DGRO's Holdings Imply 16% Gain Potential
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Apr 01 2025
0mins
Should l Buy UCB?
Source: NASDAQ.COM
ETF Analyst Target Prices: The iShares Core Dividend Growth ETF (DGRO) has an implied analyst target price of $68.91, indicating a potential upside of 15.86% from its current trading price of $59.48.
Individual Stock Upside Potential: Notable underlying holdings such as UFP Industries Inc, Rush Enterprises Inc., and United Community Banks Inc show significant upside potential, with expected increases of 24.60%, 23.35%, and 21.58% respectively based on analyst target prices.
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Analyst Views on UCB
Wall Street analysts forecast UCB stock price to rise
5 Analyst Rating
3 Buy
2 Hold
0 Sell
Moderate Buy
Current: 34.540
Low
34.00
Averages
114.43
High
349.72
Current: 34.540
Low
34.00
Averages
114.43
High
349.72
About UCB
United Community Banks, Inc. is the financial holding company for United Community (the Bank). The Bank offers a full range of banking, mortgage and wealth management services. The Bank operates approximately 201 offices across Alabama, Florida, Georgia, North Carolina, South Carolina, Miami and Tennessee. The Company also manages a national SBA lending franchise and a national equipment finance subsidiary, extending its reach to businesses across the country. It provides a range of financial products and services to the commercial, retail, governmental, educational, energy, healthcare and real estate sectors. This includes a variety of deposit products, secured and unsecured loans, mortgage loans, payment and commerce solutions, equipment finance services, wealth management, trust services, private banking, investment advisory services, insurance services, and other related financial services. These products and services are delivered through a variety of channels.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Riley Exploration Permian (REPX) Sees 4.5% Earnings Estimate Increase
- Earnings Estimate Increase: Riley Exploration Permian, Inc. has seen a 4.5% increase in its current year earnings estimate over the last 60 days, indicating enhanced profitability that may attract more investor interest.
- High Dividend Yield: The company boasts a dividend yield of 5.7%, significantly higher than the industry average of 0.0%, making it a more appealing option for income-focused investors.
- Banking Sector Performance: United Community Banks, Inc. also holds a Zacks Rank #1, with a 0.7% increase in its current year earnings estimate over the past 60 days, reflecting its stable growth potential.
- Dividend Advantage: United Community Banks offers a dividend yield of 3%, surpassing the industry average of 2.1%, further enhancing its attractiveness as an income investment choice.
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United Community Banks Reports In-Line Q4 Earnings, Sales Beat Estimates
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- Sales Exceed Expectations: The company posted quarterly sales of $278.388 million, surpassing the analyst consensus of $273.533 million, reflecting strong business growth momentum.
- Improved Asset Mix: CEO Lynn Harton highlighted healthy loan growth for 2025, leading to an improvement in the earning asset mix, with a 36 basis points year-over-year expansion in net interest margin, showcasing effective deposit pricing strategies.
- Share Buyback and Debt Redemption: In Q4, the company repurchased one million common shares at an average price of $29.84 and redeemed $35 million of senior debt, demonstrating confidence in future performance.
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United Community Banks Reports 11% Revenue Growth in Q4 2025
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- Earnings Per Share Improvement: The operating earnings per share for the quarter was $0.71, reflecting a 13% year-over-year increase, with full-year EPS rising from $2.30 to $2.71, showcasing the company's success in cost control and efficiency enhancement.
- Increased Shareholder Returns: The company raised its dividend to an annualized rate of $1 per share in Q3 and repurchased 1 million shares in Q4 at an average price below $30, further enhancing returns to common shareholders.
- Market Expansion Strategy: United Community Banks is expanding into new markets such as Florida and North Carolina while optimizing risk management and deposit pricing systems, which is expected to lay the groundwork for future growth.
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- Revenue Increase: The company's revenue rose by 11% year-over-year to $278.38 million, up from $250.85 million last year, reflecting strong business expansion and market demand.
- Financial Performance: Under GAAP standards, United Community Banks' earnings performance exceeded market expectations, with both net profit and EPS achieving double-digit growth, demonstrating the company's resilience and profitability in the current economic environment.
- Market Confidence: With the growth in profits and revenue, investor confidence in United Community Banks is likely to strengthen, potentially attracting more investor interest in its future growth prospects and market performance.
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- Significant Revenue Growth: Q4 revenue reached $278.4 million, up 16.3% year-over-year, exceeding expectations by $4.8 million, indicating strong competitiveness and robust customer demand in the market.
- Improved Return on Assets: The bank's return on assets was 1.21%, up from 1.06% a year ago, reflecting effective strategies in asset utilization by management, further solidifying the company's financial health.
- Increased Credit Loss Provisions: Provisions for credit losses amounted to $13.7 million, an increase of $2.3 million from last year, showing a cautious approach to potential credit risks, while net charge-offs remained manageable at 0.34%.
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- Earnings Per Share Increase: The diluted earnings per share for 2025 reached $2.62, up 28% from $2.04 in 2024, showcasing the company's success in revenue growth and cost control, thereby boosting investor confidence.
- Loan Portfolio Expansion: Total loans reached $19.384 billion in 2025, marking a 4.4% increase from 2024, indicating robust performance in commercial and mortgage lending, which enhances market share.
- Capital Management Optimization: The company repurchased 1 million shares of common stock at an average price of $29.84 per share and redeemed $35 million of senior debt in Q4, demonstrating effective capital management and confidence in future growth.
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- Earnings Estimate Increase: Riley Exploration Permian, Inc. has seen a 4.5% increase in its current year earnings estimate over the last 60 days, indicating enhanced profitability that may attract more investor interest.
- High Dividend Yield: The company boasts a dividend yield of 5.7%, significantly higher than the industry average of 0.0%, making it a more appealing option for income-focused investors.
- Banking Sector Performance: United Community Banks, Inc. also holds a Zacks Rank #1, with a 0.7% increase in its current year earnings estimate over the past 60 days, reflecting its stable growth potential.
- Dividend Advantage: United Community Banks offers a dividend yield of 3%, surpassing the industry average of 2.1%, further enhancing its attractiveness as an income investment choice.
See More
United Community Banks Reports In-Line Q4 Earnings, Sales Beat Estimates
- Stable Earnings Performance: United Community Banks reported Q4 earnings of $0.71 per share, meeting analyst consensus estimates, indicating the company's stable profitability.
- Sales Exceed Expectations: The company posted quarterly sales of $278.388 million, surpassing the analyst consensus of $273.533 million, reflecting strong business growth momentum.
- Improved Asset Mix: CEO Lynn Harton highlighted healthy loan growth for 2025, leading to an improvement in the earning asset mix, with a 36 basis points year-over-year expansion in net interest margin, showcasing effective deposit pricing strategies.
- Share Buyback and Debt Redemption: In Q4, the company repurchased one million common shares at an average price of $29.84 and redeemed $35 million of senior debt, demonstrating confidence in future performance.
See More
United Community Banks Reports 11% Revenue Growth in Q4 2025
- Significant Revenue Growth: United Community Banks reported an 11% year-over-year revenue increase in Q4 2025, driven by a 4.4% annualized loan growth and continued margin expansion, indicating strong market performance.
- Earnings Per Share Improvement: The operating earnings per share for the quarter was $0.71, reflecting a 13% year-over-year increase, with full-year EPS rising from $2.30 to $2.71, showcasing the company's success in cost control and efficiency enhancement.
- Increased Shareholder Returns: The company raised its dividend to an annualized rate of $1 per share in Q3 and repurchased 1 million shares in Q4 at an average price below $30, further enhancing returns to common shareholders.
- Market Expansion Strategy: United Community Banks is expanding into new markets such as Florida and North Carolina while optimizing risk management and deposit pricing systems, which is expected to lay the groundwork for future growth.
See More
United Community Banks Inc. Reports Q4 Profit Increase to $85.89 Million
- Profit Growth: United Community Banks Inc. reported a fourth-quarter net profit of $85.89 million, translating to an earnings per share (EPS) of $0.70, which marks a significant increase from last year's $73.72 million and $0.61 EPS, indicating enhanced profitability.
- Revenue Increase: The company's revenue rose by 11% year-over-year to $278.38 million, up from $250.85 million last year, reflecting strong business expansion and market demand.
- Financial Performance: Under GAAP standards, United Community Banks' earnings performance exceeded market expectations, with both net profit and EPS achieving double-digit growth, demonstrating the company's resilience and profitability in the current economic environment.
- Market Confidence: With the growth in profits and revenue, investor confidence in United Community Banks is likely to strengthen, potentially attracting more investor interest in its future growth prospects and market performance.
See More
United Community Banks Reports Q4 Revenue Growth of 16.3% to $278.4 Million
- Steady Earnings Performance: United Community Banks reported a Q4 non-GAAP EPS of $0.71, in line with expectations, demonstrating stability in profitability and boosting investor confidence.
- Significant Revenue Growth: Q4 revenue reached $278.4 million, up 16.3% year-over-year, exceeding expectations by $4.8 million, indicating strong competitiveness and robust customer demand in the market.
- Improved Return on Assets: The bank's return on assets was 1.21%, up from 1.06% a year ago, reflecting effective strategies in asset utilization by management, further solidifying the company's financial health.
- Increased Credit Loss Provisions: Provisions for credit losses amounted to $13.7 million, an increase of $2.3 million from last year, showing a cautious approach to potential credit risks, while net charge-offs remained manageable at 0.34%.
See More
United Community Banks Reports Q4 2025 Net Income of $86.5 Million, EPS Increases to $0.70
- Net Income Growth: United Community Banks reported a net income of $86.5 million for Q4 2025, reflecting a 10.3% increase year-over-year, driven by strong loan growth and revenue enhancement, which further solidifies its market position.
- Earnings Per Share Increase: The diluted earnings per share for 2025 reached $2.62, up 28% from $2.04 in 2024, showcasing the company's success in revenue growth and cost control, thereby boosting investor confidence.
- Loan Portfolio Expansion: Total loans reached $19.384 billion in 2025, marking a 4.4% increase from 2024, indicating robust performance in commercial and mortgage lending, which enhances market share.
- Capital Management Optimization: The company repurchased 1 million shares of common stock at an average price of $29.84 per share and redeemed $35 million of senior debt in Q4, demonstrating effective capital management and confidence in future growth.
See More
