Q2 Holdings Q4 Earnings Beat Expectations, 2026 Outlook Positive
Written by Emily J. Thompson, Senior Investment Analyst
Updated: 4 days ago
0mins
Should l Buy QTWO?
Source: seekingalpha
- Strong Earnings Report: Q2 Holdings reported a Q4 GAAP EPS of $0.31, beating expectations by $0.08, with revenue of $208.22 million reflecting a 13.8% year-over-year growth, surpassing market estimates by $3.38 million, indicating robust financial performance.
- Q1 2026 Guidance: The company projects total revenue for Q1 2026 to be between $212.5 million and $216.5 million, compared to consensus of $209.49 million, representing a year-over-year growth of 12% to 14%, highlighting ongoing business growth potential.
- Full-Year Outlook: Q2 Holdings anticipates total revenue for 2026 to range from $871.0 million to $878.0 million, against a consensus of $873.31 million, indicating a projected year-over-year growth of 10%, reflecting confidence in future performance.
- Adjusted EBITDA Forecast: The company expects adjusted EBITDA for 2026 to be between $225.0 million and $230.0 million, representing 26% of total revenue, demonstrating a solid performance in profitability.
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Analyst Views on QTWO
Wall Street analysts forecast QTWO stock price to rise
13 Analyst Rating
8 Buy
5 Hold
0 Sell
Moderate Buy
Current: 52.450
Low
71.00
Averages
99.75
High
110.00
Current: 52.450
Low
71.00
Averages
99.75
High
110.00
About QTWO
Q2 Holdings, Inc. is a provider of digital transformation solutions for financial services, serving banks, credit unions, alternative finance companies, and fintech’s in the United States and internationally. The Company enables its financial institutions and fintech companies to provide comprehensive, data-driven digital engagement solutions for consumers, small businesses and corporate clients. Its portfolio of digital solutions includes offerings, such as Digital Banking Platform, Q2 Innovation Studio, Lending and Relationship Pricing, and Helix. Its end-to-end digital banking platform supports its financial institution customers in their delivery of retail, SMB and commercial functionalities across digital channels through a single technology platform. Q2 Innovation Studio is its application program interface (API), and software development kit (SDK), based open technology platform. Helix is its cloud-native, real-time core processing platform.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
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- Intensified Competition: The growth in liquidity has outpaced the recovery in loan demand, resulting in a supply-demand imbalance and increased competitive pressure, necessitating financial institutions to be more precise in pricing and managing commercial relationships to protect margins.
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