Dime Community Bancshares Receives Approval to Open New Branch in Locust Valley
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Dec 09 2025
0mins
Should l Buy DCOM?
Source: Globenewswire
- New Branch Opening: Dime Community Bank has received approvals from the Federal Reserve Bank and the New York State Department of Financial Services to open a new branch in Locust Valley, marking a strategic expansion in the Greater Long Island area.
- Asset Scale: With over $14 billion in assets, Dime Community Bank holds the number one deposit market share among community banks in Greater Long Island, further solidifying its market leadership.
- Management Team: The new branch will be led by Liz Materia, a former branch manager at The First National Bank of Long Island, enhancing the management capabilities and customer service quality of the new location.
- Market Impact: The opening of this new branch not only expands Dime's service network but also aims to drive growth in its customer base and market share in the Greater Long Island region.
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Analyst Views on DCOM
Wall Street analysts forecast DCOM stock price to rise
3 Analyst Rating
2 Buy
1 Hold
0 Sell
Moderate Buy
Current: 35.060
Low
36.00
Averages
38.33
High
40.00
Current: 35.060
Low
36.00
Averages
38.33
High
40.00
About DCOM
Dime Community Bancshares, Inc. is a bank holding company. The Company is engaged in providing commercial banking and financial services through its wholly owned subsidiary, Dime Community Bank (the Bank). The Bank is engaged in providing full-service commercial and consumer banking services, including accepting time, savings and demand deposits from businesses, consumers, and local municipalities. It also offers the Certificate of Deposit Account Registry Service (CDARS) and Insured Cash Sweep (ICS) programs. In addition, it offers merchant credit and debit card processing, automated teller machines, cash management services, lockbox processing, online banking services, remote deposit capture, safe deposit boxes, and individual retirement accounts, as well as investment services through Dime Financial Services LLC. Through its title insurance subsidiary, the Bank acts as a broker for title insurance services.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
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- Capital Management Strategy: This redemption is part of the company's ongoing capital management strategy aimed at optimizing its capital structure and enhancing financial flexibility, further solidifying its market position.
- Share Repurchase Authorization: The company has reauthorized its share repurchase program, allowing for the buyback of up to 1,566,947 shares of its common stock, demonstrating confidence in its stock value and potentially increasing shareholder returns.
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- Debt Redemption Plan: Dime Community Bancshares plans to redeem $40 million of fixed/floating subordinated debentures on March 30, 2026, reflecting the company's strong capital position and liquidity, with the redemption expected to be funded by cash on hand, thereby enhancing EPS.
- Capital Management Strategy: This redemption is part of the company's ongoing capital management strategy aimed at optimizing its capital structure and enhancing financial flexibility, further solidifying its market position.
- Share Repurchase Authorization: The company has reauthorized its share repurchase program, allowing for the buyback of up to 1,566,947 shares of its common stock, demonstrating confidence in its stock value and potentially increasing shareholder returns.
- Positive Market Reaction: Following the announcement, Dime Community Bancshares' stock rose 3% in premarket trading to $33.8, reflecting investor recognition of the company's financial health.
See More
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- Significant Loan Growth: The company experienced over $175 million in linked-quarter growth in business loans and over $500 million year-over-year, indicating effective execution in expanding its loan portfolio and meeting client demands, further solidifying its market presence.
- Clear Strategic Focus: Management anticipates modest NIM expansion in 2026 and plans to reprice approximately $1.4 billion of adjustable and fixed-rate loans over the next two years, providing strong support for revenue growth and aiming for a sub-50% efficiency ratio.
- Effective Cost Control: Core cash operating expenses for Q4 were reported at $62.3 million, below guidance, while the cost of deposits declined to 1.85%, demonstrating the company's effectiveness in cost management and resource allocation, laying a solid foundation for future profitability.
See More
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- High Strike Call Options: Today, the $50 strike call option saw a trading volume of 485 contracts, representing about 48,500 shares, reflecting investors' expectations for VPG's future price appreciation.
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See More
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- Industry Trend Analysis: With the strong rebound in banking stocks, investors may reassess investment opportunities in the financial sector, especially against the backdrop of economic recovery, where banking profitability is expected to further improve.
See More
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- Significant Net Income Growth: The net income for Q4 2025 was $30 million, translating to $0.68 per diluted share, marking a substantial turnaround from a net loss of $22.2 million in Q4 2024, reflecting successful strategic execution.
- Core Deposits and Loan Growth: Core deposits increased by approximately $800 million quarter-over-quarter, while business loans grew by over $177.9 million, indicating significant progress in customer acquisition and loan portfolio expansion.
- Efficiency Improvement: The efficiency ratio improved to 52.6% in Q4, down from 53.8% in the previous quarter, demonstrating the company's ongoing efforts in cost control and operational efficiency.
See More
