Allstate (ALL) Estimates December Catastrophe Losses at $80M, Up from November
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Jan 15 2026
0mins
Should l Buy ALL?
Source: seekingalpha
- Catastrophe Loss Estimate: Allstate estimates December catastrophe losses at $80 million, or $64 million after-tax, which is a significant increase from November's $46 million (or $36 million after-tax), indicating heightened natural disaster risks that could impact future financial performance.
- Quarterly Outlook: The company expects fourth-quarter catastrophe losses to decrease to $209 million, or $165 million after-tax, compared to $558 million in Q3, demonstrating improvements in disaster management that may bolster investor confidence moving forward.
- Policy Growth: The number of protection policies in force rose by 0.2% in December to 38.28 million from 38.21 million in November, indicating a stable customer base amidst market competition, which could support sustained revenue growth in the future.
- Stock Price Reaction: Following the estimates, Allstate's shares rose by 0.50% in pre-market trading to $197.00, reflecting a positive market response to the company's financial health, potentially attracting more investor interest.
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Analyst Views on ALL
Wall Street analysts forecast ALL stock price to rise
18 Analyst Rating
10 Buy
7 Hold
1 Sell
Moderate Buy
Current: 206.560
Low
201.00
Averages
238.35
High
313.00
Current: 206.560
Low
201.00
Averages
238.35
High
313.00
About ALL
The Allstate Corporation protects people from life’s uncertainties with a wide array of protection for autos, homes, electronic devices and identity theft. The Company’s products are available through Allstate agents, independent agents, major retailers, online and at the workplace. Its Allstate Protection segment offers private passenger auto, homeowners, other personal lines and commercial insurance. Its Run-off Property-Liability segment includes property and casualty insurance coverage. The Company’s Protection Services segment provides consumer product protection plans, device and mobile data collection services and analytic solutions using automotive telematics information, roadside assistance, protection and insurance products and identity protection and restoration through Allstate Protection Plans, Allstate Dealer Services, Allstate Roadside, Arity and Allstate Identity Protection.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
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- Market Reaction Expectations: Adjustments in analyst ratings may trigger market volatility, especially when investor expectations are high for certain stocks, potentially leading to significant price fluctuations.
- Investor Decision Impact: Investors considering buying WMT stock should take into account the latest insights from analysts to make more informed investment decisions, even though specific analyst opinions were not elaborated in the report.
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- Enhanced Shareholder Returns: The company announced an 8% increase in its quarterly dividend to $1.08 per share and initiated a $4 billion share repurchase program, aimed at boosting shareholder value and enhancing market confidence.
- Insurance Product Innovation: Allstate launched new affordable, simple, and connected auto and homeowners insurance products in 43 and 31 states respectively, which is expected to further drive growth in personal lines, with new business more than doubling since 2019.
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- Share Buyback Program: Allstate plans to initiate a $4.0 billion share buyback program following the completion of its existing $1.5 billion program, aimed at boosting EPS by reducing the number of shares outstanding, thereby increasing investor confidence.
- Underwriting Income Growth: The property-liability segment reported underwriting income of $4.01 billion in Q4, a substantial increase from $1.83 billion a year ago, demonstrating strong performance in underwriting amid easing catastrophe losses.
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- Policy Count Growth: As of Q4 2025, Allstate's total policies in force increased to 210.9 million, a 3.0% year-over-year growth, reflecting the company's success in offering simple, connected products and further solidifying its leadership position in the insurance market.
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