Is the DeFi Lending Model Failing?

Written by Ohris M. Greyoon, Blockchain & Crypto Expert

Source: Coinmarketcap

Updated: Nov 25 2025

LINK+0.447%

DEFI-4.81%

Should l Buy LINK?

Overview of DeFi Lending: DeFi lending allows users to lend and borrow digital assets through decentralized protocols, utilizing smart contracts and requiring overcollateralization, which can lead to capital inefficiency and limit access for those without substantial crypto holdings.
Challenges in DeFi Lending: Key issues include overcollateralization, liquidation risks, and vulnerabilities to attacks such as flash loan exploits, which undermine user trust and highlight the need for improved security and risk management.
Potential Solutions for Improvement: Innovations like on-chain credit scoring, decentralized insurance, and enhanced oracle systems could address current flaws, while hybrid models incorporating elements of traditional finance may increase accessibility and sustainability.
Future of DeFi Lending: While the DeFi lending model has significant flaws, it remains a promising area of blockchain finance that could evolve into a more inclusive financial system if it shifts focus from speculation to real-world applications and user needs.

Get Real-Time Alerts for Any Crypto Movement

Monitor assets like LINK with instant alerts on price breakouts and whale movements. Don't let a 24/7 market leave you behind.

Technical Analysis for LINK

Technical Sentiment Analysis for Chainlink (LINK) As of , Chainlink (LINK) is exhibiting a Sell technical sentiment. Our proprietary analysis, which aggregates 3 technical signals, shows that 0 indicators are flashing buy, while 3 are indicating sell.

Momentum Indicators: RSI, MACD & Overbought/Oversold Status Currently, the Relative Strength Index (RSI) for LINK stands at -, which suggests a Neutral condition. Meanwhile, the MACD (12, 26) indicator is at -, providing a Neutral signal for short-term momentum. Other oscillators like the Stochastic Oscillator at - and the Commodity Channel Index (CCI) at - further confirm a - outlook for the stock.

Support, Resistance & Moving Averages From a structural perspective, LINK is trading below its 60-day moving average of $- and below its 200-day long-term moving average of $-. Key price levels to watch include the immediate resistance at $- and strong support at $-. A break above $- could signal a bull continuation, while falling below $- may test the next Fibonacci floor at $-.

Chainlink (LINK) Support & Resistance Level

Name	S3	S2	S1	Pivot Points	R1	R2	R3
Classic	3.561	5.355	7.251	9.045	10.941	12.735	14.631
Fibonacci	5.355	6.765	7.636	9.045	10.455	11.326	12.735

About LINK

Founded in 2017, Chainlink is a blockchain abstraction layer that enables universally connected smart contracts. Through a decentralized oracle network, Chainlink allows blockchains to securely interact with external data feeds, events and payment methods, providing the critical off-chain information needed by complex smart contracts to become the dominant form of digital agreement.The Chainlink Network is driven by a large open-source community of data providers, node operators, smart contract developers, researchers, security auditors and more. The company focuses on ensuring that decentralized participation is guaranteed for all node operators and users looking to contribute to the network.To learn more about this project, check out our deep dive of Chainlink.

About the author

Ohris M. Greyoon

Ohris M. Greyoon holds a Master’s in Computer Science from MIT and has 10 years of experience in blockchain technology and cryptocurrency markets. A pioneer in decentralized finance (DeFi) analysis, he leads Intellectia’s Crypto News, offering cutting-edge insights into digital assets.

GET FREE REAL TIME NOTIFICATIONS

Stock Monitor for LINK?

Get Started Free

FREE STOCK RECOMMENDATIONS DAILY

Stock Bullish Tomorrow

Get Started Free

70% BACKTESTED ACCURACY!

Should I Buy LINK?

Get Started Free