1st Security Bank Reports Q4 Tangible Book Value per Share of $39.65
Reports Q4 tangible book value per share $39.65. Reports Q4 CET1 capital ratio 12.73%. "The Company remains focused on growing both book value and tangible book value, which increased 8.6% and 10.1%, respectively, during 2025. Tangible book value per share was $39.65 at December 31, 2025, compared to $36.02 at December 31, 2024," stated Matthew Mullet, CEO and president of 1st Security Bank.
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FS Bancorp (FSBW) Declares 3.6% Dividend Increase to $0.29 per Share
- Dividend Increase: FS Bancorp has declared a quarterly dividend increase from $0.28 to $0.29 per share, reflecting a 3.6% growth that underscores the company's robust profitability and commitment to shareholder returns.
- Dividend Yield: The forward yield of 2.67% provides investors with a relatively attractive return, enhancing the company's appeal in the capital markets and potentially attracting more investment.
- Record Dates: The dividend will be payable on February 19, with a record date of February 6 and an ex-dividend date also set for February 6, ensuring shareholders receive their dividends promptly.
- Share Repurchase Program: FS Bancorp has authorized an additional $5 million share repurchase program aimed at enhancing earnings per share by reducing the number of shares outstanding, thereby increasing shareholder value.
FS Bancorp Inc. Reports Q4 Profit Growth but Misses Estimates
- Profit Growth: FS Bancorp's Q4 earnings reached $8.42 million, or $1.10 per share, up from $7.38 million and $0.92 per share last year, indicating an improvement in profitability but falling short of analysts' expectations of $1.13 per share, highlighting challenges in sustaining earnings growth.
- Revenue Increase: The company's revenue rose 12% year-over-year to $40.01 million from $35.72 million last year, reflecting sales growth amid recovering market demand, yet this was insufficient to offset the earnings miss.
- Market Reaction: Despite the increase in revenue and profit, the failure to meet market expectations may lead to a decline in investor confidence regarding the company's future performance, potentially negatively impacting its stock price.
- Analyst Expectations: Analysts typically exclude special items in their estimates, and FS Bancorp's performance not meeting these expectations could affect its reputation among investors and future financing capabilities.
FS Bancorp Reports $33.3 Million Net Income for 2025, Increases Quarterly Dividend to $0.29
- Net Income Growth: FS Bancorp reported a net income of $33.3 million for 2025, translating to $4.29 per diluted share, reflecting stable profitability despite a decrease from $35.0 million in 2024.
- Increased Shareholder Returns: The Board of Directors announced a quarterly cash dividend increase to $0.29 per share, marking the 52nd consecutive increase, which is expected to be paid on February 19, 2026, enhancing shareholder confidence.
- Improved Asset Quality: As of December 31, 2025, net loans reached $2.62 billion, a 4.8% increase from 2024, indicating robust performance in the lending market, although consumer loans saw a slight decline.
- Stable Capital Ratios: FS Bancorp maintained a total risk-based capital ratio of 14.0%, demonstrating a strong capital foundation under regulatory requirements, ensuring resilience against future market fluctuations.
FS Bancorp Appoints Omeed Salashoor as SVP, Home Lending Director with 35 Years Experience
- Leadership Change: FS Bancorp appoints Omeed Salashoor as SVP and Director of Home Lending, leveraging over 35 years of mortgage banking experience, which is expected to enhance the bank's lending performance and strengthen its market position.
- Customer Relationship Focus: Salashoor emphasizes a customer-centric service approach aimed at building long-term relationships, which will likely drive business growth and increase the bank's community impact.
- Community Engagement: Salashoor actively participates in community service, particularly with the Salvation Army and local children's summer camps, reflecting the bank's commitment to community responsibility and potentially attracting more customer support.
- Strategic Alignment: Salashoor's values align closely with FS Bancorp's community banking philosophy, which is expected to drive further development in responsible home lending, addressing customer needs for housing loans.
FS Bancorp, Inc. Announces $9.2 Million Net Income for Third Quarter, Equivalent to $1.18 Per Diluted Share, and Declares 51st Straight Quarterly Cash Dividend
Financial Performance: FS Bancorp reported a net income of $9.2 million for Q3 2025, a decrease from $10.3 million in the same quarter last year, with year-to-date net income at $24.9 million compared to $27.6 million in 2024.
Dividend Announcement: The Board of Directors approved a cash dividend of $0.28 per common share, marking the 51st consecutive quarterly dividend, to be paid on November 20, 2025.
Deposit and Loan Growth: Total deposits increased by 5.2% to $2.69 billion from the previous quarter, while loans receivable rose by 0.7% to $2.60 billion, driven by growth in commercial and speculative construction loans.
Credit Quality and Expenses: The provision for credit losses increased to $2.3 million in Q3 2025, reflecting net loan growth and higher charge-off activity, while total noninterest income decreased to $5.6 million due to lower service charges and gains on sales.
Outperform the Market with Zacks: Spotlight on Oracle, Intellia, and Pharming Group
Market Performance Overview: Major U.S. stock indexes closed lower last week, with the Dow, Nasdaq, and S&P 500 all experiencing slight declines, despite monthly gains. Investor sentiment was affected by profit-taking, inflation concerns, and geopolitical tensions.
Zacks Investment Research Highlights: Zacks reported strong performance from several stocks and portfolios, including significant gains from Dorian LPG and FS Bancorp, as well as the Zacks Focus List and Earnings Certain Admiral Portfolio outperforming the S&P 500 over various time frames.
FS Bancorp (FSBW) Declares 3.6% Dividend Increase to $0.29 per Share
- Dividend Increase: FS Bancorp has declared a quarterly dividend increase from $0.28 to $0.29 per share, reflecting a 3.6% growth that underscores the company's robust profitability and commitment to shareholder returns.
- Dividend Yield: The forward yield of 2.67% provides investors with a relatively attractive return, enhancing the company's appeal in the capital markets and potentially attracting more investment.
- Record Dates: The dividend will be payable on February 19, with a record date of February 6 and an ex-dividend date also set for February 6, ensuring shareholders receive their dividends promptly.
- Share Repurchase Program: FS Bancorp has authorized an additional $5 million share repurchase program aimed at enhancing earnings per share by reducing the number of shares outstanding, thereby increasing shareholder value.
FS Bancorp Inc. Reports Q4 Profit Growth but Misses Estimates
- Profit Growth: FS Bancorp's Q4 earnings reached $8.42 million, or $1.10 per share, up from $7.38 million and $0.92 per share last year, indicating an improvement in profitability but falling short of analysts' expectations of $1.13 per share, highlighting challenges in sustaining earnings growth.
- Revenue Increase: The company's revenue rose 12% year-over-year to $40.01 million from $35.72 million last year, reflecting sales growth amid recovering market demand, yet this was insufficient to offset the earnings miss.
- Market Reaction: Despite the increase in revenue and profit, the failure to meet market expectations may lead to a decline in investor confidence regarding the company's future performance, potentially negatively impacting its stock price.
- Analyst Expectations: Analysts typically exclude special items in their estimates, and FS Bancorp's performance not meeting these expectations could affect its reputation among investors and future financing capabilities.
FS Bancorp Reports $33.3 Million Net Income for 2025, Increases Quarterly Dividend to $0.29
- Net Income Growth: FS Bancorp reported a net income of $33.3 million for 2025, translating to $4.29 per diluted share, reflecting stable profitability despite a decrease from $35.0 million in 2024.
- Increased Shareholder Returns: The Board of Directors announced a quarterly cash dividend increase to $0.29 per share, marking the 52nd consecutive increase, which is expected to be paid on February 19, 2026, enhancing shareholder confidence.
- Improved Asset Quality: As of December 31, 2025, net loans reached $2.62 billion, a 4.8% increase from 2024, indicating robust performance in the lending market, although consumer loans saw a slight decline.
- Stable Capital Ratios: FS Bancorp maintained a total risk-based capital ratio of 14.0%, demonstrating a strong capital foundation under regulatory requirements, ensuring resilience against future market fluctuations.
FS Bancorp Appoints Omeed Salashoor as SVP, Home Lending Director with 35 Years Experience
- Leadership Change: FS Bancorp appoints Omeed Salashoor as SVP and Director of Home Lending, leveraging over 35 years of mortgage banking experience, which is expected to enhance the bank's lending performance and strengthen its market position.
- Customer Relationship Focus: Salashoor emphasizes a customer-centric service approach aimed at building long-term relationships, which will likely drive business growth and increase the bank's community impact.
- Community Engagement: Salashoor actively participates in community service, particularly with the Salvation Army and local children's summer camps, reflecting the bank's commitment to community responsibility and potentially attracting more customer support.
- Strategic Alignment: Salashoor's values align closely with FS Bancorp's community banking philosophy, which is expected to drive further development in responsible home lending, addressing customer needs for housing loans.
FS Bancorp, Inc. Announces $9.2 Million Net Income for Third Quarter, Equivalent to $1.18 Per Diluted Share, and Declares 51st Straight Quarterly Cash Dividend
Financial Performance: FS Bancorp reported a net income of $9.2 million for Q3 2025, a decrease from $10.3 million in the same quarter last year, with year-to-date net income at $24.9 million compared to $27.6 million in 2024.
Dividend Announcement: The Board of Directors approved a cash dividend of $0.28 per common share, marking the 51st consecutive quarterly dividend, to be paid on November 20, 2025.
Deposit and Loan Growth: Total deposits increased by 5.2% to $2.69 billion from the previous quarter, while loans receivable rose by 0.7% to $2.60 billion, driven by growth in commercial and speculative construction loans.
Credit Quality and Expenses: The provision for credit losses increased to $2.3 million in Q3 2025, reflecting net loan growth and higher charge-off activity, while total noninterest income decreased to $5.6 million due to lower service charges and gains on sales.
Outperform the Market with Zacks: Spotlight on Oracle, Intellia, and Pharming Group
Market Performance Overview: Major U.S. stock indexes closed lower last week, with the Dow, Nasdaq, and S&P 500 all experiencing slight declines, despite monthly gains. Investor sentiment was affected by profit-taking, inflation concerns, and geopolitical tensions.
Zacks Investment Research Highlights: Zacks reported strong performance from several stocks and portfolios, including significant gains from Dorian LPG and FS Bancorp, as well as the Zacks Focus List and Earnings Certain Admiral Portfolio outperforming the S&P 500 over various time frames.
