Provident Financial Services to Release Q4 2025 Earnings on January 27
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Jan 05 2026
0mins
Should l Buy PFS?
Source: Globenewswire
- Earnings Release Schedule: Provident Financial Services expects to release its financial results for the quarter ended December 31, 2025, on January 27, 2026, after market close, enhancing transparency and investor trust by making the earnings report immediately available on its website.
- Investor Conference Call: The company will hold a conference call on January 28, 2026, at 10:00 a.m. (ET) to discuss its fourth quarter and full-year financial results, which is expected to attract significant attention from analysts and investors, thereby increasing market awareness of the company.
- Asset Scale: As of September 30, 2025, Provident Financial Services reported total assets of $24.8 billion, indicating a robust market position that may attract more investor interest in its growth potential.
- Service Network: Provident Bank operates a network of full-service branches across New Jersey, eastern Pennsylvania, and parts of New York, and by combining its fiduciary and wealth management services, it creates diversified revenue streams that enhance the company's competitive edge in the market.
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Analyst Views on PFS
Wall Street analysts forecast PFS stock price to fall
1 Analyst Rating
1 Buy
0 Hold
0 Sell
Moderate Buy
Current: 22.980
Low
22.00
Averages
22.00
High
22.00
Current: 22.980
Low
22.00
Averages
22.00
High
22.00
About PFS
Provident Financial Services, Inc. is the holding company for Provident Bank (the Bank). The Bank is a New Jersey-chartered capital stock savings bank operating full-service branch offices throughout New Jersey, Bucks, Lehigh and Northampton counties in Pennsylvania, as well as Orange, Queens and Nassau Counties in New York. The Bank attracts deposits from the general public and businesses primarily in the areas surrounding its banking offices and uses those funds, together with funds generated from operations and borrowings, to originate commercial real estate loans, commercial business loans, residential mortgage loans, and consumer loans. The Bank invests in mortgage-backed securities and other permissible investments. The Bank also provides fiduciary and wealth management services through its wholly owned subsidiary, Beacon Trust Company, and insurance services through its wholly owned subsidiary, Provident Protection Plus, Inc. The Bank has approximately 140 branches.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
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- Loan and Deposit Growth: The company generated $3.2 billion in new commercial loans in 2025, resulting in a net growth rate of 5.5%, with period-end loans and deposits increasing by $218 million and $182 million respectively, indicating robust market demand and competitive positioning.
- Noninterest Income Boost: Noninterest income reached $28.3 million in Q4, primarily driven by Provident Protection Plus and Beacon Trust, which enhances the company's revenue diversity and profitability.
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See More
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- Revenue Growth: The company achieved Q4 revenue of $225.72 million, a 9.6% year-over-year increase, surpassing market expectations by $1.65 million, reflecting a strong business growth momentum.
- Stock Buyback Plan: Provident Financial expanded its stock buyback plan to 2.15% of outstanding shares, aimed at enhancing shareholder value and boosting market confidence.
- Executive Change: CFO Thomas M. Lyons announced his retirement, which may impact the company's future financial strategy and operations.
See More
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See More
