EXCLUSIVE: 300,000 Users in Just 90 Days — The Impact of AI-Driven Personalization on Converting Browsers to Buyers
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Nov 13 2025
0mins
Should l Buy ETOR?
Source: Benzinga
User Engagement Insight: At the Benzinga Fintech Day & Awards 2025, Winston AI's Tomer Rosen revealed that over 300,000 users engaged with a personalized feature in just 90 days, highlighting the importance of personalization in user retention.
Building Confidence in Users: eToro's Andrew McCormick emphasized that reducing fear and empowering users through education and incentives, like their Learn & Earn quizzes, is crucial for increasing user confidence in investing.
Eliminating Friction: Ramp's Andrey Kovalev advocated for making financial products feel "invisible" by automating processes and reducing user effort, aligning with the theme of simplifying user experiences.
Unified Retention Strategy: The overarching message from the panel was that successful user retention in fintech relies on reducing friction, fear, and overwhelm while increasing relevance and simplicity, ultimately fostering trust rather than just adding features.
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Analyst Views on ETOR
Wall Street analysts forecast ETOR stock price to rise
11 Analyst Rating
7 Buy
4 Hold
0 Sell
Moderate Buy
Current: 26.740
Low
39.00
Averages
56.00
High
78.00
Current: 26.740
Low
39.00
Averages
56.00
High
78.00
About ETOR
eToro Group Ltd is an Israel-based company. The Company is primarily engaged in operation of eToro, a social investment network and platform. On the eToro platform, users can view other investors’ portfolios and statistics, as well as interact with them to exchange ideas, discuss strategies and benefit from shared knowledge. Users are offered a choice of various asset classes to invest in, including traditional assets, such as equities, currencies or commodities alongside new assets, such as Bitcoin and Ethereum, and may pursue a variety of investment strategies. eToro users can trade directly, copy the trades of other investors (by using eToro CopyTrader) or invest in a portfolio on the eToro platform.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
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- EPS Estimate Fluctuations: Over the past three months, eToro's EPS estimates have seen 2 upward revisions and 7 downward revisions, reflecting a divergence in analysts' views on the company's profitability, which could impact investor confidence.
- Revenue Estimate Changes: Revenue estimates have experienced 4 upward revisions and 6 downward revisions in the last three months, suggesting varying market perceptions of its growth prospects, potentially affecting the company's future market performance.
- Rating Changes Impact: eToro has recently received a rating upgrade due to improved fundamentals and compressed multiples, although the market remains cautious about its future performance, which may influence investor decisions.
See More
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- Strong Analyst Sentiment: As of February 5, 2026, over 70% of analysts are bullish on eToro Group (NASDAQ:ETOR), with a consensus target of $54 indicating a potential upside of 103.50%, reflecting strong market confidence in its future performance.
- Goldman Sachs Price Target Cut: On January 20, 2026, Goldman Sachs analyst James Yaro lowered the price target for eToro from $39 to $35 while maintaining a 'Neutral' rating, with this revision reflecting adjustments to Q4 M&A fees and updates on crypto market trends for Q1 2026.
- Mizuho's Optimistic Outlook: Mizuho's Dan Dolev reduced the price target from $65 to $60 on January 16, 2026, reiterating an 'Outperform' rating, citing favorable political, macro, and product catalysts that are expected to drive growth in the fintech and payments sector.
- TD Cowen's Cautious Adjustment: TD Cowen lowered its price target from $54 to $50 on January 14, 2026, while maintaining a 'Buy' rating, noting that traditional asset managers and alternatives in a 'higher for longer' interest rate environment will impact eToro's market positioning.
See More
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- Strong Stock Performance: On its first trading day, BitGo's stock opened at $22.43 per share, reflecting strong market demand for its crypto custody services and enhancing the company's influence in the digital asset space.
- NYSE Tokenized Securities Platform: The New York Stock Exchange announced the development of a tokenized securities trading platform aimed at enabling 24/7 trading and instant settlement, intending to modernize market infrastructure by integrating blockchain technology with traditional securities trading.
- Strategic Bitcoin Acquisition: Strategy reported acquiring 22,305 bitcoins for approximately $2.125B between January 12 and January 19, demonstrating its proactive positioning in the cryptocurrency market, now holding 709,715 bitcoins with a total investment of about $53.92B.
See More
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- Undetermined Merger Target: The company has not yet identified a merger target and intends to seek one after completing the IPO, indicating a strategic focus on capital raising before pursuing acquisition opportunities.
- Market Context: This IPO filing comes as crypto firms are returning to U.S. public markets, reflecting a growing confidence in cryptocurrency-related businesses, which may attract more investor interest.
- Industry Trends: According to PitchBook, the total value of crypto VC deals reached $19.7 billion in 2025, highlighting active growth-stage funding, with expectations for increased liquidity in 2026, further driving the development of the crypto market.
See More
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Rise of AI in Retail Investing: Retail investors are increasingly utilizing AI models and chatbots for stock trading, with a 46% year-over-year increase in the use of AI tools for portfolio building, according to a survey by eToro Group Ltd.
Successful Portfolio Example: A Reddit user reported using ChatGPT for stock research, resulting in a portfolio that doubled their savings in three months, highlighting the potential of AI in identifying profitable investments.
Top Performing Stocks: Key stocks in the Redditor's portfolio included Bitfarms (178% gain), Tilray Brands (35% gain), Lithium Americas (56% gain), and Solid Power (123% gain), showcasing significant returns in various sectors.
Underperforming Stock: Geron Corp was noted as a loser in the portfolio, with a 15% decline over three months and a 62% drop for the year, illustrating the risks involved in stock investments.
See More
KBW Announces Q4 2025 Index Rebalancing with Changes Across Six Indices
- Index Component Changes: The KBW Nasdaq Insurance Index will add four companies, including Arthur J. Gallagher & Co. and Chubb Limited, while dropping four others like Ameriprise Financial, indicating shifts in market dynamics.
- Regional Banking Index Update: The KBW Nasdaq Regional Banking Index will add Axos Financial, Inc. and remove Synovus Financial Corp., reflecting a focus on emerging banks in the sector.
- Financial Sector Dividend Yield Index Adjustments: This index will add eight companies, such as Blue Owl Capital and Franklin BSP Realty Trust, while removing eight others, demonstrating a continued pursuit of high-yield investments.
- REIT Index Expansion: The KBW Nasdaq Premium Yield Equity REIT Index will add twelve companies, showcasing confidence in the real estate market, while removing nine, reflecting a trend of market consolidation.
See More
