ACI Worldwide Achieves Major Milestone in UK Payments Modernization
Written by Emily J. Thompson, Senior Investment Analyst
Updated: 1 hour ago
0mins
Should l Buy ACIW?
Source: Businesswire
- Platform Innovation: ACI Worldwide's ACI Connetic, the industry's first unified cloud-native platform, integrates SWIFT, CHAPS, and Faster Payments into one system, eliminating operational costs and complexities that have long plagued banks, thereby significantly enhancing operational efficiency.
- Market Confidence: This landmark deployment signifies strong industry confidence in ACI Connetic, highlighting its potential to modernize, innovate, and drive growth, especially in the face of rapidly evolving payment landscapes.
- Global Expansion: Beyond the UK, ACI Connetic is being widely adopted by banks across Europe and the U.S., reflecting that cloud modernization has become a strategic necessity to address regulatory changes and rising customer expectations, driving a transformation in global payment technology.
- Collaborative Advantage: The partnership with Microsoft enables ACI Connetic to leverage cloud technology's security, compliance, and scalability, assisting banks in maintaining competitiveness in the digital economy while meeting the evolving demands of customers.
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Analyst Views on ACIW
Wall Street analysts forecast ACIW stock price to rise
3 Analyst Rating
2 Buy
1 Hold
0 Sell
Moderate Buy
Current: 39.270
Low
66.00
Averages
66.00
High
66.00
Current: 39.270
Low
66.00
Averages
66.00
High
66.00
About ACIW
ACI Worldwide, Inc. is a global payments technology company, delivers software solutions that power intelligent payments orchestration in real time to banks, billers, and merchants. The Company's segments include Payment Software and Biller. Its Payment Software segment drives payments orchestration for banks and merchants. It provides payment solutions to large and mid-size banks globally for retail banking, digital, and other payment services. Its support of merchants globally includes Tier 1 and Tier 2 merchants (in-store and online), payment service providers, independent selling organizations, value-added resellers, and acquirers who service them. The Company's Biller segment provides electronic bill presentment and payment services to companies operating in the consumer finance, insurance, healthcare, higher education, utility, government, mortgage, subscription provider, and telecommunications categories. The Company also provides fraud abuse protection to its Biller customers.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
ACI Connetic's UK Launch Marks a Milestone in Payment Transformation
- Milestone in Payment Modernization: ACI Worldwide announces the deployment of its first ACI Connetic platform in the UK, marking a significant advancement in the country's payment modernization journey, which is expected to drive rapid innovation and growth for financial institutions in a complex payment landscape.
- Unified Cloud Platform Benefits: ACI Connetic, as the industry's first unified cloud-native platform, integrates SWIFT, CHAPS, and Faster Payments into a single platform, eliminating long-standing operational costs and risks while enhancing banks' operational efficiency.
- Accelerating Compliance and Innovation: The platform's modular design and open APIs enable banks to quickly adapt to regulatory requirements while increasing agility, ensuring competitiveness in future real-time and cross-border payments to meet evolving customer expectations.
- Growing Global Demand: Beyond the UK, banks across Europe and the U.S. are actively adopting ACI Connetic to address regulatory changes and rapidly shifting customer demands, indicating that cloud modernization has become a strategic necessity for financial institutions.
See More
ACI Worldwide Achieves Major Milestone in UK Payments Modernization
- Platform Innovation: ACI Worldwide's ACI Connetic, the industry's first unified cloud-native platform, integrates SWIFT, CHAPS, and Faster Payments into one system, eliminating operational costs and complexities that have long plagued banks, thereby significantly enhancing operational efficiency.
- Market Confidence: This landmark deployment signifies strong industry confidence in ACI Connetic, highlighting its potential to modernize, innovate, and drive growth, especially in the face of rapidly evolving payment landscapes.
- Global Expansion: Beyond the UK, ACI Connetic is being widely adopted by banks across Europe and the U.S., reflecting that cloud modernization has become a strategic necessity to address regulatory changes and rising customer expectations, driving a transformation in global payment technology.
- Collaborative Advantage: The partnership with Microsoft enables ACI Connetic to leverage cloud technology's security, compliance, and scalability, assisting banks in maintaining competitiveness in the digital economy while meeting the evolving demands of customers.
See More
ACI Worldwide to Report Q4 and Full Year 2025 Financial Results
- Earnings Announcement: ACI Worldwide has announced it will report its fourth quarter and full year 2025 financial results on February 26, 2026, reflecting its ongoing innovation and development in global payments technology.
- Conference Call Details: Management will host a conference call at 8:30 a.m. Eastern Time to discuss the financial results, allowing investors to stay informed about the company's latest developments by dialing +1 (800) 715-9871.
- Webcast Access: Interested investors can access the conference via a real-time webcast at http://investor.aciworldwide.com/, facilitating global participation and information retrieval.
- Company Background: With nearly 50 years of expertise in payment technology, ACI Worldwide focuses on delivering real-time intelligent payment solutions that help banks, billers, and merchants drive growth while modernizing their payment infrastructures.
See More
Global Retail Refund Volumes Surge 18.1% in 2025
- Significant Refund Volume Increase: ACI's Global Ecommerce Report indicates that global retail refund volumes surged by 18.1% in 2025, with refund values rising by 12.7%, highlighting increased consumer return behavior that pressures retailer margins.
- Holiday Season Refund Peak: Refund activity peaked sharply in November and December 2025, accounting for approximately 20% of total refunds, with December alone recording a 2.89% refund rate, significantly higher than the average 2.25% from January to October, illustrating the impact of holiday shopping.
- Ecommerce Transaction Growth: In 2025, global ecommerce transaction volumes grew by 28.3%, with total transaction values increasing by 34.3%, indicating sustained consumer demand for convenience, alongside innovations in the retail ecosystem and rising consumer trust.
- Retailer Response Strategies: In response to accelerating refund volumes, retailers are rethinking their return and fraud management strategies by deploying AI-driven identity verification and real-time monitoring to reduce abuse while maintaining a frictionless experience for legitimate customers.
See More
ACI Worldwide Integrates Paze Digital Wallet, Supporting 16 Million Transactions
- Digital Wallet Integration: ACI Worldwide integrates Early Warning Services' Paze online checkout solution into its Pay.On payment orchestration platform, enabling U.S. consumers to access a digital wallet offered by participating banks and credit unions, with an expected support for 16 million e-commerce transactions in 2026.
- Streamlined Merchant Operations: By adding Paze to Pay.On, merchants can enable the wallet through a single connection rather than building and maintaining standalone integrations, thereby reducing the complexity of integration projects and support burdens, enhancing operational efficiency.
- Enhanced Security: The checkout experience provided by Paze enhances security through tokenization and seamless digital authentication, allowing consumers to complete purchases without sharing full card numbers with merchants, thus lowering potential security risks.
- Market Expansion: This integration not only expands Pay.On's digital wallet coverage but also supports over 150 million credit and debit cards, further strengthening ACI's competitive position in the rapidly growing digital payment market.
See More
Blend Labs Appoints Matt Thomson as Head of Revenue to Accelerate Customer Expansion
- Leadership Change: Blend Labs announces the appointment of Matt Thomson as Head of Revenue, leveraging his 25 years of fintech sales experience to drive market expansion across financial institutions.
- Customer Base Growth: As of Q3 2025, Blend's pipeline has increased by approximately 60% year-over-year, indicating strong momentum in the market that could further enhance revenue.
- Technological Innovation: The launch of Blend's Intelligent Origination system in 2025, powered by AI, is expected to redefine lending operations and attract more partnerships with financial institutions, enhancing market competitiveness.
- Strategic Continuity: Outgoing Head of Revenue Brian Kneafsey will transition to an advisory role to ensure business continuity during leadership changes, further solidifying Blend's market position.
See More
ACI Connetic's UK Launch Marks a Milestone in Payment Transformation
- Milestone in Payment Modernization: ACI Worldwide announces the deployment of its first ACI Connetic platform in the UK, marking a significant advancement in the country's payment modernization journey, which is expected to drive rapid innovation and growth for financial institutions in a complex payment landscape.
- Unified Cloud Platform Benefits: ACI Connetic, as the industry's first unified cloud-native platform, integrates SWIFT, CHAPS, and Faster Payments into a single platform, eliminating long-standing operational costs and risks while enhancing banks' operational efficiency.
- Accelerating Compliance and Innovation: The platform's modular design and open APIs enable banks to quickly adapt to regulatory requirements while increasing agility, ensuring competitiveness in future real-time and cross-border payments to meet evolving customer expectations.
- Growing Global Demand: Beyond the UK, banks across Europe and the U.S. are actively adopting ACI Connetic to address regulatory changes and rapidly shifting customer demands, indicating that cloud modernization has become a strategic necessity for financial institutions.
See More
ACI Worldwide Achieves Major Milestone in UK Payments Modernization
- Platform Innovation: ACI Worldwide's ACI Connetic, the industry's first unified cloud-native platform, integrates SWIFT, CHAPS, and Faster Payments into one system, eliminating operational costs and complexities that have long plagued banks, thereby significantly enhancing operational efficiency.
- Market Confidence: This landmark deployment signifies strong industry confidence in ACI Connetic, highlighting its potential to modernize, innovate, and drive growth, especially in the face of rapidly evolving payment landscapes.
- Global Expansion: Beyond the UK, ACI Connetic is being widely adopted by banks across Europe and the U.S., reflecting that cloud modernization has become a strategic necessity to address regulatory changes and rising customer expectations, driving a transformation in global payment technology.
- Collaborative Advantage: The partnership with Microsoft enables ACI Connetic to leverage cloud technology's security, compliance, and scalability, assisting banks in maintaining competitiveness in the digital economy while meeting the evolving demands of customers.
See More
ACI Worldwide to Report Q4 and Full Year 2025 Financial Results
- Earnings Announcement: ACI Worldwide has announced it will report its fourth quarter and full year 2025 financial results on February 26, 2026, reflecting its ongoing innovation and development in global payments technology.
- Conference Call Details: Management will host a conference call at 8:30 a.m. Eastern Time to discuss the financial results, allowing investors to stay informed about the company's latest developments by dialing +1 (800) 715-9871.
- Webcast Access: Interested investors can access the conference via a real-time webcast at http://investor.aciworldwide.com/, facilitating global participation and information retrieval.
- Company Background: With nearly 50 years of expertise in payment technology, ACI Worldwide focuses on delivering real-time intelligent payment solutions that help banks, billers, and merchants drive growth while modernizing their payment infrastructures.
See More
Global Retail Refund Volumes Surge 18.1% in 2025
- Significant Refund Volume Increase: ACI's Global Ecommerce Report indicates that global retail refund volumes surged by 18.1% in 2025, with refund values rising by 12.7%, highlighting increased consumer return behavior that pressures retailer margins.
- Holiday Season Refund Peak: Refund activity peaked sharply in November and December 2025, accounting for approximately 20% of total refunds, with December alone recording a 2.89% refund rate, significantly higher than the average 2.25% from January to October, illustrating the impact of holiday shopping.
- Ecommerce Transaction Growth: In 2025, global ecommerce transaction volumes grew by 28.3%, with total transaction values increasing by 34.3%, indicating sustained consumer demand for convenience, alongside innovations in the retail ecosystem and rising consumer trust.
- Retailer Response Strategies: In response to accelerating refund volumes, retailers are rethinking their return and fraud management strategies by deploying AI-driven identity verification and real-time monitoring to reduce abuse while maintaining a frictionless experience for legitimate customers.
See More
ACI Worldwide Integrates Paze Digital Wallet, Supporting 16 Million Transactions
- Digital Wallet Integration: ACI Worldwide integrates Early Warning Services' Paze online checkout solution into its Pay.On payment orchestration platform, enabling U.S. consumers to access a digital wallet offered by participating banks and credit unions, with an expected support for 16 million e-commerce transactions in 2026.
- Streamlined Merchant Operations: By adding Paze to Pay.On, merchants can enable the wallet through a single connection rather than building and maintaining standalone integrations, thereby reducing the complexity of integration projects and support burdens, enhancing operational efficiency.
- Enhanced Security: The checkout experience provided by Paze enhances security through tokenization and seamless digital authentication, allowing consumers to complete purchases without sharing full card numbers with merchants, thus lowering potential security risks.
- Market Expansion: This integration not only expands Pay.On's digital wallet coverage but also supports over 150 million credit and debit cards, further strengthening ACI's competitive position in the rapidly growing digital payment market.
See More
Blend Labs Appoints Matt Thomson as Head of Revenue to Accelerate Customer Expansion
- Leadership Change: Blend Labs announces the appointment of Matt Thomson as Head of Revenue, leveraging his 25 years of fintech sales experience to drive market expansion across financial institutions.
- Customer Base Growth: As of Q3 2025, Blend's pipeline has increased by approximately 60% year-over-year, indicating strong momentum in the market that could further enhance revenue.
- Technological Innovation: The launch of Blend's Intelligent Origination system in 2025, powered by AI, is expected to redefine lending operations and attract more partnerships with financial institutions, enhancing market competitiveness.
- Strategic Continuity: Outgoing Head of Revenue Brian Kneafsey will transition to an advisory role to ensure business continuity during leadership changes, further solidifying Blend's market position.
See More
