Chubb Q4 2025 Earnings Exceed Expectations
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Feb 03 2026
0mins
Should l Buy CB?
Source: seekingalpha
- Strong Earnings Performance: Chubb reported Q4 2025 operating EPS of $7.52, exceeding the analyst estimate of $6.78, and rising from $7.49 in Q3 and $6.02 a year earlier, indicating sustained profitability improvements.
- Record P&C Underwriting Income: The property and casualty underwriting income reached a record $6.53 billion in Q4, up from $2.26 billion in Q3 and reflecting an 11.6% year-over-year growth, showcasing the company's robust market performance and expanding market share.
- Significant Reduction in Catastrophe Losses: Total pre-tax catastrophe losses were $265 million, down from $285 million in Q3 and $607 million in Q4 2024, demonstrating the effectiveness of the company's risk management strategies.
- Steady Growth in Investment Income: Adjusted net investment income rose to $1.81 billion from $1.78 billion in Q3, marking a 7.3% year-over-year increase, which enhances the company's financial stability through effective portfolio management.
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Analyst Views on CB
Wall Street analysts forecast CB stock price to fall
17 Analyst Rating
8 Buy
7 Hold
2 Sell
Moderate Buy
Current: 332.510
Low
279.00
Averages
319.13
High
355.00
Current: 332.510
Low
279.00
Averages
319.13
High
355.00
About CB
Chubb Limited is a Switzerland-based holding company. The Company, through its subsidiaries, provides a range of insurance and reinsurance products and services to clients around the world. Its segments include North America Commercial property and casualty (P&C) Insurance, North America Personal P&C Insurance, North America Agricultural Insurance, Overseas General Insurance, Global Reinsurance and Life Insurance. It offers commercial insurance products and service offerings, such as risk management programs, loss control, and engineering and complex claims management. It provides specialized insurance products to areas, such as aviation and energy. It also offers personal lines insurance coverage, including homeowners, automobile, valuables, umbrella liability and recreational marine products. In addition, it supplies personal accident, supplemental health and life insurance to individuals in select countries.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
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