NMI Holdings Inc (NMIH) FY2025Q3 Earning Prediction
NMI Holdings Inc (NMIH) is set to release its earnings performance on 11/04 16:01:00 ET in After Hours trading. Consensus forecasts predict a revenue of 176.47M and an earnings per share (EPS) of 1.21 for the . With Intellectia's exclusive AI algorithms, users can predict whether the earnings will beat or miss expectations before the report drops. Leverage this powerful tool to strategize and position your trades ahead of the earnings release!
Earnings Surprise Analysis
NMIH Transcript
The company reported record high revenue and strong financial metrics, including a significant increase in net income and ROE. Despite some macroeconomic risks and a slight rise in defaults, the overall financial health is robust. The share repurchase program and strong reinsurance market add to the positive sentiment. The market cap suggests moderate sensitivity to news, leading to a likely positive stock movement of 2% to 8%.
The earnings call reveals strong financial performance with record revenue and net income, a low expense ratio, and a declining default rate. The Q&A section supports this with management's confidence in handling market conditions and risk management. The consistent share repurchase program and improved book value per share further bolster shareholder returns. Despite some uncertainties in the housing market, management's proactive strategies and optimistic outlook suggest a positive stock price movement over the next two weeks.
The earnings call summary reflects strong financial performance with record revenues, net income, and return on equity. The extension of a partnership with Tata Consultancy Services and a robust share repurchase program are positive indicators. Despite some concerns about economic factors and regulatory issues, the company's comprehensive credit risk management and confidence in managing market cycles mitigate these risks. The Q&A section did not reveal significant negative trends or uncertainties. Given the company's market cap, the stock price is likely to react positively, leading to a 2% to 8% increase.
The earnings call reflects strong financial performance with increased NIW volume, insurance in force, net income, and EPS. The share repurchase program is robust, enhancing shareholder returns. Despite challenges like storm-related defaults and elevated interest rates, management's proactive risk management and stable expense ratio are positive. The Q&A reveals cautious optimism, with no major negative sentiment from analysts. The market cap suggests moderate stock reaction. Overall, the financial strength and shareholder return strategy support a positive outlook for stock movement.
NMIH Report
Frequently Asked Questions
What is the NMI Holdings Inc FY2025Q3 Earnings Release Date and Time?
NMI Holdings Inc (NMIH) is scheduled to release its FY2025Q3 earnings report onNov 4, 2025, After Hours(approximately 4:00 PM ET). This timing allows investors to react during after-hours trading, with a conference call typically following shortly after.
What Are the Consensus Forecasts for NMI Holdings Inc FY2025Q3 Revenue and EPS?
Analysts' consensus predicts 176.47M in revenue and an EPS of 1.21 for NMI Holdings Inc's FY2025Q3.
What Does Intellectia's AI Predict for NMI Holdings Inc FY2025Q3 Earnings?
Intellectia's exclusive AI algorithms forecast a forNMI Holdings Inc's FY2025Q3 earnings, with a prediction date of Nov 4, 2025. NMI Holdings Inc
How Can I Use This Earnings Prediction to Trade NMIH Stock?
Leverage Intellectia's AI forecast to position trades ahead of theNov 4, 2025 release—consider calls for a beat scenario or protective puts for misses. Focus on pre-market volatility, and use the scenario probabilities to build strategies around revenue and guidance updates.
How Accurate Is Intellectia's AI for Earnings Predictions Like NMI Holdings Inc FY2025Q3?
Intellectia's predictions are backed by rigorous backtesting, showing a high hit rate for Beat and Miss calls compared to traditional analysis. While no forecast is 100% certain, we provide probability-based scenarios (e.g., 50% chance of a *Beat*) and detailed rationales to help you make informed decisions. Combine our insights with your strategy for the best results—it's like having a co-pilot for earnings season! Empowering users to strategize trades before reports drop.
How does AI Earnings Prediction generate its forecasts?
AI Earnings Prediction uses advanced Large Language Models (LLMs) to analyze a wealth of data, including past earnings transcripts, real-time market sentiment, analyst insights, and company news from the last three months. It focuses on key indicators like revenue, EPS, and margins to predict whether a company will *Beat*, *Miss*, or remain Neutral relative to market expectations. Think of it as a super-smart analyst crunching numbers and news 24/7 to give you a trading edge!
When are the predictions available, and how often are they updated?
Predictions are generated two days before a company’s earnings release (e.g., 5:00 PM ET on Feb 13 for a Feb 15 report) to capture the latest market and company data. They’re updated in real-time if significant news breaks, ensuring you get fresh insights.
Can I use AI Earnings Prediction for all types of stocks?
Currently, AI Earnings Prediction focuses on companies with market caps above $40 billion, covering major players like SPG, AAPL, MSFT, and NVDA for the 2025-2026 earnings seasons. We prioritize high-impact stocks with robust data to ensure reliable forecasts. Stay tuned as we expand coverage to more companies based on user demand!
