KBRA Issues Ratings for Northrim BanCorp, Inc.
Credit Ratings Assigned: KBRA has assigned Northrim BanCorp, Inc. a senior unsecured debt rating of BBB and a subordinated debt rating of BBB-, while its subsidiary, Northrim Bank, received a BBB+ rating for deposits and senior unsecured debt, with a stable outlook for all long-term ratings.
Earnings and Capital Strength: Northrim's strong earnings power is supported by a low-cost deposit franchise and a higher-yielding commercial loan portfolio, although capital levels have decreased due to organic loan growth and acquisitions, with CET1 improving to 10.3% as of 3Q25.
Asset Quality and Underwriting: The company has maintained minimal net charge-offs and a favorable asset quality profile, with classified loans remaining well contained at 1.7% of total loans, attributed to conservative underwriting practices.
Market Position and Funding: Northrim has increased its deposit market share in Alaska to 18% as of 2Q25, benefiting from a less competitive environment and a conservative loan-to-deposit ratio of 80%, resulting in a lower cost of funds compared to peers.
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Pomerantz LLP Investigates Northrim BanCorp for Securities Fraud
- Investigation Launched: Pomerantz LLP is investigating whether Northrim BanCorp and its executives engaged in securities fraud or other unlawful business practices, aiming to protect investor rights and seek legal remedies.
- Earnings Miss: On January 23, 2026, Northrim reported fourth-quarter earnings of $0.54 per share for 2025, falling short of analyst expectations, indicating potential issues with the company's performance.
- Stock Price Plunge: Following the disappointing earnings report, Northrim's stock price fell by $4.44, or 14.95%, closing at $25.25 per share on January 23, 2026, reflecting market concerns about the company's outlook.
- Legal Context: Pomerantz LLP, a prominent securities class action law firm with over 85 years of experience, is dedicated to fighting for the rights of victims of securities fraud, suggesting that this investigation may lead to broader legal actions.
Northrim BanCorp Under Investigation for Securities Fraud
- Earnings Miss: Northrim reported Q4 earnings of $0.54 per share on January 23, 2026, falling short of analyst expectations, which has raised concerns about the company's financial health.
- Stock Price Plunge: Following the disappointing earnings report, Northrim's stock price dropped by $4.44, or 14.95%, closing at $25.25 per share on January 23, indicating investor anxiety about future performance.
- Legal Investigation Launched: Pomerantz LLP is investigating whether Northrim and its executives engaged in securities fraud or other unlawful practices, which could further impact the company's reputation and shareholder value.
- Historical Context: Pomerantz LLP, a leading firm in securities class action litigation with over 85 years of experience, highlights the significant legal risks Northrim faces, potentially affecting its operational stability and investor confidence.
Northrim BanCorp Declares Quarterly Dividend
- Quarterly Dividend Announcement: Northrim BanCorp declares a quarterly dividend of $0.16 per share, consistent with previous distributions, indicating stable cash flow and profitability, which boosts investor confidence.
- Yield Information: The forward yield of 2.53% provides investors with a relatively attractive return, reflecting the company's robust performance in the current market environment.
- Payment Schedule: The dividend will be payable on March 13, with a record date of March 5 and an ex-dividend date also on March 5, ensuring shareholders receive timely returns and enhancing their willingness to hold shares.
- Financial Performance Overview: Northrim BanCorp reports a non-GAAP EPS of $0.54, demonstrating continued growth in profitability, further solidifying its position in the financial services industry.
Northrim BanCorp Reports Q4 2025 Record Net Interest Income of $35.4 Million
- Record Net Interest Income: Northrim BanCorp achieved a record net interest income of $35.4 million in Q4 2025, up from $35.3 million in Q3 2025 and $30.8 million in Q4 2024, indicating robust performance in interest revenue generation.
- Declining Deposit Costs: The average cost of interest-bearing deposits fell to 1.91% in Q4 2025, down from 2.00% in Q3 2025 and 2.15% a year ago, reflecting effective strategies in managing funding costs.
- Increased Mortgage Originations: Mortgage loan originations reached $231.2 million in Q4 2025, significantly higher than $185.9 million in the same quarter last year, showcasing strong demand in the housing loan market and an increase in market share.
- Capital Support Initiatives: The company issued $60 million in subordinated debt to bolster regulatory capital ratios, aimed at funding future growth initiatives and enhancing its capital base and competitive position in the market.
Northrim BanCorp (NRIM) Shows Strong Momentum: Is It a Good Investment?
Momentum Investing Overview: Momentum investing involves buying stocks that are trending upwards, with the expectation that they will continue to rise. The Zacks Momentum Style Score helps investors identify stocks with strong momentum indicators.
Northrim BanCorp Performance: Northrim BanCorp (NRIM) has a Momentum Style Score of B and a Zacks Rank of #1 (Strong Buy), with significant price increases over various time frames, outperforming both its industry and the S&P 500.
Earnings Estimate Revisions: NRIM has seen positive earnings estimate revisions, with an increase in consensus estimates from $2.35 to $2.50 over the past 60 days, indicating strong future performance potential.
Investment Recommendations: Zacks Investment Research highlights NRIM as a promising stock and offers additional stock recommendations that have previously shown significant gains, suggesting potential for high returns in the near term.
Zacks.com Spotlights Interface, Research Solutions, Northrim, and Dave
Stock Highlights: The article discusses four stocks—Interface, Inc. (TILE), Research Solutions Inc. (RSSS), Northrim BanCorp, Inc. (NRIM), and Dave Inc. (DAVE)—noting their solid net profit margins and positive earnings revisions.
Net Profit Margin Importance: A higher net profit margin indicates a company's efficiency in converting sales into profits, attracting investors and skilled employees, while also providing a competitive edge.
Investment Considerations: While net profit margin is a valuable metric, it varies by industry and can be influenced by factors like accounting treatments and debt levels, making comparisons challenging.
Research Tools: The article promotes the Research Wizard stock picking and backtesting software as a resource for investors to analyze stocks and enhance returns.
Pomerantz LLP Investigates Northrim BanCorp for Securities Fraud
- Investigation Launched: Pomerantz LLP is investigating whether Northrim BanCorp and its executives engaged in securities fraud or other unlawful business practices, aiming to protect investor rights and seek legal remedies.
- Earnings Miss: On January 23, 2026, Northrim reported fourth-quarter earnings of $0.54 per share for 2025, falling short of analyst expectations, indicating potential issues with the company's performance.
- Stock Price Plunge: Following the disappointing earnings report, Northrim's stock price fell by $4.44, or 14.95%, closing at $25.25 per share on January 23, 2026, reflecting market concerns about the company's outlook.
- Legal Context: Pomerantz LLP, a prominent securities class action law firm with over 85 years of experience, is dedicated to fighting for the rights of victims of securities fraud, suggesting that this investigation may lead to broader legal actions.
Northrim BanCorp Under Investigation for Securities Fraud
- Earnings Miss: Northrim reported Q4 earnings of $0.54 per share on January 23, 2026, falling short of analyst expectations, which has raised concerns about the company's financial health.
- Stock Price Plunge: Following the disappointing earnings report, Northrim's stock price dropped by $4.44, or 14.95%, closing at $25.25 per share on January 23, indicating investor anxiety about future performance.
- Legal Investigation Launched: Pomerantz LLP is investigating whether Northrim and its executives engaged in securities fraud or other unlawful practices, which could further impact the company's reputation and shareholder value.
- Historical Context: Pomerantz LLP, a leading firm in securities class action litigation with over 85 years of experience, highlights the significant legal risks Northrim faces, potentially affecting its operational stability and investor confidence.
Northrim BanCorp Declares Quarterly Dividend
- Quarterly Dividend Announcement: Northrim BanCorp declares a quarterly dividend of $0.16 per share, consistent with previous distributions, indicating stable cash flow and profitability, which boosts investor confidence.
- Yield Information: The forward yield of 2.53% provides investors with a relatively attractive return, reflecting the company's robust performance in the current market environment.
- Payment Schedule: The dividend will be payable on March 13, with a record date of March 5 and an ex-dividend date also on March 5, ensuring shareholders receive timely returns and enhancing their willingness to hold shares.
- Financial Performance Overview: Northrim BanCorp reports a non-GAAP EPS of $0.54, demonstrating continued growth in profitability, further solidifying its position in the financial services industry.
Northrim BanCorp Reports Q4 2025 Record Net Interest Income of $35.4 Million
- Record Net Interest Income: Northrim BanCorp achieved a record net interest income of $35.4 million in Q4 2025, up from $35.3 million in Q3 2025 and $30.8 million in Q4 2024, indicating robust performance in interest revenue generation.
- Declining Deposit Costs: The average cost of interest-bearing deposits fell to 1.91% in Q4 2025, down from 2.00% in Q3 2025 and 2.15% a year ago, reflecting effective strategies in managing funding costs.
- Increased Mortgage Originations: Mortgage loan originations reached $231.2 million in Q4 2025, significantly higher than $185.9 million in the same quarter last year, showcasing strong demand in the housing loan market and an increase in market share.
- Capital Support Initiatives: The company issued $60 million in subordinated debt to bolster regulatory capital ratios, aimed at funding future growth initiatives and enhancing its capital base and competitive position in the market.
Northrim BanCorp (NRIM) Shows Strong Momentum: Is It a Good Investment?
Momentum Investing Overview: Momentum investing involves buying stocks that are trending upwards, with the expectation that they will continue to rise. The Zacks Momentum Style Score helps investors identify stocks with strong momentum indicators.
Northrim BanCorp Performance: Northrim BanCorp (NRIM) has a Momentum Style Score of B and a Zacks Rank of #1 (Strong Buy), with significant price increases over various time frames, outperforming both its industry and the S&P 500.
Earnings Estimate Revisions: NRIM has seen positive earnings estimate revisions, with an increase in consensus estimates from $2.35 to $2.50 over the past 60 days, indicating strong future performance potential.
Investment Recommendations: Zacks Investment Research highlights NRIM as a promising stock and offers additional stock recommendations that have previously shown significant gains, suggesting potential for high returns in the near term.
Zacks.com Spotlights Interface, Research Solutions, Northrim, and Dave
Stock Highlights: The article discusses four stocks—Interface, Inc. (TILE), Research Solutions Inc. (RSSS), Northrim BanCorp, Inc. (NRIM), and Dave Inc. (DAVE)—noting their solid net profit margins and positive earnings revisions.
Net Profit Margin Importance: A higher net profit margin indicates a company's efficiency in converting sales into profits, attracting investors and skilled employees, while also providing a competitive edge.
Investment Considerations: While net profit margin is a valuable metric, it varies by industry and can be influenced by factors like accounting treatments and debt levels, making comparisons challenging.
Research Tools: The article promotes the Research Wizard stock picking and backtesting software as a resource for investors to analyze stocks and enhance returns.
