Lincoln National Corp (LNC) FY2025Q2 Earning Prediction
Lincoln National Corp (LNC) is set to release its earnings performance on 07/31 06:00:00 ET in Pre-Market trading. Consensus forecasts predict a revenue of 4.65B and an earnings per share (EPS) of 1.91 for the . With Intellectia's exclusive AI algorithms, users can predict whether the earnings will beat or miss expectations before the report drops. Leverage this powerful tool to strategize and position your trades ahead of the earnings release!
Earnings Surprise Analysis
LNC Transcript
The earnings call summary indicates positive financial performance with growth in annuities and retirement plan services, and stable margins in Group Protection. The Q&A section adds confidence with stable earnings drivers and plans for capital deployment, although some details were deferred to future calls. Despite minor concerns like modest margin decline and lack of immediate share repurchase details, the overall sentiment is positive, supported by strong earnings and market strategy. The absence of market cap data limits the precision of impact prediction, but the overall outlook suggests a positive trend.
The earnings call reveals several positive factors: improved margins, strong growth in first-year sales, and increased deposits in Retirement Plan Services. The Q&A highlights management's confidence in margin expansion and sales growth, despite some uncertainty in restructuring impacts. The partnership with Bain Capital and a strategic focus on digital capabilities are promising. Although there are some declines in annuities and retirement earnings, positive guidance and strategic moves outweigh these concerns, suggesting a positive stock price movement in the short term.
The earnings call shows mixed results: strong financial performance with EPS exceeding expectations and improvements in operating income, but concerns about regulatory risks, supply chain challenges, and market volatility. The partnership with Bain Capital and the strong RBC ratio provide stability, but lack of share repurchase or dividend programs and potential headwinds in retirement services and annuities balance the positives. The Q&A highlighted management's avoidance of specifics on certain metrics, adding uncertainty. Overall, the sentiment is neutral, with no significant catalysts for a strong stock price movement.
The earnings call presents a mixed picture. While adjusted operating income is up, net income shows a significant loss. The Bain Capital investment is positive, but the lack of share repurchases or dividends is neutral. Market volatility and potential economic downturns pose risks, offsetting gains in some business segments. Q&A insights reveal management's cautious optimism but lack specifics. This balance of positive and negative factors suggests a neutral stock price movement in the short term.
LNC Slides
Frequently Asked Questions
What is the Lincoln National Corp FY2025Q2 Earnings Release Date and Time?
Lincoln National Corp (LNC) is scheduled to release its FY2025Q2 earnings report onJul 31, 2025, Pre-Market(approximately 4:00 PM ET). This timing allows investors to react during after-hours trading, with a conference call typically following shortly after.
What Are the Consensus Forecasts for Lincoln National Corp FY2025Q2 Revenue and EPS?
Analysts' consensus predicts 4.65B in revenue and an EPS of 1.91 for Lincoln National Corp's FY2025Q2.
What Does Intellectia's AI Predict for Lincoln National Corp FY2025Q2 Earnings?
Intellectia's exclusive AI algorithms forecast a forLincoln National Corp's FY2025Q2 earnings, with a prediction date of Jul 31, 2025. Lincoln National Corp
How Can I Use This Earnings Prediction to Trade LNC Stock?
Leverage Intellectia's AI forecast to position trades ahead of theJul 31, 2025 release—consider calls for a beat scenario or protective puts for misses. Focus on pre-market volatility, and use the scenario probabilities to build strategies around revenue and guidance updates.
How Accurate Is Intellectia's AI for Earnings Predictions Like Lincoln National Corp FY2025Q2?
Intellectia's predictions are backed by rigorous backtesting, showing a high hit rate for Beat and Miss calls compared to traditional analysis. While no forecast is 100% certain, we provide probability-based scenarios (e.g., 50% chance of a *Beat*) and detailed rationales to help you make informed decisions. Combine our insights with your strategy for the best results—it's like having a co-pilot for earnings season! Empowering users to strategize trades before reports drop.
How does AI Earnings Prediction generate its forecasts?
AI Earnings Prediction uses advanced Large Language Models (LLMs) to analyze a wealth of data, including past earnings transcripts, real-time market sentiment, analyst insights, and company news from the last three months. It focuses on key indicators like revenue, EPS, and margins to predict whether a company will *Beat*, *Miss*, or remain Neutral relative to market expectations. Think of it as a super-smart analyst crunching numbers and news 24/7 to give you a trading edge!
When are the predictions available, and how often are they updated?
Predictions are generated two days before a company’s earnings release (e.g., 5:00 PM ET on Feb 13 for a Feb 15 report) to capture the latest market and company data. They’re updated in real-time if significant news breaks, ensuring you get fresh insights.
Can I use AI Earnings Prediction for all types of stocks?
Currently, AI Earnings Prediction focuses on companies with market caps above $40 billion, covering major players like SPG, AAPL, MSFT, and NVDA for the 2025-2026 earnings seasons. We prioritize high-impact stocks with robust data to ensure reliable forecasts. Stay tuned as we expand coverage to more companies based on user demand!
