Ripple Achieves $40 Billion Valuation Amidst Declining XRP Ledger Activity

Written by Ohris M. Greyoon, Blockchain & Crypto Expert

Source: Coinmarketcap

Updated: Jan 11 2026

Should l Buy XRP?

Valuation Growth: Ripple achieves a $40 billion valuation in its latest funding round, showcasing its expanding influence in institutional markets, despite a decline in user engagement on the XRP Ledger that could impact investor strategies.
ETF Inflows: XRP-related ETFs see $1.3 billion in inflows, indicating increased institutional demand for XRP, which has driven its price up approximately 25% year-to-date, yet the on-chain total value locked (TVL) remains low at around $72 million, reflecting weak on-chain activity.
Market Contrast: Ripple's success on Wall Street starkly contrasts with the declining user engagement on the XRP Ledger, highlighting the dichotomy between its robust financial growth and stagnant on-chain activity, which may prompt strategic adjustments to rejuvenate user participation.
Future Outlook: Ripple's future hinges on its ability to balance Wall Street gains with revitalizing the XRP Ledger; if the on-chain ecosystem continues to lag, strategic shifts in technology innovation and user incentives may be necessary.

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Technical Analysis for XRP

Technical Sentiment Analysis for XRP (XRP) As of , XRP (XRP) is exhibiting a Sell technical sentiment. Our proprietary analysis, which aggregates 5 technical signals, shows that 1 indicators are flashing buy, while 4 are indicating sell.

Momentum Indicators: RSI, MACD & Overbought/Oversold Status Currently, the Relative Strength Index (RSI) for XRP stands at -, which suggests a Neutral condition. Meanwhile, the MACD (12, 26) indicator is at -, providing a Neutral signal for short-term momentum. Other oscillators like the Stochastic Oscillator at - and the Commodity Channel Index (CCI) at - further confirm a - outlook for the stock.

Support, Resistance & Moving Averages From a structural perspective, XRP is trading below its 60-day moving average of $- and below its 200-day long-term moving average of $-. Key price levels to watch include the immediate resistance at $- and strong support at $-. A break above $- could signal a bull continuation, while falling below $- may test the next Fibonacci floor at $-.

XRP (XRP) Support & Resistance Level

Name	S3	S2	S1	Pivot Points	R1	R2	R3
Classic	0.46	0.789	1.156	1.485	1.852	2.181	2.548
Fibonacci	0.789	1.055	1.219	1.485	1.751	1.915	2.181

About XRP

Launched in 2012, the XRP Ledger (XRPL) is an open-source, permissionless and decentralized technology. Benefits of the XRP Ledger include its low-cost ($0.0002 to transact), speed (settling transactions in 3-5 seconds), scalability (1,500 transactions per second) and inherently green attributes (carbon-neutral and energy-efficient). The XRP Ledger also features the first decentralized exchange (DEX) and custom tokenization capabilities built into the protocol. Since 2012, the XRP Ledger has been operating reliably, having closed 70 million ledgers.

About the author

Ohris M. Greyoon

Ohris M. Greyoon holds a Master’s in Computer Science from MIT and has 10 years of experience in blockchain technology and cryptocurrency markets. A pioneer in decentralized finance (DeFi) analysis, he leads Intellectia’s Crypto News, offering cutting-edge insights into digital assets.

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