Southside Bancshares Inc (SBSI) Earning Prediction
Southside Bancshares Inc (SBSI) is set to release its earnings performance on 01/29 05:45:00 ET in Pre-Market trading. Consensus forecasts predict a revenue of 71.80M and an earnings per share (EPS) of 0.80 for the . With Intellectia's exclusive AI algorithms, users can predict whether the earnings will beat or miss expectations before the report drops. Leverage this powerful tool to strategize and position your trades ahead of the earnings release!
Earnings Surprise Analysis
SBSI Transcript
The earnings call presents mixed signals: strong Q4 results with a significant EPS increase, but an annual decline in net income and EPS due to portfolio restructuring. Positive aspects include improved net interest margin, loan growth, and a strategic focus on M&A and stock buybacks. However, concerns arise from the 2026 expense growth, muted margin expectations, and unclear management responses. The Q&A section reveals cautious optimism but lacks concrete commitments. Overall, the sentiment is neutral, with no significant catalysts to drive a strong stock price movement.
The earnings call presents mixed signals. The company shows positive signs with increased deposits, noninterest income, and a strong pipeline. However, the slight decrease in NIM, lowered loan growth guidance, and potential headwinds from sub debt costs present challenges. The Q&A highlights cautious optimism with disciplined pricing and potential for growth in Texas, but uncertainties around rate cuts and securities restructuring remain. The buyback program is opportunistic but not aggressive. Overall, the sentiment is neutral due to balanced positive and negative factors, lacking a strong catalyst for significant stock movement.
The earnings call presents mixed signals. While there are positive aspects such as increased net income, EPS, and loan growth, challenges like increased noninterest expenses, potential deposit volatility, and unrealized losses in the securities portfolio pose risks. The Q&A section highlights optimism in loan production and NIM, but also notes unpredictable payoffs and competition. The share repurchase plan is a positive, but overall, these factors balance out, leading to a neutral sentiment prediction.
The earnings call presents a mixed picture: a decrease in noninterest income and slight net income decline are negatives, but positive net interest margin and share repurchase program are positives. The Q&A reveals optimism about loan pipeline and margin improvements, but management's lack of clarity on certain details could be concerning. Given these factors, the sentiment remains neutral, reflecting balanced positives and negatives.
SBSI Report
Frequently Asked Questions
What is the Southside Bancshares Inc {quarter} Earnings Release Date and Time?
Southside Bancshares Inc (SBSI) is scheduled to release its {quarter} earnings report on Jan 29, 2026, Pre-Market (approximately 4:00 PM ET). This timing allows investors to react during after-hours trading, with a conference call typically following shortly after.
What Are the Consensus Forecasts for Southside Bancshares Inc {quarter} Revenue and EPS?
Analysts' consensus predicts 71.80M in revenue and an EPS of 0.80 for Southside Bancshares Inc's {quarter}.
What Does Intellectia's AI Predict for Southside Bancshares Inc {quarter} Earnings?
Intellectia's exclusive AI algorithms forecast a {conclusion} for Southside Bancshares Inc's {quarter} earnings, with a prediction date of Jan 29, 2026. Southside Bancshares Inc {summary}
How Can I Use This Earnings Prediction to Trade SBSI Stock?
Leverage Intellectia's AI forecast to position trades ahead of the Jan 29, 2026 release—consider calls for a beat scenario or protective puts for misses. Focus on pre-market volatility, and use the scenario probabilities to build strategies around revenue and guidance updates.
How Accurate Is Intellectia's AI for Earnings Predictions Like Southside Bancshares Inc {quarter}?
Intellectia's predictions are backed by rigorous backtesting, showing a high hit rate for Beat and Miss calls compared to traditional analysis. While no forecast is 100% certain, we provide probability-based scenarios (e.g., 50% chance of a *Beat*) and detailed rationales to help you make informed decisions. Combine our insights with your strategy for the best results—it's like having a co-pilot for earnings season! Empowering users to strategize trades before reports drop.
How does AI Earnings Prediction generate its forecasts?
AI Earnings Prediction uses advanced Large Language Models (LLMs) to analyze a wealth of data, including past earnings transcripts, real-time market sentiment, analyst insights, and company news from the last three months. It focuses on key indicators like revenue, EPS, and margins to predict whether a company will *Beat*, *Miss*, or remain Neutral relative to market expectations. Think of it as a super-smart analyst crunching numbers and news 24/7 to give you a trading edge!
When are the predictions available, and how often are they updated?
Predictions are generated two days before a company's earnings release (e.g., 5:00 PM ET on Feb 13 for a Feb 15 report) to capture the latest market and company data. They're updated in real-time if significant news breaks, ensuring you get fresh insights.
Can I use AI Earnings Prediction for all types of stocks?
Currently, AI Earnings Prediction focuses on companies with market caps above $40 billion, covering major players like SPG, AAPL, MSFT, and NVDA for the 2025-2026 earnings seasons. We prioritize high-impact stocks with robust data to ensure reliable forecasts. Stay tuned as we expand coverage to more companies based on user demand!
