TransUnion Q4 Earnings Exceed Expectations
Written by Emily J. Thompson, Senior Investment Analyst
Updated: 3 days ago
0mins
Should l Buy TRU?
Source: seekingalpha
- Earnings Beat: TransUnion reported a Q4 Non-GAAP EPS of $1.07, exceeding expectations by $0.04, which underscores the company's robust profitability and boosts market confidence in its future performance.
- Significant Revenue Growth: The quarter's revenue reached $1.17 billion, reflecting a 12.5% year-over-year increase and surpassing market expectations by $40 million, indicating sustained demand and market share expansion in the data solutions sector.
- Net Income Performance: Net income attributable to TransUnion was $118 million, down 20% year-over-year, yet the company maintained a net income margin of 9.9%, demonstrating its ability to sustain profitability amid challenges.
- Strong Adjusted EBITDA: Adjusted EBITDA stood at $414 million, marking a 44% year-over-year growth with an EBITDA margin of 34.6%, highlighting significant improvements in cost control and operational efficiency, thereby enhancing its financial health.
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Analyst Views on TRU
Wall Street analysts forecast TRU stock price to rise
15 Analyst Rating
11 Buy
3 Hold
1 Sell
Moderate Buy
Current: 70.810
Low
80.00
Averages
102.71
High
125.00
Current: 70.810
Low
80.00
Averages
102.71
High
125.00
About TRU
TransUnion is a global information and insights company. The Company operates through two segments: U.S. Markets and International. The U.S. Markets segment provides consumer reports, actionable insights and analytics to businesses. These businesses use the Company’s services to engage and acquire customers, assess consumer ability to pay for services, identify cross-selling opportunities, measure and manage debt portfolio risk, collect debt, verify consumer identities and mitigate fraud risk. The International segment provides services similar to its U.S. Markets segment to businesses in select regions outside the United States. Depending on the maturity of the credit economy in each country, services may include credit reports, analytics and technology solutions services and other value-added risk management services. It also has insurance, business and automotive databases in select geographies. It also owns Monevo, a credit prequalification and distribution platform.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
TransUnion Reports Strong Q4 Earnings Exceeding Expectations
- Earnings Beat: TransUnion reported Q4 earnings of $1.07 per share, surpassing analyst expectations of $1.02, indicating strong profitability and boosting market confidence in future performance.
- Sales Growth: The company achieved quarterly sales of $1.171 billion, exceeding the consensus estimate of $1.134 billion, reflecting sustained strength in the U.S. market, particularly in Financial Services and Emerging Verticals.
- Future Guidance: TransUnion projects FY2026 adjusted EPS between $4.63 and $4.71, below market estimates of $4.82, although sales expectations range from $4.946 billion to $4.981 billion, slightly above consensus.
- Stock Price Reaction: Following the earnings announcement, TransUnion shares rose 4.6% to $74.09, indicating a positive investor response to the company's performance, despite analysts lowering their price targets.
See More
TransUnion Q4 2025 Earnings Call Highlights
- Strong Revenue Growth: TransUnion achieved a 12% organic revenue growth in Q4 2025, with the U.S. market growing 16%, marking the strongest performance since 2021 and demonstrating the company's robust competitive position in the market.
- Increased Shareholder Returns: The company repurchased approximately $150 million in shares during Q4, totaling $300 million for 2025, while also raising its quarterly dividend by 9% to $0.125 per share, reflecting a strong commitment to shareholders and financial health.
- Completion of Strategic Transformation: Management announced the successful completion of its business transformation investment program on schedule and within budget, which is expected to realize full target savings in 2026, laying a foundation for future profitability and market competitiveness.
- Optimistic Future Outlook: TransUnion projects organic revenue growth of 8% to 9% for 2026, with adjusted diluted EPS growth expected between 8% and 10%, indicating strong confidence in future market performance and sustained growth potential.
See More
TransUnion Declares 8.7% Increase in Quarterly Dividend
- Dividend Increase: TransUnion has declared a quarterly dividend of $0.125 per share, representing an 8.7% increase from the previous $0.115, indicating ongoing improvements in profitability and cash flow management, which enhances investor confidence.
- Yield Overview: The forward yield stands at 0.7%, which, while relatively low, may attract income-seeking investors due to the company's stable dividend policy, further solidifying its market position.
- Payment Schedule: The dividend is payable on March 13, with a record date of February 26 and an ex-dividend date also on February 26, ensuring shareholders receive timely returns and reflecting the company's commitment to shareholder value.
- Investor Conference: TransUnion will also present at the J.P. Morgan 2025 Ultimate Services Investor Conference, which is expected to further elevate market interest in its future growth potential and bolster investor confidence.
See More
TRANSUNION STOCK FALLS 1.6% AS COMPANY REPORTS FY AND Q1 PROFITS BELOW EXPECTATIONS
- Stock Performance: TransUnion shares have decreased by 1.6% following the release of their Q1 financial results.
- Profit Estimates: The company's profits for the first quarter fell below analysts' expectations.
See More
TransUnion Q4 Earnings Exceed Expectations
- Earnings Beat: TransUnion reported a Q4 Non-GAAP EPS of $1.07, exceeding expectations by $0.04, which underscores the company's robust profitability and boosts market confidence in its future performance.
- Significant Revenue Growth: The quarter's revenue reached $1.17 billion, reflecting a 12.5% year-over-year increase and surpassing market expectations by $40 million, indicating sustained demand and market share expansion in the data solutions sector.
- Net Income Performance: Net income attributable to TransUnion was $118 million, down 20% year-over-year, yet the company maintained a net income margin of 9.9%, demonstrating its ability to sustain profitability amid challenges.
- Strong Adjusted EBITDA: Adjusted EBITDA stood at $414 million, marking a 44% year-over-year growth with an EBITDA margin of 34.6%, highlighting significant improvements in cost control and operational efficiency, thereby enhancing its financial health.
See More
TransUnion Set to Announce Q4 Earnings on February 12
- Earnings Announcement: TransUnion is set to release its Q4 earnings on February 12 before market open, with consensus EPS estimate at $1.03, reflecting a 6.2% year-over-year growth, indicating sustained profitability.
- Revenue Expectations: Analysts forecast Q4 revenue to reach $1.13 billion, a 9.0% year-over-year increase, showcasing the company's ability to achieve robust revenue growth amid strong market demand.
- Historical Performance: Over the past two years, TransUnion has beaten EPS and revenue estimates 100% of the time, demonstrating its strong profitability and market adaptability, which boosts investor confidence.
- Estimate Revisions: In the last three months, EPS estimates have seen two upward revisions and no downward adjustments, while revenue estimates experienced two upward revisions and one downward, reflecting analysts' optimistic outlook on the company's future performance.
See More
TransUnion Reports Strong Q4 Earnings Exceeding Expectations
- Earnings Beat: TransUnion reported Q4 earnings of $1.07 per share, surpassing analyst expectations of $1.02, indicating strong profitability and boosting market confidence in future performance.
- Sales Growth: The company achieved quarterly sales of $1.171 billion, exceeding the consensus estimate of $1.134 billion, reflecting sustained strength in the U.S. market, particularly in Financial Services and Emerging Verticals.
- Future Guidance: TransUnion projects FY2026 adjusted EPS between $4.63 and $4.71, below market estimates of $4.82, although sales expectations range from $4.946 billion to $4.981 billion, slightly above consensus.
- Stock Price Reaction: Following the earnings announcement, TransUnion shares rose 4.6% to $74.09, indicating a positive investor response to the company's performance, despite analysts lowering their price targets.
See More
TransUnion Q4 2025 Earnings Call Highlights
- Strong Revenue Growth: TransUnion achieved a 12% organic revenue growth in Q4 2025, with the U.S. market growing 16%, marking the strongest performance since 2021 and demonstrating the company's robust competitive position in the market.
- Increased Shareholder Returns: The company repurchased approximately $150 million in shares during Q4, totaling $300 million for 2025, while also raising its quarterly dividend by 9% to $0.125 per share, reflecting a strong commitment to shareholders and financial health.
- Completion of Strategic Transformation: Management announced the successful completion of its business transformation investment program on schedule and within budget, which is expected to realize full target savings in 2026, laying a foundation for future profitability and market competitiveness.
- Optimistic Future Outlook: TransUnion projects organic revenue growth of 8% to 9% for 2026, with adjusted diluted EPS growth expected between 8% and 10%, indicating strong confidence in future market performance and sustained growth potential.
See More
TransUnion Declares 8.7% Increase in Quarterly Dividend
- Dividend Increase: TransUnion has declared a quarterly dividend of $0.125 per share, representing an 8.7% increase from the previous $0.115, indicating ongoing improvements in profitability and cash flow management, which enhances investor confidence.
- Yield Overview: The forward yield stands at 0.7%, which, while relatively low, may attract income-seeking investors due to the company's stable dividend policy, further solidifying its market position.
- Payment Schedule: The dividend is payable on March 13, with a record date of February 26 and an ex-dividend date also on February 26, ensuring shareholders receive timely returns and reflecting the company's commitment to shareholder value.
- Investor Conference: TransUnion will also present at the J.P. Morgan 2025 Ultimate Services Investor Conference, which is expected to further elevate market interest in its future growth potential and bolster investor confidence.
See More
TRANSUNION STOCK FALLS 1.6% AS COMPANY REPORTS FY AND Q1 PROFITS BELOW EXPECTATIONS
- Stock Performance: TransUnion shares have decreased by 1.6% following the release of their Q1 financial results.
- Profit Estimates: The company's profits for the first quarter fell below analysts' expectations.
See More
TransUnion Q4 Earnings Exceed Expectations
- Earnings Beat: TransUnion reported a Q4 Non-GAAP EPS of $1.07, exceeding expectations by $0.04, which underscores the company's robust profitability and boosts market confidence in its future performance.
- Significant Revenue Growth: The quarter's revenue reached $1.17 billion, reflecting a 12.5% year-over-year increase and surpassing market expectations by $40 million, indicating sustained demand and market share expansion in the data solutions sector.
- Net Income Performance: Net income attributable to TransUnion was $118 million, down 20% year-over-year, yet the company maintained a net income margin of 9.9%, demonstrating its ability to sustain profitability amid challenges.
- Strong Adjusted EBITDA: Adjusted EBITDA stood at $414 million, marking a 44% year-over-year growth with an EBITDA margin of 34.6%, highlighting significant improvements in cost control and operational efficiency, thereby enhancing its financial health.
See More
TransUnion Set to Announce Q4 Earnings on February 12
- Earnings Announcement: TransUnion is set to release its Q4 earnings on February 12 before market open, with consensus EPS estimate at $1.03, reflecting a 6.2% year-over-year growth, indicating sustained profitability.
- Revenue Expectations: Analysts forecast Q4 revenue to reach $1.13 billion, a 9.0% year-over-year increase, showcasing the company's ability to achieve robust revenue growth amid strong market demand.
- Historical Performance: Over the past two years, TransUnion has beaten EPS and revenue estimates 100% of the time, demonstrating its strong profitability and market adaptability, which boosts investor confidence.
- Estimate Revisions: In the last three months, EPS estimates have seen two upward revisions and no downward adjustments, while revenue estimates experienced two upward revisions and one downward, reflecting analysts' optimistic outlook on the company's future performance.
See More
