- Limited Financial Impact: The deal will be funded with existing cash and is not expected to have a material impact on the company's leverage, liquidity, or operating results for 2026.
See More
TransUnion Acquires RealNetworks Mobile Division to Enhance Fraud Prevention
- Strategic Acquisition: TransUnion has signed an agreement to acquire the mobile division of RealNetworks, a move aimed at enhancing the safety and reliability of mobile communications through advanced AI and real-time analytics, which is expected to significantly bolster its fraud prevention capabilities.
- Market Impact: With mobile phone fraud exceeding $80 billion annually, this acquisition will extend TransUnion's voice channel capabilities to messaging, helping businesses and consumers communicate with greater confidence, thereby enhancing customer engagement and trust.
- Technology Integration: RealNetworks' KONTXT® messaging platform has successfully blocked over eight billion spam and scam messages in the past eight years, and is expected to provide TransUnion with a broader suite of voice, messaging, and analytics tools, further solidifying its competitive position in the communications solutions market.
- Future Outlook: The transaction is expected to close in the first half of 2026, funded with existing cash, and is not anticipated to materially impact TransUnion's leverage or liquidity, demonstrating its ongoing commitment to innovation and leadership in fraud prevention.
See More
Key Benefits of Rental Reporting for Credit Building
- Credit Building Support: The collaboration between TransUnion and FrontLobby incorporates rental payment data into credit reports, allowing timely payment histories to be recognized, thus aiding over five million Canadian households in building credit.
- Tenant Record Establishment: FrontLobby's platform facilitates monthly reporting of rent payments, serving over 60,000 housing providers and covering more than one million rental units, with reported delinquency reductions of up to 92%, significantly improving rental relationships.
- Enhanced Transparency: By embedding rental payment transparency into TransUnion's credit ecosystem, housing providers gain deeper insights into tenant performance, enhancing tenant stability and competitive advantage, fostering a healthier rental market.
- Commitment to Financial Inclusion: TransUnion is dedicated to helping every Canadian build credit, ensuring that rental payments are not classified as traditional debt, thereby more accurately reflecting an individual's financial reliability and promoting economic opportunity and personal empowerment.
See More
TransUnion Dividend and Options Trading Analysis
- Dividend Yield Analysis: TransUnion's latest dividend is expected to yield an annualized rate of 0.6%, although dividend amounts are typically influenced by profitability fluctuations, the historical dividend chart can provide insights into future trends.
- Trading Volatility: With a trailing twelve-month volatility of 44% calculated from the last 251 trading days, TransUnion's stock price is likely to experience significant fluctuations, impacting investor decisions.
- Options Trading Dynamics: On Tuesday, the put volume among S&P 500 components reached 802,997 contracts, while call volume was at 1.61 million, indicating a strong preference for calls among investors, reflecting optimistic market sentiment.
- Risk and Reward Assessment: Given the current market volatility, selling the January 2028 covered call at the $105 strike may offer a reasonable balance between risk and reward, although it entails giving up potential upside beyond $105.
See More
Insurance Shopping Becomes a Routine Trend
- Increased Shopping Frequency: TransUnion's report indicates that auto insurance shopping rates rose by 11% in Q4 2025 compared to the same period in 2024, while property insurance shopping increased by 5%, reflecting a shift towards routine insurance shopping driven by economic pressures on consumers.
- Shopping Intensity Insights: Despite the rise in shopping frequency, the shopping intensity index reveals that less than a quarter of consumers considered three or more insurers, indicating that most shoppers exhibit low intensity, which could impact insurers' market strategies and pricing models.
- Generational Differences: The report highlights that Baby Boomers and Silent Generation consumers scored seven points lower in shopping intensity compared to Gen Z, likely due to brand loyalty and inertia, while consumers in low-population areas also showed lower shopping intensity, emphasizing the importance of market segmentation.
- Enhancing Customer Experience: TransUnion recommends that insurers improve customer experience through proactive communication strategies, particularly before customers start shopping, utilizing technologies like Branded Call Display to build trust and potentially increase retention rates and customer satisfaction.
See More
TransUnion Acquires RealNetworks Mobile Division to Enhance Fraud Prevention
- Acquisition Context: TransUnion announced its acquisition of RealNetworks' mobile division to leverage advanced AI and machine learning technologies aimed at reducing fraud and enhancing communication security for businesses, with the deal expected to close in the first half of 2026.
- Technology Integration: This acquisition will bolster TransUnion's capabilities in voice channels, particularly in messaging, by helping to identify fraudulent messages and calls while detecting synthetic and cloned voices, thereby improving the security of customer interactions.
- Funding Strategy: TransUnion plans to fund the acquisition with existing cash on hand, and it is not expected to have a material impact on the company's leverage, liquidity, or operating results for 2026, reflecting the company's financial robustness.
- Strategic Implications: By acquiring this division, TransUnion not only enhances its fraud prevention capabilities but also provides greater confidence for consumers and businesses, further solidifying its leadership position in the credit scoring services market.
See More
TransUnion Acquires RealNetworks Mobile Division to Enhance Fraud Prevention
- Acquisition Agreement: TransUnion has signed a definitive agreement to acquire the mobile division of RealNetworks, with the transaction expected to close in the first half of 2026, significantly enhancing its capabilities in fraud prevention and trusted communications.
- Technology Integration: The acquisition aims to bolster TransUnion's mobile communications offerings through advanced artificial intelligence, machine learning, and real-time analytics across text messages, multimedia messaging, and phone calls, thereby improving customer engagement.
- Expanded Partnerships: RealNetworks' mobile division brings established relationships with global telecom service providers and technology that identifies fraudulent calls and messages, enables secure branded calls, and detects synthetic and cloned voices during live communications, enhancing TransUnion's service capabilities.
- Limited Financial Impact: The deal will be funded with existing cash and is not expected to have a material impact on the company's leverage, liquidity, or operating results for 2026.
See More
TransUnion Acquires RealNetworks Mobile Division to Enhance Fraud Prevention
- Strategic Acquisition: TransUnion has signed an agreement to acquire the mobile division of RealNetworks, a move aimed at enhancing the safety and reliability of mobile communications through advanced AI and real-time analytics, which is expected to significantly bolster its fraud prevention capabilities.
- Market Impact: With mobile phone fraud exceeding $80 billion annually, this acquisition will extend TransUnion's voice channel capabilities to messaging, helping businesses and consumers communicate with greater confidence, thereby enhancing customer engagement and trust.
- Technology Integration: RealNetworks' KONTXT® messaging platform has successfully blocked over eight billion spam and scam messages in the past eight years, and is expected to provide TransUnion with a broader suite of voice, messaging, and analytics tools, further solidifying its competitive position in the communications solutions market.
- Future Outlook: The transaction is expected to close in the first half of 2026, funded with existing cash, and is not anticipated to materially impact TransUnion's leverage or liquidity, demonstrating its ongoing commitment to innovation and leadership in fraud prevention.
See More
Key Benefits of Rental Reporting for Credit Building
- Credit Building Support: The collaboration between TransUnion and FrontLobby incorporates rental payment data into credit reports, allowing timely payment histories to be recognized, thus aiding over five million Canadian households in building credit.
- Tenant Record Establishment: FrontLobby's platform facilitates monthly reporting of rent payments, serving over 60,000 housing providers and covering more than one million rental units, with reported delinquency reductions of up to 92%, significantly improving rental relationships.
- Enhanced Transparency: By embedding rental payment transparency into TransUnion's credit ecosystem, housing providers gain deeper insights into tenant performance, enhancing tenant stability and competitive advantage, fostering a healthier rental market.
- Commitment to Financial Inclusion: TransUnion is dedicated to helping every Canadian build credit, ensuring that rental payments are not classified as traditional debt, thereby more accurately reflecting an individual's financial reliability and promoting economic opportunity and personal empowerment.
See More
TransUnion Dividend and Options Trading Analysis
- Dividend Yield Analysis: TransUnion's latest dividend is expected to yield an annualized rate of 0.6%, although dividend amounts are typically influenced by profitability fluctuations, the historical dividend chart can provide insights into future trends.
- Trading Volatility: With a trailing twelve-month volatility of 44% calculated from the last 251 trading days, TransUnion's stock price is likely to experience significant fluctuations, impacting investor decisions.
- Options Trading Dynamics: On Tuesday, the put volume among S&P 500 components reached 802,997 contracts, while call volume was at 1.61 million, indicating a strong preference for calls among investors, reflecting optimistic market sentiment.
- Risk and Reward Assessment: Given the current market volatility, selling the January 2028 covered call at the $105 strike may offer a reasonable balance between risk and reward, although it entails giving up potential upside beyond $105.
See More
