Figure Technology Solutions Stock Declines Amid Market Gains
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Jul 18 2024
0mins
Should l Buy FIGR?
Source: Coinmarketcap
Figure Technology Solutions Inc (FIGR) saw its stock price drop by 8.34% as it crossed below the 5-day SMA, indicating a bearish trend despite the broader market's positive performance with the Nasdaq-100 up 0.55% and the S&P 500 up 0.50%.
The decline in FIGR's stock can be attributed to sector rotation, as the company faced significant options trading activity that included a high volume of put options, reflecting investor concerns about potential risks. This comes in the context of a broader market that is generally optimistic, with other stocks experiencing gains, which may have led to a shift in investor focus away from FIGR.
This movement suggests that while the overall market sentiment remains strong, specific concerns regarding FIGR's future performance are causing investors to reassess their positions, leading to the recent price drop.
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Analyst Views on FIGR
Wall Street analysts forecast FIGR stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for FIGR is 54.67 USD with a low forecast of 50.00 USD and a high forecast of 62.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
7 Analyst Rating
6 Buy
1 Hold
0 Sell
Strong Buy
Current: 39.940
Low
50.00
Averages
54.67
High
62.00
Current: 39.940
Low
50.00
Averages
54.67
High
62.00
About FIGR
Figure Technology Solutions Inc., formerly FT Intermediate, Inc., is a blockchain-native capital marketplace that connects origination, funding, and secondary market activity. It operates and manages its business through FT Intermediate, Inc. (FTI) and Figure Markets Holdings, Inc. (Markets). The Company's proprietary technology enables next generation lending, trading and investing activities in areas, such as consumer credit and digital assets. Its application of the blockchain ledger allows it to serve its end-customers, improve speed and efficiency, and enhance standardization and liquidity. Its products include Figure HELOC, DSCR Loan, Cash-Out Refinance, Crypto-Backed Loan, Blog, Testimonials, and Repayment Assistance. It utilizes blockchain technology to develop an exchange for digital assets and credit, with new product offerings including providing interest-bearing stablecoin deposits. Its Figure HELOCs offer investors a diversified and risk-adjusted return on the market.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
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- Figure Technology Solutions Decline: The blockchain lending platform (FIGR) tumbled 27% during the same week due to disappointing earnings, raising concerns about its future profitability and prompting investors to reassess its business model.
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- Rising Borrower Demand: Borrower demand hit $288 million in January 2026, reflecting a 17% increase from December 2025, showcasing strong market appetite for loan products that could drive future revenue growth.
- Increased Lender Supply: Available lender supply rose to $263 million in January 2026, a 23% increase from the previous month, suggesting improved market liquidity that can help meet borrower demand and enhance trading activity.
- Matched Offers Balance Growth: The matched offers balance reached $253 million in January 2026, up 23% from December 2025, which not only enhances the platform's attractiveness but may also stimulate more lending activity, further solidifying the company's market position.
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