RBC Capital Upholds Sector Perform Rating for UMB Financial Corporation - Preferred Stock (UMBFO)
RBC Capital Coverage: On October 10, 2025, RBC Capital maintained a "Sector Perform" recommendation for UMB Financial Corporation - Preferred Stock (NasdaqGS: UMBFO).
Price Target and Upside: The average one-year price target for UMB Financial Corporation - Preferred Stock is $31.89/share, indicating a potential upside of 17.36% from its current price of $27.17/share.
Trade with 70% Backtested Accuracy
Analyst Views on UMBFO

No data
About the author


Recent Performance: UMB Financial (UMBF) has experienced mixed performance, with a recent 4.3% increase in share price but a 2.3% decline over the past month; however, it boasts strong long-term returns of 34% over three years and nearly 68% over five years.
Valuation Insights: Analysts suggest UMB Financial's fair value is $137.69 per share, indicating it may be undervalued at its current price of $108.83, potentially overlooking future growth opportunities.
Acquisition Impact: The integration of Heartland (HTLF) is expected to yield significant cost savings of $124 million by early 2026, which could enhance operating leverage and net margins for UMB Financial.
Market Considerations: UMB Financial's earnings ratio is currently higher than industry averages, suggesting potential value if market sentiment improves, but risks such as slowing growth in the Midwest and integration challenges could limit upside potential.

RBC Capital Upgrade: On November 6, 2025, RBC Capital upgraded UMB Financial Corporation - Preferred Stock from Sector Perform to Outperform, indicating a positive outlook for the stock.
Price Target and Upside: The average one-year price target for UMB Financial Corporation - Preferred Stock is $34.22/share, suggesting a potential upside of 26.29% from its recent closing price of $27.10/share.
Increased Institutional Interest: There has been a significant increase in institutional ownership, with 28 funds reporting positions in UMB Financial Corporation - Preferred Stock, marking a 211.11% rise in the last quarter.
Shareholder Holdings: Notable funds holding shares include Spectrum Preferred and Capital Securities Income Fund, Strategic Income Opportunities Fund, and Invesco Financial Preferred ETF, among others, indicating strong interest in the stock.

RBC Capital Coverage: On October 10, 2025, RBC Capital maintained a "Sector Perform" recommendation for UMB Financial Corporation - Preferred Stock (NasdaqGS: UMBFO).
Price Target and Upside: The average one-year price target for UMB Financial Corporation - Preferred Stock is $31.89/share, indicating a potential upside of 17.36% from its current price of $27.17/share.

Financial Performance: UMB Financial Corp reported a net income of $215.4 million, with significant growth in average loans (12.7%) and deposits (10.7%), alongside a pre-tax gain on investments of $37.7 million.
Operational Insights: The company is integrating Heartland's Minnesota franchise, anticipating cost savings and continued improvement in credit quality, while managing competitive deposit pricing and aiming for sustainable growth in fund services revenue.




