Mastercard Explains Its Reasons for Not Adopting Ripple and XRP

Written by Ohris M. Greyoon, Blockchain & Crypto Expert

Source: Coinmarketcap

Updated: Nov 06 2025

XRP+2.02%

STABLE+12.59%

Should l Buy XRP?

Regulatory Clarity: Mastercard has identified the lack of regulation as a key barrier to collaboration with Ripple, but recent advancements in stablecoin legislation have provided the necessary legal framework for progress.
Stablecoin Law Impact: The new stablecoin law establishes clear rules for issuing and redeeming stablecoins, reducing compliance risks for payment companies and enabling stablecoin-based settlement systems.
Pilot Program: Mastercard is launching a pilot program using Ripple's RLUSD stablecoin for credit-card settlements, marking a significant collaboration between a regulated U.S. bank and a global card network on a public ledger.
Industry Implications: Mastercard's move signals a shift from regulatory uncertainty to active implementation of blockchain technology in finance, potentially accelerating stablecoin integration across the payments ecosystem.

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Technical Analysis for XRP

Technical Sentiment Analysis for XRP (XRP) As of , XRP (XRP) is exhibiting a Sell technical sentiment. Our proprietary analysis, which aggregates 3 technical signals, shows that 0 indicators are flashing buy, while 3 are indicating sell.

Momentum Indicators: RSI, MACD & Overbought/Oversold Status Currently, the Relative Strength Index (RSI) for XRP stands at -, which suggests a Neutral condition. Meanwhile, the MACD (12, 26) indicator is at -, providing a Neutral signal for short-term momentum. Other oscillators like the Stochastic Oscillator at - and the Commodity Channel Index (CCI) at - further confirm a - outlook for the stock.

Support, Resistance & Moving Averages From a structural perspective, XRP is trading below its 60-day moving average of $- and below its 200-day long-term moving average of $-. Key price levels to watch include the immediate resistance at $- and strong support at $-. A break above $- could signal a bull continuation, while falling below $- may test the next Fibonacci floor at $-.

XRP (XRP) Support & Resistance Level

Name	S3	S2	S1	Pivot Points	R1	R2	R3
Classic	0.518	0.818	1.155	1.455	1.793	2.093	2.43
Fibonacci	0.818	1.061	1.212	1.455	1.699	1.849	2.093

About XRP

Launched in 2012, the XRP Ledger (XRPL) is an open-source, permissionless and decentralized technology. Benefits of the XRP Ledger include its low-cost ($0.0002 to transact), speed (settling transactions in 3-5 seconds), scalability (1,500 transactions per second) and inherently green attributes (carbon-neutral and energy-efficient). The XRP Ledger also features the first decentralized exchange (DEX) and custom tokenization capabilities built into the protocol. Since 2012, the XRP Ledger has been operating reliably, having closed 70 million ledgers.

About the author

Ohris M. Greyoon

Ohris M. Greyoon holds a Master’s in Computer Science from MIT and has 10 years of experience in blockchain technology and cryptocurrency markets. A pioneer in decentralized finance (DeFi) analysis, he leads Intellectia’s Crypto News, offering cutting-edge insights into digital assets.

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