National Bank Holdings Corp (NBHC) FY2025Q3 Earning Prediction
National Bank Holdings Corp (NBHC) is set to release its earnings performance on 10/21 16:10:00 ET in After Hours trading. Consensus forecasts predict a revenue of 107.56M and an earnings per share (EPS) of 0.90 for the . With Intellectia's exclusive AI algorithms, users can predict whether the earnings will beat or miss expectations before the report drops. Leverage this powerful tool to strategize and position your trades ahead of the earnings release!
Earnings Surprise Analysis
NBHC Transcript
The earnings call highlights strong financial performance with improved asset quality, disciplined credit management, and robust capital ratios. The company projects a 10% loan growth in 2026 and maintains a strong margin. Despite some uncertainties in partnership finalization for 2UniFi, the strategic focus on loan growth, share buybacks, and stable noninterest expenses are positive indicators. The market cap suggests a moderate reaction, thus predicting a positive stock price movement of 2% to 8% over the next two weeks.
The earnings call highlights strong financial performance, with increased loan fundings, deposits, and noninterest income. Despite higher expenses related to 2UniFi, the company projects continued growth and plans to manage costs effectively. The Q&A section reveals optimism about maintaining margins, resuming loan growth, and leveraging acquisitions. Share repurchases and a healthy pipeline further support a positive outlook. While some uncertainties exist regarding future expenses, the overall sentiment is positive, suggesting a potential stock price increase of 2% to 8% over the next two weeks.
The earnings call reveals strong financial performance with a 19.9% YoY growth in net income and a 26% increase in loan fundings. Positive guidance on margin expansion and Unifi platform's potential adds to the optimism. Despite some concerns over higher-risk loans, management has addressed most issues. The market strategy, focusing on fee income and partnerships, is promising. The lack of specifics on M&A is a minor concern, but overall, the financial health and strategic direction suggest a positive stock price movement.
The earnings call presents a mixed picture: strong financial performance with increased earnings per share and net income, alongside a robust net interest margin. However, concerns about rising non-interest expenses and competitive pressures in the loan market temper optimism. The lack of detailed shareholder return plans and unclear guidance on loan growth further contribute to uncertainty. The Q&A session highlighted potential weaknesses in the transportation sector and management's vague responses to strategic questions. Given the small market cap, the stock is likely to remain stable, resulting in a neutral prediction.
NBHC Report
Frequently Asked Questions
What is the National Bank Holdings Corp FY2025Q3 Earnings Release Date and Time?
National Bank Holdings Corp (NBHC) is scheduled to release its FY2025Q3 earnings report onOct 21, 2025, After Hours(approximately 4:00 PM ET). This timing allows investors to react during after-hours trading, with a conference call typically following shortly after.
What Are the Consensus Forecasts for National Bank Holdings Corp FY2025Q3 Revenue and EPS?
Analysts' consensus predicts 107.56M in revenue and an EPS of 0.90 for National Bank Holdings Corp's FY2025Q3.
What Does Intellectia's AI Predict for National Bank Holdings Corp FY2025Q3 Earnings?
Intellectia's exclusive AI algorithms forecast a forNational Bank Holdings Corp's FY2025Q3 earnings, with a prediction date of Oct 21, 2025. National Bank Holdings Corp
How Can I Use This Earnings Prediction to Trade NBHC Stock?
Leverage Intellectia's AI forecast to position trades ahead of theOct 21, 2025 release—consider calls for a beat scenario or protective puts for misses. Focus on pre-market volatility, and use the scenario probabilities to build strategies around revenue and guidance updates.
How Accurate Is Intellectia's AI for Earnings Predictions Like National Bank Holdings Corp FY2025Q3?
Intellectia's predictions are backed by rigorous backtesting, showing a high hit rate for Beat and Miss calls compared to traditional analysis. While no forecast is 100% certain, we provide probability-based scenarios (e.g., 50% chance of a *Beat*) and detailed rationales to help you make informed decisions. Combine our insights with your strategy for the best results—it's like having a co-pilot for earnings season! Empowering users to strategize trades before reports drop.
How does AI Earnings Prediction generate its forecasts?
AI Earnings Prediction uses advanced Large Language Models (LLMs) to analyze a wealth of data, including past earnings transcripts, real-time market sentiment, analyst insights, and company news from the last three months. It focuses on key indicators like revenue, EPS, and margins to predict whether a company will *Beat*, *Miss*, or remain Neutral relative to market expectations. Think of it as a super-smart analyst crunching numbers and news 24/7 to give you a trading edge!
When are the predictions available, and how often are they updated?
Predictions are generated two days before a company’s earnings release (e.g., 5:00 PM ET on Feb 13 for a Feb 15 report) to capture the latest market and company data. They’re updated in real-time if significant news breaks, ensuring you get fresh insights.
Can I use AI Earnings Prediction for all types of stocks?
Currently, AI Earnings Prediction focuses on companies with market caps above $40 billion, covering major players like SPG, AAPL, MSFT, and NVDA for the 2025-2026 earnings seasons. We prioritize high-impact stocks with robust data to ensure reliable forecasts. Stay tuned as we expand coverage to more companies based on user demand!
