SoFi Technologies Incorporates Bitcoin Lightning Network and UMA

Written by Ohris M. Greyoon, Blockchain & Crypto Expert

Source: Coinmarketcap

Updated: Aug 20 2025

UMA-0.769%

BTC+2.638%

Should l Buy UMA?

Integration of Bitcoin Technologies: SoFi Technologies has become the first U.S. bank to integrate the Bitcoin Lightning Network and Universal Money Addresses for cross-border payments, enabling real-time USD to Bitcoin transfers.
Partnership with Lightspark: The collaboration with Lightspark allows seamless conversion from USD to Bitcoin within the SoFi app, aiming to enhance financial services and reduce costs for international remittances.
Impact on Remittance Costs: This innovation is expected to significantly lower fees and expedite settlements in the global remittance market, which is valued at $740.5 billion, appealing to a wider demographic seeking efficient financial solutions.
Community and Expert Reactions: Positive feedback from the crypto community highlights potential technical benefits, while experts believe this move may encourage broader regulatory acceptance of digital currency transactions in mainstream banking.

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Technical Analysis for UMA

Technical Sentiment Analysis for UMA (UMA) As of , UMA (UMA) is exhibiting a Sell technical sentiment. Our proprietary analysis, which aggregates 4 technical signals, shows that 1 indicators are flashing buy, while 3 are indicating sell.

Momentum Indicators: RSI, MACD & Overbought/Oversold Status Currently, the Relative Strength Index (RSI) for UMA stands at -, which suggests a Neutral condition. Meanwhile, the MACD (12, 26) indicator is at -, providing a Neutral signal for short-term momentum. Other oscillators like the Stochastic Oscillator at - and the Commodity Channel Index (CCI) at - further confirm a - outlook for the stock.

Support, Resistance & Moving Averages From a structural perspective, UMA is trading below its 60-day moving average of $- and below its 200-day long-term moving average of $-. Key price levels to watch include the immediate resistance at $- and strong support at $-. A break above $- could signal a bull continuation, while falling below $- may test the next Fibonacci floor at $-.

UMA (UMA) Support & Resistance Level

Name	S3	S2	S1	Pivot Points	R1	R2	R3
Classic	0.217	0.321	0.429	0.533	0.641	0.745	0.853
Fibonacci	0.321	0.402	0.452	0.533	0.614	0.664	0.745

About UMA

UMA was founded in 2018 by Allison Lu and Hart Lambur, two ex Goldman Sachs traders, with the goal of making global markets universally fair, accessible, secure and decentralized.The team drew inspiration from traditional finance derivatives to define an open-source protocol to allow anyone, anywhere, to design and build trustless financial contracts.

About the author

Ohris M. Greyoon

Ohris M. Greyoon holds a Master’s in Computer Science from MIT and has 10 years of experience in blockchain technology and cryptocurrency markets. A pioneer in decentralized finance (DeFi) analysis, he leads Intellectia’s Crypto News, offering cutting-edge insights into digital assets.

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