Citizens Financial Group reaches 52-week high amid strong earnings growth outlook
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Jan 21 2026
0mins
Should l Buy CFG?
Source: moomoo
Citizens Financial Group Inc's stock rose by 3.01%, reaching a 52-week high, supported by positive market conditions with the Nasdaq-100 up 0.99% and the S&P 500 up 0.65%.
This increase is attributed to the company's projection of a significant earnings growth of over 31% next year, with expectations of earnings per share rising from $3.83 to $5.03. This strong outlook is likely to enhance investor confidence and drive further stock price appreciation.
The anticipated earnings growth reflects the company's robust market position and potential for increased profitability, suggesting that the stock may continue to perform well in the near future.
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Analyst Views on CFG
Wall Street analysts forecast CFG stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for CFG is 66.29 USD with a low forecast of 59.00 USD and a high forecast of 77.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
15 Analyst Rating
13 Buy
2 Hold
0 Sell
Strong Buy
Current: 66.620
Low
59.00
Averages
66.29
High
77.00
Current: 66.620
Low
59.00
Averages
66.29
High
77.00
About CFG
Citizens Financial Group, Inc. offers a range of retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations and institutions. The Company operates through two segments: Consumer Banking and Commercial Banking. Consumer Banking segment serves consumer customers and small businesses, with products and services that include deposits, mortgage and home equity lending, credit cards, small business loans, wealth management and investment services largely across its 14-state traditional banking footprint. Consumer Banking segment operates approximately 1,000 branches, including 143 in-store locations, and approximately 3,100 ATMs. Commercial Banking segment primarily serves companies and institutions with financial products and solutions, including lending and leasing, deposit and treasury management services, foreign exchange, interest rate and commodity risk management solutions, as well as syndicated loans, and others.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
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- Strong Private Bank Performance: The Private Bank ended 2025 with $14.5 billion in deposits and $7.2 billion in loans, exceeding the 5% target and contributing 7% to pretax income, further solidifying its market position.
- Digital Transformation Initiative: The launch of the 'Reimagine the Bank' program includes around 50 initiatives aimed at enhancing customer experience and achieving substantial revenue growth, with projected pretax benefits of approximately $450 million by 2028.
- Optimistic Future Outlook: Citizens expects net interest income to grow by 10% to 12% in 2026, with loan growth accelerating and overall earning assets improving, showcasing the company's strong growth potential in a favorable macroeconomic environment.
See More
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- Large Asset Base: As of December 31, 2025, Citizens Financial Group reported total assets of $226.4 billion, reinforcing its position as one of the largest financial institutions in the U.S. and enhancing market confidence.
- Diverse Offerings: The company provides a wide range of retail, private banking, wealth management, and commercial banking products, catering to the diverse needs of individuals, small businesses, and large corporations, thereby improving customer satisfaction and competitive edge.
- Integrated Customer Experience: Citizens Financial integrates mobile and online banking services in its consumer banking operations, with approximately 3,100 ATMs and 1,000 branches, enhancing customer convenience and service quality, which further drives business growth.
See More
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- Conference Participation: Citizens Financial Group's Chair of Commercial Banking Don McCree and Head of Commercial Banking Ted Swimmer will participate in the UBS Financial Services Conference on February 10, 2026, showcasing the company's leadership in the financial services sector.
- Live Webcast: The conference will be available via live webcast on the Citizens Bank investor website, enhancing the company's transparency and strengthening investor engagement.
- Asset Scale: As of December 31, 2025, Citizens Financial Group reported total assets of $226.4 billion, solidifying its position as one of the largest financial institutions in the U.S.
- Service Range: Citizens Financial Group offers a broad range of retail, private banking, wealth management, and commercial banking products, catering to diverse needs of individuals, small businesses, and large institutions, demonstrating its competitive edge in the market.
See More
