Truist Launches Open Banking Platform for Enhanced Client Control
Written by Emily J. Thompson, Senior Investment Analyst
Updated: 3 days ago
0mins
Should l Buy TFC?
Source: PRnewswire
- Open Banking Integration: Truist Financial Corporation has launched its first open banking integration, connecting to Mastercard's open finance technology, utilizing an API platform to provide consumer and small business clients with secure access to financial data, enhancing transparency and personalization.
- Secure Data Sharing: The platform allows clients to securely manage which applications can view their financial data through direct connections to Mastercard's open finance platform, enabling data sharing without the need to share usernames or passwords.
- Improving Credit Histories: By providing more secure data-sharing pathways, the platform opens new options for clients with limited credit histories, helping them better manage their financial health and gain insights into their overall financial status.
- Market Leadership: As of December 31, 2025, Truist's total assets reached $548 billion, positioning it as a top-10 commercial bank in the U.S., and the company is committed to enhancing client experiences through open banking technology to solidify its leadership in high-growth markets.
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Analyst Views on TFC
Wall Street analysts forecast TFC stock price to rise
14 Analyst Rating
8 Buy
5 Hold
1 Sell
Moderate Buy
Current: 52.070
Low
47.00
Averages
54.38
High
63.00
Current: 52.070
Low
47.00
Averages
54.38
High
63.00
About TFC
Truist Financial Corporation is a financial services company. As a commercial bank, it offers a range of products and services through its wholesale and consumer businesses, including consumer and small business banking, commercial banking, corporate and investment banking, wealth management, payments, and specialized lending businesses. Its segments include Consumer and Small Business Banking (CSBB) and Wholesale Banking (WB). CSBB segment serves retail, premier, and small business clients, providing transaction, money market, savings, time deposits and payment services, credit cards, loans, and mortgages through digital banking, a network of community banking branches, ATMs, virtual service centers, and other channels. WB segment provides a comprehensive set of products, solutions, and advisory services to commercial, corporate, institutional and wealth clients. It also invests in certain affordable housing, new market tax credit, and renewable energy tax credit investments.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Truist Financial Corporation Schedules 2027 Earnings Conference Calls
- Earnings Call Schedule: Truist Financial Corporation has announced the scheduling of conference calls to review its 2027 quarterly financial results on February 13, 2026, with access information to be provided closer to the dates, reflecting the company's commitment to transparency and investor communication.
- Market Leadership: Truist holds a leading market share in many high-growth markets across the U.S., indicating its strong position in the competitive financial services sector, which can attract more customers and investors.
- Asset Size: As of December 31, 2025, Truist's total assets reached $548 billion, solidifying its status as a top-10 commercial bank in the U.S., reflecting its robust financial foundation and growth potential.
- Diverse Services: Truist offers a wide range of products and services, including consumer and small business banking, commercial banking, and investment banking, showcasing its ability to meet diverse customer needs and further enhance its competitive edge in the market.
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Truist Financial Sets 2027 Earnings Call Schedule
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- Company Overview: Headquartered in Charlotte, North Carolina, Truist is a top-10 commercial bank with total assets of $548 billion as of December 31, 2025, reflecting its leading position in many high-growth markets across the U.S.
- Diverse Service Offerings: Truist offers a wide range of financial services, including consumer and small business banking, commercial and corporate banking, investment banking, capital markets, wealth management, payments, and specialized lending, designed to meet various client needs and drive community development.
- Market Share Advantage: As a purpose-driven financial services company, Truist is committed to inspiring and building better lives and communities, showcasing strong market competitiveness through its leading market share in multiple high-growth sectors.
See More
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- Open Banking Integration: Truist Financial Corporation has launched its first open banking integration, connecting to Mastercard's open finance technology, utilizing an API platform to provide consumer and small business clients with secure access to financial data, enhancing transparency and personalization.
- Secure Data Sharing: The platform allows clients to securely manage which applications can view their financial data through direct connections to Mastercard's open finance platform, enabling data sharing without the need to share usernames or passwords.
- Improving Credit Histories: By providing more secure data-sharing pathways, the platform opens new options for clients with limited credit histories, helping them better manage their financial health and gain insights into their overall financial status.
- Market Leadership: As of December 31, 2025, Truist's total assets reached $548 billion, positioning it as a top-10 commercial bank in the U.S., and the company is committed to enhancing client experiences through open banking technology to solidify its leadership in high-growth markets.
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Truist Financial Corporation Schedules 2027 Earnings Conference Calls
- Earnings Call Schedule: Truist Financial Corporation has announced the scheduling of conference calls to review its 2027 quarterly financial results on February 13, 2026, with access information to be provided closer to the dates, reflecting the company's commitment to transparency and investor communication.
- Market Leadership: Truist holds a leading market share in many high-growth markets across the U.S., indicating its strong position in the competitive financial services sector, which can attract more customers and investors.
- Asset Size: As of December 31, 2025, Truist's total assets reached $548 billion, solidifying its status as a top-10 commercial bank in the U.S., reflecting its robust financial foundation and growth potential.
- Diverse Services: Truist offers a wide range of products and services, including consumer and small business banking, commercial banking, and investment banking, showcasing its ability to meet diverse customer needs and further enhance its competitive edge in the market.
See More
Truist Financial Sets 2027 Earnings Call Schedule
- Earnings Call Schedule: Truist Financial Corporation will hold quarterly earnings conference calls on April 16, July 16, October 19, 2027, and January 19, 2028, at 8 a.m. and 9 a.m. ET, respectively, aimed at providing investors and analysts with updates on financial performance and market dynamics.
- Company Overview: Headquartered in Charlotte, North Carolina, Truist is a top-10 commercial bank with total assets of $548 billion as of December 31, 2025, reflecting its leading position in many high-growth markets across the U.S.
- Diverse Service Offerings: Truist offers a wide range of financial services, including consumer and small business banking, commercial and corporate banking, investment banking, capital markets, wealth management, payments, and specialized lending, designed to meet various client needs and drive community development.
- Market Share Advantage: As a purpose-driven financial services company, Truist is committed to inspiring and building better lives and communities, showcasing strong market competitiveness through its leading market share in multiple high-growth sectors.
See More
Truist Launches Open Banking Platform for Enhanced Client Control
- Open Banking Integration: Truist Financial Corporation has launched its first open banking integration, connecting to Mastercard's open finance technology, utilizing an API platform to provide consumer and small business clients with secure access to financial data, enhancing transparency and personalization.
- Secure Data Sharing: The platform allows clients to securely manage which applications can view their financial data through direct connections to Mastercard's open finance platform, enabling data sharing without the need to share usernames or passwords.
- Improving Credit Histories: By providing more secure data-sharing pathways, the platform opens new options for clients with limited credit histories, helping them better manage their financial health and gain insights into their overall financial status.
- Market Leadership: As of December 31, 2025, Truist's total assets reached $548 billion, positioning it as a top-10 commercial bank in the U.S., and the company is committed to enhancing client experiences through open banking technology to solidify its leadership in high-growth markets.
See More
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- Rating Adjustments: UBS lowered AMD's price target from $330 to $310 while maintaining a Buy rating, highlighting AMD's outperformance against peers like Broadcom and Nvidia in 2023, indicating strong market competitiveness.
- Earnings Outlook: Despite a $1 billion cut in the gaming business, analysts believe AMD's CPU and GPU fundamentals remain strong, with projections of over $11 EPS by 2027 and more than $15 by 2028, showcasing long-term growth potential.
- Truist Rating Upgrade: Truist raised AMD's price target from $277 to $283, keeping a Buy rating and recommending investors buy on weakness, emphasizing the strength of the company's long-term growth narrative.
- Market Positioning: As a global semiconductor company focused on high-performance computing and graphics technologies, AMD's innovations drive the future of data centers, embedded systems, gaming, and PC markets, although some AI stocks may offer greater upside potential.
See More
ServiceNow Stock Outlook Remains Promising
- Price Target Revision: Truist lowered ServiceNow's price target from $240 to $175 while maintaining a Buy rating, indicating that despite market concerns over terminal value, short-term fundamentals remain solid, reflecting a focus on AI narratives.
- AI Competitiveness Enhancement: Jim Cramer highlighted ServiceNow's increasing competitiveness in the AI space, especially as vendors with seat-based models underperform, suggesting a strategic shift towards AI applications to enhance market positioning.
- Growth Potential: Goldman Sachs added ServiceNow to its US Conviction List, maintaining a Buy rating with a $216 price target, anticipating the company to achieve 20% organic growth annually through 2029, showcasing robust expansion opportunities in new domains.
- Intelligent Platform Advantage: ServiceNow's Now Platform offers comprehensive workflow automation solutions embedded with AI and machine learning, aimed at boosting productivity and maximizing business outcomes, further solidifying its market leadership in digital transformation.
See More
Gilead Sciences Rated as One of the Most Profitable NASDAQ Stocks
- Price Target Increase: Truist Securities raised its price target for Gilead Sciences from $140 to $145 while maintaining a Buy rating, indicating strong confidence in the company's future performance ahead of its upcoming Q4 earnings report.
- Drug Expectations Adjustment: Truist noted in its research report that it revised estimates for YEZTUGO, a drug aimed at reducing HIV-1 risk, highlighting the growing recognition of Gilead's efforts in this area, which could drive future sales growth.
- Citi's Target Price Boost: On the same day, Citigroup raised its price target for Gilead Sciences from $140 to $156, keeping a Buy rating, reflecting an optimistic outlook for the biopharmaceutical sector, especially with reduced policy risks.
- Promising Market Outlook: Gilead Sciences focuses on developing medicines for life-threatening diseases such as HIV, viral hepatitis, and cancer, and while analysts suggest certain AI stocks may offer greater upside, Gilead's solid performance continues to attract investor interest.
See More
