Porch Group Q4 Earnings Beat Expectations, 2026 Outlook Positive
Written by Emily J. Thompson, Senior Investment Analyst
Updated: 4 days ago
0mins
Should l Buy PRCH?
Source: seekingalpha
- Strong Earnings Report: Porch Group reported a Q4 GAAP EPS of -$0.03, beating expectations by $0.04, with revenue of $124.3 million reflecting a 23.9% year-over-year increase, surpassing market expectations by $15.17 million, indicating robust market performance.
- 2026 Financial Outlook: Porch Shareholder Interest projects revenue between $475 million and $490 million for 2026, representing a 13% to 17% growth from $419 million in 2025, showcasing the company's confidence in future growth.
- Gross Profit and EBITDA Growth: Expected gross profit for 2026 is projected to be between $385 million and $400 million, reflecting a 12% to 16% increase, while adjusted EBITDA is anticipated to range from $98 million to $105 million, indicating a significant growth of 28% to 37%, highlighting ongoing improvements in profitability.
- Market Consensus Analysis: The revenue consensus for 2026 stands at $488.51 million, reflecting investor optimism regarding Porch Group's growth potential, further solidifying its market position in the insurance data platform sector.
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Analyst Views on PRCH
Wall Street analysts forecast PRCH stock price to rise
4 Analyst Rating
4 Buy
0 Hold
0 Sell
Strong Buy
Current: 8.540
Low
10.50
Averages
15.17
High
21.00
Current: 8.540
Low
10.50
Averages
15.17
High
21.00
About PRCH
Porch Group, Inc. is a homeowners insurance company. The Company specializes in the home services software-as-a-service (SaaS) space. The Company's segments include Insurance Services, Software & Data, Consumer Services and Reciprocal Segment. Its Insurance Services segment manages and operates the Reciprocal, providing services related, but not limited, to underwriting, policy renewal, risk management, insurance portfolio management, financial management, and setting investment guidelines in exchange for commissions and fees. The Company's Software & Data segment provides, on a subscription and predominantly transactional basis, software to inspection, mortgage, title, and roofing companies and data products to insurance and other types of companies. The Company's Consumer Services segment provides warranty products through Porch Warranty and other warranty brands to protect the whole home. Its Reciprocal segment provides consumers with insurance to protect their homes.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
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- 2026 Financial Outlook: Porch Shareholder Interest projects revenue between $475 million and $490 million for 2026, representing a 13% to 17% growth from $419 million in 2025, showcasing the company's confidence in future growth.
- Gross Profit and EBITDA Growth: Expected gross profit for 2026 is projected to be between $385 million and $400 million, reflecting a 12% to 16% increase, while adjusted EBITDA is anticipated to range from $98 million to $105 million, indicating a significant growth of 28% to 37%, highlighting ongoing improvements in profitability.
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See More
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- Stock Price Surge: Fastly's shares jumped 34.8% to $12.55 in pre-market trading, reflecting a positive investor reaction to the earnings report, which may attract more investor interest in its future developments.
- Increased Market Confidence: The strong earnings report not only enhances investor confidence but may also prompt analysts to revise their ratings and price targets for the company, potentially driving further stock price increases.
See More
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- Revenue Growth: The company’s revenue rose to $23.94 million year-over-year, reflecting sustained market demand in the software and insurance sectors, bolstering confidence in future growth.
- Stock Performance: Following the earnings report, Porch Group's stock surged 21.87% in after-hours trading to close at $9.25, demonstrating a positive market reaction that could drive further buying interest.
- Analyst Rating Upgrade: Keefe, Bruyette & Woods upgraded Porch Group from Market Perform to Outperform with a price target of $10.50, indicating analysts' optimism about the company's future performance.
See More
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- Significant Performance Growth: Porch Group's adjusted EBITDA for 2025 reached $77 million, an 11-fold increase over 2024, demonstrating substantial progress in its transformation and boosting investor confidence.
- Revenue and Profit Improvement: The total revenue for 2025 was $418.9 million, with a gross profit of $343.9 million and a gross margin of 82%, indicating successful transitions to high-margin businesses that further solidify market position.
- Clear 2026 Targets: Management set a target of $600 million in organic written premium for 2026, with an expected growth rate of 25% and a plan to achieve $100 million in adjusted EBITDA, reflecting strong confidence in future growth.
- New Product Launch: The full rollout of Porch Insurance in Texas at the beginning of 2026 is part of a long-term strategy aimed at enhancing customer experience and strengthening agent competitiveness, thereby driving overall company growth.
See More
Porch Group PRCH Q4 2025 Earnings Call Transcript
See More
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- Strong Earnings Report: Porch Group reported a Q4 GAAP EPS of -$0.03, beating expectations by $0.04, with revenue of $124.3 million reflecting a 23.9% year-over-year increase, surpassing market expectations by $15.17 million, indicating robust market performance.
- 2026 Financial Outlook: Porch Shareholder Interest projects revenue between $475 million and $490 million for 2026, representing a 13% to 17% growth from $419 million in 2025, showcasing the company's confidence in future growth.
- Gross Profit and EBITDA Growth: Expected gross profit for 2026 is projected to be between $385 million and $400 million, reflecting a 12% to 16% increase, while adjusted EBITDA is anticipated to range from $98 million to $105 million, indicating a significant growth of 28% to 37%, highlighting ongoing improvements in profitability.
- Market Consensus Analysis: The revenue consensus for 2026 stands at $488.51 million, reflecting investor optimism regarding Porch Group's growth potential, further solidifying its market position in the insurance data platform sector.
See More
